Not exact matches
If you have a «
guaranteed renewable»
policy you
do not need to have a physical exam to renew - otherwise you will have to have an exam.
However, simply having
guaranteed renewable in your
policy does not
guarantee your premiums will remain the same.
Alternatively, if you
do not convert, your
policy is
guaranteed renewable.
These
policies are
guaranteed renewable up until age 95 without you having to
do a medical exam.