Sentences with phrase «guaranteed withdrawals»

Guaranteed withdrawal benefit riders and lifetime income riders are features offered with some variable annuity contracts - and they can be quite appealing because they do just that; they guarantee lifetime income.

Product development last year was muted as low interest rates made it difficult for companies to tweak lifetime guarantee withdrawals, step up benefits and the adjust fees charged by insurers.

The Guaranteed Annual Withdrawal Amount (GAWA) is determined by multiplying any contribution (s) by the applicable Guaranteed Withdrawal Rate plus any transfer (s) multiplied by the applicable Guaranteed Transfer Withdrawal Rate, plus any GAWA Increase.1

The lineup includes a Structured Investment Option, which offers your employees the potential for market gains up to a specified limit along with some protection against some market losses.4 We also offer the Personal Income BenefitSM, a «pension - like» benefit that provides guaranteed withdrawal payments for life and may help employees address inflation, longevity, and market volatility concerns.5

So you can «live» with guaranteed withdrawals for lifetime income and still have the potential to «give» a legacy through death benefit proceeds equal to the amount of premium you invested, subject to the benefit guidelines.

The LAP amount is based on age upon activation and determined as a percentage of a Withdrawal Base, a separate value used solely for calculation of guaranteed withdrawal amounts and rider charges for the benefit.

So you can «live» with guaranteed withdrawals for lifetime income and still have the potential to «give» a legacy through death benefit proceeds equal to the amount of premium you invested, subject to the benefit guidelines.

RBOptions offers their traders a lot of educational tools and also features guaranteed withdrawals in one day; that is very unique to say the least in the binary options trading world.

The Personal Income BenefitSM is a «pension - like» plan benefit, available through the Retirement Gateway ® group annuity, which provides guaranteed withdrawal payments and helps employees be more confident about retirement.

The Retirement Gateway ® group variable annuity is designed to offer an opportunity to save toward retirement with investment options managed by well - known names in the fund industry, the ability to turn retirement savings into guaranteed withdrawals through a feature which can be added for an additional fee, and more.

Personal Income Benefit ℠ is an optional guaranteed withdrawal benefit, available for an additional charge, that can provide lifetime income payments

With this product, an individual or a couple may choose to receive guaranteed withdrawals for life, as well as an enhanced death benefit should the owner or annuitant die.

Guaranteed Withdrawal Rates applied to contributions are set each quarter.

The Personal Income BenefitSM is a «pension - like» plan benefit, available through the EQUI - VEST ® series of variable annuities, which provides guaranteed withdrawal payments and helps employees be more confident about retirement.

The Retirement Gateway ® variable annuity is designed to offer an opportunity to save toward retirement with a diversified selection of investment options managed by well - known names in the fund industry, the ability to turn retirement savings into guaranteed withdrawals, and more.

With Legacy Lock IV, your death benefit may be undiminished by your guaranteed withdrawal amounts or RMDs, subject to benefit guidelines.

When they see variable annuities, Boros says, «it's like, wow, there is a thing called an annuity, and a guaranteed income benefit, and guaranteed withdrawals.

With Legacy Lock IV, your death benefit may be undiminished by your guaranteed withdrawal amounts or RMDs, subject to benefit guidelines.

If this is the case on a policy anniversary, the guaranteed withdrawal base would «ratchet» up to meet the accumulation value.

A: Fixed Indexed Annuities have a phantom account called the Guaranteed Withdrawal Base which, along with the Accumulation Value, determines the income benefit available.

For the Fixed Indexed Annuity in Option 1, there is also an opportunity for the income benefit to increase if the accumulation value grows to be greater than the guaranteed withdrawal base.

The Guaranteed Withdrawal Rate is applied to all payroll contributions that are periodically remitted to the Personal Income Benefit variable investment options, which include pre-tax and Roth contributions.

In its sole discretion, AXA Equitable may declare a rate greater, but not less than the rate generated by the Guaranteed Withdrawal Rate calculation.

The Guaranteed Withdrawal Rate is calculated using the «Ten - Year Treasuries Formula Rate.»

Each contribution generates a new GAWA based on the amount of the contribution, the Guaranteed Withdrawal Rate in effect, and the employee's age at the time of the contribution, which is added to the current GAWA amount.

Each deferral or transfer generates a new Guaranteed Annual Withdrawal Amount based on the amount of the deferral or transfer, a Guaranteed Withdrawal Rate and the employee's age at the time, and is then added to the current amount.

The Retirement Gateway ® variable annuity is designed to offer you an opportunity to save toward retirement with a diversified selection of investment options managed by leaders in the fund industry, the ability to turn retirement savings into guaranteed withdrawals, and more.

The Guaranteed Withdrawal Rate is a percentage, based in part on the «10 - Year Treasuries Formula Rate» plus an age - based spread.

In addition, some index - linked annuities provide opportunities to protect a portion of the annuity's account value, while variable annuities with a guaranteed withdrawal benefit feature can protect the amount of a person's future income.

Today I'm looking at a new binary options brokerage promising traders up to 85 % payouts, and guaranteed withdrawals, OptionField.

When you hear about «guaranteed death benefits» (a benefit for beneficiaries should the annuitant die before payments begin) and «income guarantees» or «guaranteed withdrawal benefits,» remember to read the fine print to see how they actually work.

Another feature provides a guaranteed withdrawal benefit for life in an optional rider available for an additional fee.

Another feature provides a guaranteed withdrawal benefit for life as an optional feature available for an additional fee.

The contract states that «the total annual charges are calculated as a percentage of the guaranteed withdrawal balance (GWB), and deducted quarterly across the variable investment options and the fixed account options».

They may be insuring your future retirement income by providing a guaranteed withdrawal benefit rider, or insuring a specific amount of death benefit to go to your heirs, or insuring a minimum return.

For clients who want to protect themselves against this risk, immediate annuities, longevity insurance, single premium deferred annuities, and variable annuities with a guaranteed withdrawal benefit or guaranteed income benefit feature should be evaluated and considered.

When looking for a variable annuity that offers a guaranteed withdrawal benefit rider or lifetime income rider, here's what to look for:

The lifetime payout amount can not be exhausted by market losses or guaranteed withdrawals... which may provide a guaranteed income stream that can last a lifetime.