Sentences with phrase «guaranteed minimum interest rates»

Life insurance policies that provide for contractually guaranteed minimum interest rates and maximum costs of insurance while at the same time offering the potential for higher non guaranteed policy credits and lower non guaranteed costs of insurance and other expenses.
Ask your agent (or any agent) for an «in force ledger» based on current mortality charges and guaranteed minimum interest rates.
Current Assumption Life insurance policies that provide for contractually guaranteed minimum interest rates and maximum costs of insurance while at the same time offering the potential for higher non guaranteed policy credits and lower non guaranteed costs of insurance and other expenses.
Fixed annuity contracts are issued with guaranteed minimum interest rates.
Choose the security of guaranteed minimum interest rates or link your policy's growth to the equity markets
Fixed deferred annuities also provide you with a guaranteed minimum interest rate, regardless of market conditions.
The annuities also provide a guaranteed minimum interest rate and don't respond to the market; making them the guaranteed portion of your retirement portfolio.
It can provide a guaranteed minimum interest rate with no taxes due on any earnings until they are withdrawn from the account.
A retirement vehicle that offers a guaranteed minimum interest rate and the ability to begin taking withdrawals at any time.
87.5 % of premium accumulated at the contract's guaranteed minimum interest rate (Guaranteed Minimum Value).
90 % of premium, adjusted for withdrawals, accumulated at the contract's guaranteed minimum interest rate
Fixed annuities feature a guaranteed minimum interest rate.
After the initial rate guarantee period, your rate may be adjusted each year but may never fall below the guaranteed minimum interest rate at the time of issue.
The insurance company also guarantees a minimum interest rate in fixed indexed annuities.
The guaranteed minimum interest rate is 2 % annually.
After that, the interest rate is guaranteed to never fall below the contract's declared guaranteed minimum interest rate.
§ The guaranteed minimum interest rate will be declared each calendar year and will fall between 1 % -3 %.
‡ The fixed account guaranteed minimum interest rate will be declared each calendar year and will fall between 1 % -3 %.
Indexed annuities may offer a guaranteed minimum interest rate.
GOLD SERIES SAGE CHOICE SINGLE PREMIUM DEFERRED ANNUITY — PRODUCT OVERVIEW 6 Year Single Premium Deferred Annuity Issue Ages: 15 days — 90 years (age last birthday) Minimum Premium — $ 2,000 Maximum Premium — $ 500,000 per Owner Free Withdrawal Provision («Bailout Feature»): Included in the Contract Guaranteed Minimum Interest Rate: 2 % for the first 10 years and 3 % thereafter Contract Loan — Not Available for this product Free - Look Period — 30 days Death Benefit: Accumulation Value on the date of the Owner's death.
Fixed deferred annuities also provide you with a guaranteed minimum interest rate, regardless of market conditions.
You will be safe with a guaranteed minimum interest rate.
With not only a guaranteed minimum interest rate, you'll also enjoy the potential for additional growth through dividends, when they're offered.
The policy is tied to a guaranteed minimum interest rate, which acts as a protection against market loss.
All LBL annuities are traditional fixed annuities, which have a guaranteed minimum interest rate.
Find out if the policy offers a guaranteed minimum interest rate.
You also get a guaranteed minimum interest rate, which means while you are taking advantage of the market going up, you will never suffer losses due to the market going down.
Indexed annuities may offer a guaranteed minimum interest rate.
GOLD SERIES SAGE CHOICE SINGLE PREMIUM DEFERRED ANNUITY — PRODUCT OVERVIEW 6 Year Single Premium Deferred Annuity Issue Ages: 15 days — 90 years (age last birthday) Minimum Premium — $ 2,000 Maximum Premium — $ 500,000 per Owner Free Withdrawal Provision («Bailout Feature»): Included in the Contract Guaranteed Minimum Interest Rate: 2 % for the first 10 years and 3 % thereafter Contract Loan — Not Available for this product Free - Look Period — 30 days Death Benefit: Accumulation Value on the date of the Owner's death.
The Guaranteed Minimum Interest Rate (GMIR) is 0.05 % (except in New York where it is 1 %).
The Guaranteed Minimum Interest Rate (GMIR) is 1 %.
A renewal rate will be credited annually after that and will never be less than the guaranteed minimum interest rate.
The Guaranteed Minimum Interest Rate (GMIR) is 0.05 %, except in NY, where it is 1 %.
At the end of that period, the interest rate is reset, but will not be lower than a guaranteed minimum interest rate established at issue.
3 Policy owners should anticipate renewal interest rates at the Guaranteed Minimum Interest Rate regardless of future economic conditions.
However, the guaranteed minimum interest rate is typically lower than that of a traditional universal life insurance policy and the insurer can cap your participation rate.
A universal life contract provides access to cash value accumulation like that of a whole life policy; however, cash value within a universal life policy includes a guaranteed minimum interest rate plus an additional interest payment if and when the life insurance carrier experiences higher returns on its own investments.
If the option has a guaranteed minimum interest rate higher than 0 %, the indexed account may even be eligible for interest during periods where the market index has gone down.
The policy incorporates a guaranteed minimum interest rate as well as guaranteed charges.
The company guarantees a minimum interest rate and a maximum mortality charge.
Some, if not most, companies will guarantee a minimum interest rate, guaranteeing you a return of some kind even if the investments are the not the best.
«Some whole life insurance policies pay dividends that can increase your cash value and death benefit above the guaranteed minimum interest rate,» says Finneran.
With Indexed UL, your money is never actually invested in the market, and you're protected with a guaranteed minimum interest rate

Not exact matches

Here are just a few of the guaranteed benefits of federal loans: low, fixed interest rates; in - school and hardship deferment opportunities; loan forgiveness options; income - driven repayment plans; no prepayment penalties; and no minimum credit score requirement.
Voya is looking to reduce exposures to generous guaranteed minimum income benefit (GMIB) riders sold to individual customers through early 2010 during an era of higher interest rates.
There is no guarantee that the company will declare an interest rate greater than the guaranteed minimum effective interest rate.
This guaranteed minimum value may be the premiums paid (or a percentage of them) improved at an interest rate such as 0 to 2 percent.
It might seem a lender is offering guaranteed loan approval, despite bad credit, but the small print may stipulate a minimum limit, increased interest rates and severe late payment penalties.
Part of the interest rate earned is a guaranteed minimum, commonly 1 - 3 % paid on 90 % of premiums paid; the other part is linked to the specified equities index.
Afterwards, interest rates may change monthly, but not below the minimum guaranteed interest rate.
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