Sentences with phrase «guaranteed standard issue»

In addition to disability income insurance, the company also offers business protection and guaranteed standard issue.

Known as GSI or guaranteed standard issue, this policy is ideal for groups of 5 - 10 + employees / owners.

Guaranteed standard issue, or GSI, will do the same.

Unfortunately, guaranteed standard issue plans often have predetermined benefits and shorter benefit periods, which isn't ideal for a dentist trying to protect his or her future income.

Guaranteed Standard Issue Consider yourself fortunate if your employer offers income protection insurance at discounted rates and with no medical underwriting.

Guaranteed Standard Issue Give employers a way to attract and retain highly compensated employees with income protection at discounted rates and with no medical underwriting.

Start thinking Guaranteed Standard Issue.

Not exact matches

The suit was commenced against NIB by Standard Bank Offshore Trust Company, which was later substituted by Dominion Corporate Trustees Limited, on behalf of investors, who had purchased promissory notes issued by Eland Ghana Limited and guaranteed by NIB

Both simplified issue and guaranteed issue life insurance types of coverage are more expensive than going through the standard underwriting process, which includes a medical exam, with guaranteed issue typically being more expensive than simplified issue since no health questions are required.

All approvals and rates are not guaranteed, and are only issued based on standard HARP or other mortgage qualifying guidelines.

While this is fairly standard and most business card providers require a personal guarantee, you can find some workarounds to avoid this issue.

The appeal concerned two important issues: firstly, whether a judge appointed for a short renewable term had security of tenure sufficient to satisfy the constitutional guarantee of an independent and impartial court, and secondly whether the decision to try the case by judge alone was to be decided on the criminal standard of proof.

Significant matters / transactions include: Advised Xstrata South Africa (Proprietary) Limited on its offer to purchase Lonmin plc's entire issued share capital, # 5 billion Advised Telkom SA Limited on its unbundling of a 35 % stake in Vodacom Group (Proprietary) Limited, R35 billion Advised Edgars Consolidated Stores Limited on its acquisition by Bain Capital, R25, 5 billion Advised The Standard Bank of South Africa Limited and FirstRand Bank Limited (acting through its Rand Merchant Bank division) on the introduction of BEE equity participation in Sasol Limited and their arranging financing therefore, R25, 4 billion Advised FirstRand Bank Limited (acting through its Rand Merchant Bank division) and Nedbank Limited (acting through its Nedbank Capital division) as lenders to Richards Bay Titanium (Proprietary) Limited and Richards Bay Mining (Proprietary) Limited, R19 billion Advised Citibank N.A. on a bridge loan granted to Turquoise Moon Trading 427 (Proprietary) Limited by Citibank N.A. and JP Morgan Chase, R10 billion Advised British American Tobacco plc on its secondary listing on the JSE, R550 billion Advised Pioneer Foods Limited on its listing on the JSE Securities Exchange, R6 billion Advised the South African National Roads Agency Limited in respect of the Gauteng Freeway Improvement Project involving the construction and upgrade of the Gauteng freeway and the procurement of an open road tolling system, R44 billion Advised Absa Bank Limited (acting though its Absa Capital division), FirstRand Bank Limited (acting through its Rand Merchant Bank division) and Vunani Capital (as co-lead arrangers) and the South Africa National Roads Agency Limited (as issuer) on the establishment of its South African Guaranteed Domestic Medium Term Note Programme and the subsequent issue of notes thereunder, R32 billion Advised Shoprite Checkers (Proprietary) Limited on the proposed Brait Private Equity private equity buy - out (this did not proceed), R12 billion Advised Reclamation Holdings (Proprietary) Limited and various shareholders on the acquisition by Capitalworks Private Equity SP GP (Proprietary) Limited and Old Mutual Life Assurance Company South Africa Limited of a 20 % equity stake in Reclamation Holdings (Proprietary) Limited from various shareholders, R511 million Clients include: Multinationals, listed companies, financial institutions, entrepreneurs and Government

If the standard carriers will not offer a level plan, the other option is to go with a guaranteed issue life insurance plan.

6) Guaranteed Issue or «GI» policies — A policy for people with serious health issues who would not be eligible for any other standard life insurance policies.

For instance someone may have a serious medical condition and not qualify for any standard form of life insurance so they need to get guaranteed issue life insurance.

Under such circumstances, some insurance companies offer a guaranteed issue version of their short term health insurance, which will not cover the medical conditions for which you were declined standard coverage.

Alternatively, if your current health, occupation, or any other factors prevent you from qualifying for a standard life insurance policy, a guaranteed issue accidental death benefit policy can offer some protection over having no insurance at all.

Which means that while you probably won't be able to qualify for a Standard or better life insurance rate, at least now you'll have a pretty good chance at getting approved for a traditional term or whole life insurance policy and won't have to settle on purchasing a guaranteed issue life insurance policy if that isn't the right policy for you!

Graded Benefit Plans — Otherwise known as «Guaranteed Issue Life Insurance», this is when there is no health section to your application at all either because you want to avoid it or even if the questions can not be answered to a satisfactory standard.

Should you be declined for a standard policy, there are other types of policies which you may well be able to qualify for such as a «Guaranteed Issue» policy which generally does not require any medical questions or health exam.

If your application is declined, your independent agent will typically offer a «guaranteed issue» policy which, although more expensive than standard life insurance, is certainly better than having no life insurance at all.

These are the features and characteristics that set guaranteed issue apart from standard term and permanent policies.

The difference between a guaranteed issue policy and the guaranteed insurability rider, and term conversion, is that the GI rider and term conversion require the purchase of a tradition policy with a standard health rating first.

Here is the big problem with buying a no exam policy / guaranteed issue policy though, it costs way more money than a standard issue policy.

Generally the minimum age is 50 to qualify for «guaranteed issue» or «guaranteed approval» life insurance, the type needed when disabled and unable to pass standard life insurance medical questions.

Guaranteed issue life insurance is always more expensive than getting the same coverage amount through standard or simplified policy, and it is important to note that guaranteed issue life insurance has a 2 - year waitiGuaranteed issue life insurance is always more expensive than getting the same coverage amount through standard or simplified policy, and it is important to note that guaranteed issue life insurance has a 2 - year waitiguaranteed issue life insurance has a 2 - year waiting period.

If you have current medical conditions that might otherwise make it difficult to obtain standard coverage, then Guaranteed Issue Life Insurance Companies offer policies that address this iIssue Life Insurance Companies offer policies that address this issueissue.

These companies will write policies that are guaranteed to be issued, even if you are not insurable by traditional standards.

Liberty Mutual offers many benefits to their standard policyholders including Accident Forgiveness for drivers who have been accident free for five or more years; Lifetime Repair Guarantee when you have your vehicle repairs at one of Liberty Mutual's partnered shops; Auto Recall Notification Service that warns policyholders if their vehicle has been issued a recall; 24 Roadside Assistance; and a Twelve Month Rate Guarantee.

Apple issues these badges to guarantee a level of quality, but it also requires that third parties use official standards, such as chips and connectors, which sometimes only Apple sells, so Apple benefits from this program in the end.