Sentences with phrase «guaranteeing a minimum cash value growth»

In a whole life policy, the life insurer assumes the investment risk by guaranteeing a minimum cash value growth.

Not exact matches

Thus, these policies offer possible upside growth tied to an equity index, while providing a floor on the downside with the guaranteed minimum cash value.

• Earnings potential The issuing insurance company may guarantee a minimum growth rate on the cash value of the policy in some cases.

On top of that, your cash value actually has a guaranteed minimum growth rate.

Many permanent life insurance options include a guaranteed minimum death benefit and feature cash value growth over time.

Whole life insurance offers a guaranteed cash value, meaning it has a minimum growth rate.

Thus, these policies offer possible upside growth tied to an equity index, while providing a floor on the downside with the guaranteed minimum cash value.

While your policy's guarantees provide you with a minimum death benefit and cash value, dividends give you the opportunity to receive an enhanced death benefit and cash value growth.

As an example, a properly structured cash value whole life insurance policy that is purchased from a mutual company, is one that has tremendous liquidity, low cost (majority of the cost is buying lifelong level insurance — not to be compared to term), no tax on the growth of the account, tax free loans, tax free withdrawals (up to basis), tax free to survivors, no contribution limits, no required withdrawals, is free from creditors, and has minimum guarantees.

While your policy's guarantees provide you with a minimum death benefit and cash value, dividends give you the opportunity to receive an enhanced death benefit and cash value growth.

The universal and indexed universal are considered fixed, meaning there are some levels of guaranteed minimum interest, but the indexed has extra growth potential by tying portions of the cash value to market indices.

Whole life insurance offers a guaranteed cash value, meaning it has a minimum growth rate.

When you're dealing with a cash value product like whole life insurance, you usually have a guaranteed minimum growth set in your contract.

The traditional policy guarantees a minimum fixed interest rate for cash value growth.

Whole life insurance policies guarantee a minimum growth rate on the cash value.