Sentences with phrase «guaranteed principal»

Others do not guarantee principal, but may provide a partial buffer against loss or offer the potential for enhanced returns.

These products are long - term retirement options purchased from an insurance company that guarantee principal protection, tax - deferred growth, and reliable income.

Also, these types of universal insurance policies typically guarantee the principal amount in the indexed portion, but cap the maximum return that a policy holder can receive in said account.

I like the fact that it offers guaranteed principal and a good rate of return.

While they still guarantee your principal deposit at the end of the term, the amount of interest you earn depends on the performance of the stock or equity market throughout that term.

But with that said, there is a place in everyone's retirement savings strategy for a rock solid investment with a lower but return but guaranteed principal preservation.

The CIBC Flexible TFSA GIC guarantees your principal and interest, while giving you the option to cash out early, after 30 days, to change CIBC investment options without penalty.

If I were rewriting regulation, I would change it to read that only «free surplus» is available to be invested in assets that do not guarantee principal repayment.

The contract also guarantees the principal investment.

These GICs provide guaranteed principal and interest, making them an ideal part of a diversified portfolio.

These firms manage your funds and guarantee your principal by sticking to safe investments such as government bonds and GICs.

Consider a CIBC RRSP daily interest savings account, which guarantees your principal and interest and allows complete access to the money if you need it.

The government guarantees the principal (Canada's Deposit Insurance Corp CDIC and US's Federal Deposit Insurance Corp FDIC), up to one million dollars.

However, Cerulli says that insurance companies guaranteeing principal on variable annuities or income require advisers to use specific asset allocation models in order to provide clients with consistent returns and minimize payout risk.

A GIO provides these payments while guaranteeing your principal.

For the first time, the Treasury Department rushed to guarantee the principal in money funds that bought into a temporary insurance program.

The CIBC LIF GIC allows you to safely lock in your investment for 6 months to 5 years, with guaranteed principal and interest.

The CIBC Bonus Rate RRIF GIC guarantees your principal and offers interest at a premium rate allowing you to maximize growth within your CIBC RRIF.

These Guaranteed Investment Certificates (GICs) are fully eligible for your CIBC Registered Education Savings Plan (RESP) and provide guaranteed principal and interest, making them an ideal part of a diversified portfolio.

and the features you apply to that annuity (asset protection, guaranteed principal protection, etc...)

Deferred annuities also provide a death benefit, so your chosen beneficiary of the annuity is guaranteed the principal amount as well as the compounded interest.

Promises like «guaranteed income, guaranteed principal, guaranteed return on investment.»

There are even FDIC insured CDs that guarantee the principal but the interest crediting is linked to an equity index like the S&P but with a cap.

The CIBC Bonus Rate TFSA GIC offers interest at a premium rate on selected terms and guarantees your principal.

The CIBC TFSA GIC (Redeemable) guarantees your principal and interest, while giving you the option to cash out at any time, at specified early redemption rates.

So typically, bonds have less risks than stocks because you get this guaranteed principal repayment at the end of the bond.

The CIBC Bonus Rate GIC offers interest at a premium rate on selected terms and guarantees your principal.

The benefit is that on maturity, you are guaranteed your principal and the interest.

The CIBC RRIF GIC allows you to safely lock in your investment for 6 months to 5 years, with guaranteed principal and interest.

Traditional savings plans may guarantee principal and a fixed rate of return.

The CIBC Variable Rate GIC guarantees your principal, while offering you a variable interest rate that is linked to the CIBC Prime Rate and the option to cash out early, after 30 days, without penalty.

The CIBC Redeemable GIC guarantees your principal and interest, while giving you the option to cash out at any time, at specified early redemption rates.

The CIBC Flexible GIC guarantees your principal and interest, while giving you the option to cash out early, after 30 days, without penalty.

However, long - term returns are typically lower than those for stocks, bonds, and other riskier investment vehicles, although some banks offer market - linked accounts that both guarantee the principal and offer the promise of higher returns.

Moreover, variable annuities do no guarantee your principal and they bury a lot of hidden costs and fees, in things like mortality expense (M&E), riders, sub-account costs, etc..

Domestic common stocks Foreign common stocks Domestic bonds (investment grade, not junk) Foreign bonds High - yield (aka junk) bonds Cash - type assets (cash equivalent) Longer - term fixed - dollar (guaranteed principal) assets Investment real estate Other tax - sheltered investments Convertible securities Gold and other precious metals Collectibles Other assets

Premium dollars can be allocated among these investment offerings or they may go towards the Guaranteed Principal Account — which is a fixed account and is guaranteed to earn interest daily.

It guarantees your principal; unlike a 401 (k) or mutual fund, your account balance is not going to tank during the next market downturn.

Fixed income investments are defined as securities that have a regular fixed return associated with them as well as having a guaranteed principal.

[5] Such sudden price moves may make it impossible to shift the position from the risky assets to the bond, leading the structure to a state where it is impossible to guarantee principal at maturity.

Traditional savings plans may guarantee principal and a fixed rate of return.

Since insurance cash values are guaranteed principal, it is more accurate make the comparison using term and savings, or other fixed dollar investments.