Sentences with phrase «guarantees of repayment»

It did not only cause borrowers to seek unsecured financing in fears of unforeseen future, but also showed lenders that there are no absolute guarantees of repayment.

The good thing about home equity loans is that lenders offer attractive interest rates because your home serves as collateral and a guarantee of repayment.

Both use your car as collateral (something provided to a lender as a guarantee of repayment).

The lack of security is worst for those with bad credit since they can not provide an additional guarantee of repayment unless they can provide a co-signer.

For corporations the story is similar except that companies typically pay a higher interest rate than the highest rated governments because companies can not offer the same guarantee of repayment.

Ginnie Mae securities are backed by a government guarantee of repayment; Fannie Mae and Freddie Mac are not, but are guaranteed by the agencies.

The idea came truly to fruition in 1906 when founder Amadeo Giannini gave out loans to San Francisco residents after the devastating earthquake with a simple handshake as the only guarantee of repayment.

The deposit works just like a guarantee of repayment.

Both use your car as collateral (guarantee of repayment).

It doesn't matter whether you supply an Employer Identification Number (EIN) or a Social Security Number, your personal credit information will be checked, since nearly all small business credit cards require your personal guarantee of repayment.

It will be important to show a creditor your daily average balance so they can see how much revenue and cash flow are available as a personal guarantee of repayment of any debt they allow you to create.

If you're satisfied a temporary loan will help your child and again, not leave yourself struggling or relying on the guarantee of repayment of the loan, it could work for you both.

Not exact matches

So, a repayment plan is no guarantee that you'll qualify for a business loan, but is a good way to minimize the impact of a lien.

To ensure borrowers are not adversely impacted by this transition and to facilitate loan repayment while reducing taxpayer costs, the Department of Education is encouraging borrowers with split loans to consolidate their guaranteed FFEL loans into the Direct Loan program.

That makes them different from a secured loan, such as a car loan or a home equity line of credit, in which your property guarantees repayment.

Here are just a few of the guaranteed benefits of federal loans: low, fixed interest rates; in - school and hardship deferment opportunities; loan forgiveness options; income - driven repayment plans; no prepayment penalties; and no minimum credit score requirement.

The secured nature of the loan does not, however, mean that repayment of the loan is guaranteed because the loan outstanding may exceed the property net sale proceeds.

The government guarantees repayment of the loan to the lender so borrowers who couldn't qualify for a regular mortgage can still buy a house and can buy with a smaller down payment.

No guarantee as to the repayment of capital or the performance of any product or rate of return referred to in this material is made by BIMAL or any entity in the BlackRock group of companies.

Of course Sotheby's usually guarantees repayment with an option to sell the collateral itself within a year.

The guarantee fee is based on the loan's repayment terms and the dollar amount guaranteed, not the total value of the loan.

These bonds are viewed by the market as riskier than other corporate bonds since there is lot of uncertainty about their future, and these companies will not be able to guarantee repayment of the bond.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Traditional loans are out of the question for the poor, who have nothing but their own labor and initiative to guarantee a loan's repayment.

The Bureau Credit Program's secured (direct) loans, loan guarantees, and standby lines of credit [16] may offer more flexible repayment terms and more favorable interest rates compared to other lenders.

(Sec. 11606) Allows the term for repayment of a direct loan or loan guarantee to extend from a maximum of 35 years to a maximum of the lesser of:

In the table below, we take a look at some examples of guarantee fees for different 7 (a) loans based on the loan amount and the repayment term.

The SBA guarantee fee is determined by two factors: the loan amount and the repayment term of the loan.

But also, the possession of a property, even if it is not used as collateral of a loan, still guarantees repayment one way or another.

These fees are based on the loan amount and the repayment term, with the actual fee being assessed on the guaranteed portion of the loan.

So typically, bonds have less risks than stocks because you get this guaranteed principal repayment at the end of the bond.

Iman will also have to stay on top of the OSAP repayment assistance program by reapplying every six months and there's no guarantee she'll qualify every time.

All of the income - based repayment plans require re-certification annually, and you can't guarantee the rise because it's based on your income.

Because of the guaranteed nature and simple repayment process for loans against tax refunds, many of our lenders don't even pull a traditional credit report and won't deny you service just for having negative remarks or a low credit score.

That is, those who take out unsecured loans offer no guarantee to the lender of their repayment other than their good word.

In this type of loan your credit rating becomes less important as the value of the asset will be guaranteeing the loan repayment.

Given that fast business loans carry higher interest rates and fixed monthly installments, unless your current and future income guarantee that you will be able to repay the loan, you will probably do better with a business line of credit that offers more flexibility when it comes to the repayment plan.

Receiving car loan approval with bad credit can never be guaranteed, but the chances of a successful application are greatly enhanced by having a healthy excess income to cover the extra monthly repayments.

Collateral reduces the risk for the lender because it provides a fair guarantee of the loan repayment.

These funds carry no guarantee of steady income or of principal repayment and have no maturity date.

Unlike FFEL and other government loans, these private loans have no flexible repayment options, no right to cancellations in case of death or disability, no public service forgiveness, not even guaranteed deferment rights.

In the case of federal student loans, the federal government guarantees repayment of the loans.

The College Cost Reduction and Access Act, 9/2007, helps public service lawyers in two main ways: It lowers monthly student loan payments on federally guaranteed student loans (Income Based Repayment or IBR) and secondly, it cancels remaining debt for public servants after 10 years of public service employment.

These bonds are viewed by the market as riskier than other corporate bonds since there is lot of uncertainty about their future, and these companies will not be able to guarantee repayment of the bond.

Similar to bonds, they won't guarantee repayment of principal, or to return the original amount you invested.

This is to guarantee the repayment of the loan and make the lender feel more at ease about granting you the loan.

The Navy Student Loan Repayment Program is one of several Navy enlistment education incentive programs designed to pay federally guaranteed student loans (up to $ 65,000) through three annual payments during a Sailor's first three years of service.

Investors are neither offered any guaranteed / indicated returns nor any guarantee on repayment of capital by the scheme.

The property used as collateral guarantees repayment of the loan in case the borrower fails to meet the monthly payments.

Income - Based Repayment (IBR) plans are available to borrowers with Federal Direct and federally - guaranteed loans who have a financial hardship with the amount on the eligible loans exceeding 15 % of your monthly discretionary income — anything left over after paying your taxes, food, shelter, and clothing expenses.