Sentences with phrase «guaranteed minimum return»

Many policies will set a minimum amount on the death benefits, but the investment portion of your premiums will not typically guarantee a minimum return.
The fixed interest rate investment is lower risk and carries a higher guaranteed minimum return.
Insurance companies guarantee a minimum return rate on the cash value that is usually between 3 and 5 percent.
Many policies will set a minimum amount on the death benefits, but the investment portion of your premiums will not typically guarantee a minimum return.
The fixed interest rate investment is lower risk and carries a higher guaranteed minimum return.
If you are looking for a very safe and stable product, whole life and universal life offer guaranteed minimum returns on investment, while a universal policy lets you alter your death benefits and premium payments if you need more flexibility.
If you are looking for a very safe and stable product, whole life and universal life offer guaranteed minimum returns on investment, while a universal policy lets you alter your death benefits and premium payments if you need more flexibility.
And while some investment provisions will offer guaranteed minimum returns, the same policies typically cap your investment earnings.
And, according to LIFE, no matter how badly the investments pan out, the insurance company guarantees you a minimum return.
They typically guarantee some minimum return but are linked to the performance of a particular index, such as Standard & Poor's 500 index.
Their objective is to generate a stable yield while preserving investor principal by being «wrapped» with insurance contracts to guarantee a minimum return.
Some annuities offer you a guaranteed minimum return.
An index annuity is almost the same as Indexed Universal Life, except the equity - index annuity is an investment with a guaranteed minimum return, with sometimes a higher return that is a function of the gain in the stock market, but is not associated with a life insurance policy.
An adviser tells you about an investment that offers the upside of the stock market but also promises a guaranteed minimum return to protect you against market setbacks.
Every investment varies — some guarantee a minimum return, some don't.
Sometimes there's a guaranteed minimum return, sometimes not.
For an additional cost, some variable annuities will guarantee a minimum return.
Swiss annuities have a guaranteed minimum return.
Sometimes you can even work out a GIC with a guaranteed minimum return.
So, if the option premiums paid are cumulatively greater than the guaranteed minimum return, the product should return more than the minimum on average — but likely not much more on average.
The indexed universal life policies that we recommend are not only protected against this type of loss, they have a guaranteed minimum return that you can rely on.
While whole life insurance has a guaranteed minimum return, there are also high fees involved which can eat into any gains you make.
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