Sentences with phrase «guaranteed years of coverage»

Not exact matches

While it's unclear what the insurance marketplaces will look like next year, under the proposed CMS rule, the amount of guaranteed coverage in a Silver plan would drop from about 70 percent to as little as 66 percent.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Based only on the $ 24.3 billion liquid portion of the PSF at fiscal year - end 2016, coverage on the program's guaranteed maximum annual debt service is strong at 4.24 times, according to Nichols.

* WE WELCOME ALL OUT - OF - STATE BUYERS AND TRADE - INS * EXTENDED WARRANTIES AVAILABLE FOR UP TO 4 YEARS WITH BUMPER TO BUMPER COVERAGE AND UNLIMITED MILES FOR ADDED PEACE OF MIND * GUARANTEED FINANCING FOR EVERYONE REGARDLESS OF CREDIT HISTORY * VERY EASY FINANCING - NO CREDIT NEEDED - YOUR JOB IS YOUR CREDIT * With our Guaranteed Credit Approval, we can finance anyone whether you have good credit, bad credit, or no credGUARANTEED FINANCING FOR EVERYONE REGARDLESS OF CREDIT HISTORY * VERY EASY FINANCING - NO CREDIT NEEDED - YOUR JOB IS YOUR CREDIT * With our Guaranteed Credit Approval, we can finance anyone whether you have good credit, bad credit, or no credGuaranteed Credit Approval, we can finance anyone whether you have good credit, bad credit, or no credit at all.

ASUS» warranty includes one year of parts and labor, one year of accidental damage coverage, a 30 - day zero bright dot guarantee, two - way free shipping and 24/7 tech support.

New Car Pledge: If you've recently purchased a new car, this optional coverage guarantees a brand - new replacement vehicle if your car is totaled within two years of its model year or before hitting 24,000 miles, whichever limit is reached first.

If you're between 50 and 80 years old, you can be accepted for guaranteed issue coverage regardless of your health.

A Guaranteed Acceptance policy can only be purchased between the ages of 50 to 85, and the policy's death benefit is limited for the first 2 years of coverage.

The first limitation of guaranteed issue life insurance is that the insurance isn't in full force until after two full years of coverage.

Whereas a term life policy offers a death benefit for a specific number of years (such as 10, 15 or 20 year term), guaranteed universal life offers death benefit coverage up to a certain age such as 90, 100 or even 121.

If you can't find Guaranteed Replacement Cost on your home then make sure you don't underinsure at the beginning of the policy, check the value every year and request at least 50 % Extended Replacement Cost coverage.

No benefit is payable under the Guaranteed Issue Life Insurance Plan in the case of suicide, while sane or insane, within two years of the effective date of the coverage.

Lenders typically require up to 1 year of homeowner's insurance premiums upfront in order to guarantee continuous coverage.

Fidelity Life's LifeStory Term insurance coverage is a unique product that offers a guaranteed level term of either ten years, 15 years, 20 years, or 30 years.

Instead of comparing policies and shopping around for the best deal each time you plan a trip, annual multi-trip insurance guarantees that you have the right coverage in place all year round.

Products: Gerber's Guaranteed Life Insurance Plan guarantees coverage to individuals and their spouses, between 50 and 80 years of age.

Because acceptance is guaranteed, death from natural causes during the first two years of coverage pays just a portion of the benefit amount.

Our payment of a Graded Death Benefit for the first two (2) years of coverage enables Gerber Life to guarantee acceptance of all applicants ages 50 to 80.

GLT is available in four level premium periods — 10, 15, 20 and 30 years — with guaranteed level premiums for the full term of coverage.

The flexible premium and coverage guarantees allow you to design a premium payment over the number of years that you choose.

Most term life insurance policies provide guaranteed coverage to age 95, with an affordable initial premium for a period of years (the term), such as 10, 20, or 30 years.

Thank you for visiting Huntley Wealth Insurance's website, where we help our clients get a wide range of life insurance policy types from level 10 year term life insurance to guaranteed life coverage for life.

With the guaranteed acceptance coverage through Colonial Penn, if the insured dies within the first two years of coverage, then the amount of the death benefit paid out to the beneficiary will be reduced.

For example, you may want to pay enough premiums in 10 or 15 years to guarantee lifetime coverage, or complete the payments of your lifetime premiums before you retire.

