Not exact matches
He designed the debentures to pay investors a quarterly
guaranteed interest rate: five
percentage points above prime, capped at 15 %.
There are no
guarantees, but both stocks and bonds have shown that they tend to outpace inflation by several
percentage points or more over long stretches.
But
guarantees cost money, so most seg funds charge annual fees at least a half a
percentage point higher than comparable mutual funds.
Even if you're able to pare expenses, there's no
guarantee that each
percentage point reduction will mean a
percentage -
point increase in return, although there's plenty of evidence that funds with lower costs do generally perform better.
At
Guaranteed Rate, a national lender, the savings are similar: Buying one
point will typically lower your rate a quarter, or perhaps three - eighths, of a
percentage point, says Dan Gjeldum, senior vice president of mortgage lending.
There's also no
guarantee that every
percentage point you reduce investment fees will raise your return by the same amount, although Morningstar research on the relationship between fees and performance shows that low - cost funds typically do outperform their high - cost counterparts.
Finally, it's also important to realize there's no
guarantee that every
percentage point you save in investment fees by replacing a high - cost fund with low - cost one will translate to an extra
percentage point of return.
[ii] This slip in the polls is a decline of more than 10
percentage points, and demonstrates the public effect of Solyndra's bankruptcy and the resulting Congressional probe into renewable loan
guarantees.
The extra yield investors demand to hold securities backed by government -
guaranteed mortgages has risen to 0.24
percentage point this year, from 0.15
percentage point at the end of 2016, a relatively modest widening.