The premiums for guaranteed universal life insurance policies will be less expensive than whole life insurance, coverage amounts are flexible, and a guaranteed universal life insurance policy can be structured to provide final expense coverage up to age 90, 95, 100, and even 121 years of age.

Some choose to renew their policies on an annual basis but most choose guaranteed level term life insurance, which is where you a select coverage for a certain time period in increments of five years up to 30 years.

The truth is, all Guaranteed Acceptance Life policies have some type of limited benefits during the first 2 years and offer no more than $ 25,000 to $ 35,000 of coverage.

If you have a 20 - year term life insurance policy, with a $ 250,000 guaranteed coverage amount, for a premium of $ 50 a month, your premium would be $ 50 a month for the entire 20 years.

Our service is free and we offer a lifetime guarantee that allows you to give us a call anytime after you obtain your coverage in case you want to go over a couple of things or years later you decide you want to change up your policy to fit your needs.

Many 41 year olds buy a combination of «Guaranteed Universal Life» and term coverage.

Sage Term offers guaranteed level term life insurance coverage for 10, 15 or 20 year terms, with the free inclusion of an accelerated benefit rider.

With a no lapse rider, the insurer contractually guarantees that the coverage will stay in force for a defined number of years.

With a shorter guaranteed coverage time (10 years versus 20 years), the insurance company can raise your rate sooner (example — upon renewal of a new 10 - year contract).

Also unlike the express option, with Answers you are able to convert your policy into permanent coverage (eligible for people between 45 and 85 years of age), and your premium rates are guaranteed to never increase during your term.

No benefit is payable under the Guaranteed Issue Life Insurance Plan in the case of suicide, while sane or insane, within two years of the effective date of the coverage.

Guaranteed Term Life Insurance — Provides guaranteed coverage for a set period of time, typically 5, 10, 20 orGuaranteed Term Life Insurance — Provides guaranteed coverage for a set period of time, typically 5, 10, 20 orguaranteed coverage for a set period of time, typically 5, 10, 20 or 30 years.

Below is a comparison of actual policy costs of FEGLI coverage versus a competitively priced 10 - year guaranteed level term life insurance policy that can be purchased in the open marketplace.

In this form, the premium is paid for one year of coverage, but the policy is guaranteed to be able to be continued each year for a given period of years.

Some benefits offered the plan are like providing life Insurance coverage till the age of 75 years, Money back feature where in once receives 7.5 % of the guaranteed Maturity Sum Assured per annum for 15 years to take care from 61 years to 75 years and lastly Maturity benefits at the age of 75 years.

Select 10, 20, or 30 years of coverage and a guaranteed benefit.

So, if a policyholder had purchased a Colony Term universal life 10 policy, and then they decided five years after purchasing it that they wanted to have coverage for the remainder of their lifetime, then the coverage extension feature would have allowed the insured to extend the death benefit protection guarantee to either age 90, age 100, or 105 — and, this could occur without the need for the insured to provide evidence of insurability.

Guaranteed issue life insurance is guaranteed level premiums for the rest of your life and guaranteed coverage amounts after the initial graded period oGuaranteed issue life insurance is guaranteed level premiums for the rest of your life and guaranteed coverage amounts after the initial graded period oguaranteed level premiums for the rest of your life and guaranteed coverage amounts after the initial graded period oguaranteed coverage amounts after the initial graded period of 2 years.

If you can't find Guaranteed Replacement Cost on your home then make sure you don't underinsure at the beginning of the policy, check the value every year and request at least 50 % Extended Replacement Cost coverage.

But if the ACA's guaranteed issue requirements are not retained, there are two main avenues for covering pre-existing conditions that have been included in most of the proposals put forth over the last few years: high - risk pools or a «continuous coverage» requirement, or both.

Rates current as of 12/20/2016 for a Guaranteed 10 year term - life policy, $ 250,000 in coverage issued at each company's best - published rates.

For those who require it, permanent policies are available, and there are also both guaranteed issue products as well as a final expense products, both which offer lower amount of coverage targeting those who are 50 years of age or older.

Most 42 year olds end up taking out a combination of guaranteed universal life insurance and term coverage.

Your acceptance for coverage is guaranteed if you are 45 to 85 years of age.

As long as he isn't a smoker and his health history checks out favorably, he could get a 20 - Year Guaranteed Level Term Policy with $ 100,000 worth of coverage for somewhere between $ 30 and $ 50 per month, depending on the insurance company he chooses.

You're looking for a 20 - year guaranteed level term policy with $ 250,000 of coverage.