Sentences with phrase «guarantees the policy holder»

Without guarantees the policy holder is required to accept risk.

Not exact matches

Monthly Income Plan — MetLife Monthly Income Plan is a participating plan guaranteeing a regular monthly income for the policy holder and his family for 15 yrs or till the end of the policy term.

The VUL allows the policy holder to invest in various financial markets, and those markets are not guaranteed.

The Lincoln LifeElements Level Term 2014 product is a policy with a guaranteed level premium for the policy holder's choice of 10, 15, 20, or 30 years.

Though it is child education plan, it also guarantees an immediate lump sum payment on the policy holder's death.

Guaranteed universal life insurance is an attractive option for many that bridges that gap of financial insecurity, allowing policy holders to lock in a guaranteed death benefit and premium payments while providing flexibility and stability for hGuaranteed universal life insurance is an attractive option for many that bridges that gap of financial insecurity, allowing policy holders to lock in a guaranteed death benefit and premium payments while providing flexibility and stability for hguaranteed death benefit and premium payments while providing flexibility and stability for households.

Guaranteed universal life insurance is similar to whole life insurance because it is also considered a permanent policy, meaning it is supposed to last the entire life of the policy holder.

Because it offers flexibility and a cash value option, guaranteed universal life insurance offers policy holders many possible ways to put the cash value and death benefit to work for them, some of which include:

Through its «participating» insurance policies, Mass Mutual offers dividends to its policy holders (although dividends are not guaranteed).

Whether an applicant decides to go with whole life or guaranteed universal life, a couple of options worth exploring with an agent include possibly setting up a lifetime of guaranteed monthly income for beneficiaries or including a rider that gives a policy holder the ability to waive premiums if they become disabled and can't work.

Some policies do allow for a guaranteed number of payment years, which will be paid to an annuitant's estate if both the policy holder and their spouse at an early age.

In the ABS market, a surety bond is an insurance policy typically provided by a rated and regulated monoline insurance company to guarantee securities holders against default.

With rate guarantees preventing insurers from increasing the rates of existing policy holders, many Canadian insurers have been forced to increase the cost of new permanent life insurance purchases by up to 50 %, and more increases are likely.

Some Edelweiss Tokio Immediate Annuity Plan and HDFC Life Guaranteed Pension Plan Provisions are made for a policy holder.

Some Aegon Religare Guaranteed Income Advantage Insurance Plan and LIC Anmol Jeevan 2 Provisions are made for a policy holder.

Some Bajaj Allianz Pension Guarantee and SBI Life Saral Pension Provisions are made for a policy holder.

Some Edelweiss Tokio Guaranteed Income Plan and Sbi Smart Woman Advantage Provisions are made for a policy holder.

Some Shriram Group Term Life Insurance and IndiaFirst Guaranteed Retirement Plan Provisions are made for a policy holder.

Some SBI Life Smart Wealth Builder and HDFC Life Guaranteed Pension Plan Provisions are made for a policy holder.

Some HDFC Life Guaranteed Pension Plan and Future Generali Immediate Annuity Provisions are made for a policy holder.

Some Bajaj Allianz Pension Guarantee and HDFC Life Guaranteed Pension Plan Provisions are made for a policy holder.

Some Aegon Life Educare Advantage Insurance Plan and Aegon Religare Guaranteed Income Advantage Insurance Plan Provisions are made for a policy holder.

Some IndiaFirst Money Balance Plan and Star Union Dai ichi Guaranteed Money Back Plan Provisions are made for a policy holder.

Some Max Life Guaranteed Income Plan and Birla Sun Life Income Assured Plan Provisions are made for a policy holder.

Some Aegon Religare Guaranteed Income Advantage Insurance Plan and Kotak Invest Maxima Provisions are made for a policy holder.

Some IndiaFirst Guaranteed Retirement Plan and Reliance Super Endowment Plan Provisions are made for a policy holder.

Some HDFC Life Guaranteed Pension Plan and Reliance Lifelong Savings Provisions are made for a policy holder.

Some Exide Life New Creating Life Insurance Regular Pay and Edelweiss Tokio Guaranteed Income Plan Provisions are made for a policy holder.

Some Exide Life Guaranteed Income Insurance Plan and DHFL Pramerica Family Income Provisions are made for a policy holder.

Some Aegon Life Guaranteed Growth Insurance Plan and Birla Sun Life Easy Protect Plan Provisions are made for a policy holder.

Some Birla Sun Life Protect At Ease and IDBI Federal Guaranteed Money Back Insurance Plan Provisions are made for a policy holder.

Some Max Life Guaranteed Income Plan and IDBI Federal Lifesurance Savings Insurance Plan Provisions are made for a policy holder.

Some SBI Life Retire Smart and SBI Life Smart Guaranteed Savings Plan Provisions are made for a policy holder.

Some HDFC Life Guaranteed Pension Plan and HDFC SL ProGrowth Maximiser Provisions are made for a policy holder.

Some Bajaj Allianz Guarantee Assure Plan and HDFC Click2Protect Provisions are made for a policy holder.

Some TATA AIA Maha Raksha Supreme and Future Generali Pension Guarantee Provisions are made for a policy holder.

Some Bajaj Allianz Pension Guarantee and Annuity Plus Provisions are made for a policy holder.

Some Star Union Dai ichi Guaranteed Money Back Plan and Star Union Dai ichi Premier Protection Plan Provisions are made for a policy holder.

Some IndiaFirst Money Balance Plan and Exide Life Guaranteed Income Insurance Plan Provisions are made for a policy holder.

Some IndiaFirst Guaranteed Retirement Plan and Metlife Unit Linked Employee Benefit Plan Provisions are made for a policy holder.

Some IDBI Federal Future Star Insurance Plan and Aegon Religare Guaranteed Income Advantage Insurance Plan Provisions are made for a policy holder.

As a policy holder of a guaranteed issue life insurance plan, you will also want to ensure that you have the ability to own your policy for at least 24 months.

Due to the flexibility of variable life, however, this type of policy can allow policy holders to obtain a much higher rate of return on invested funds, while at the same time getting the protection of a guaranteed amount of death benefit coverage.

Redundancy Insurance, also called Unemployment Insurance or Redundancy Cover, is the insurance which guarantees a replacement of some of the income the policy holder loses due to involuntary redundancy.

Under a guaranteed renewable insurance policy the insurer is required to offer the policy holder renewed coverage as long as they make payments of their premiums, but no specific warranty is given in regard to the level of premium that customer may be charged.

It assures the policy - holder a guaranteed income of the money assured till the insurer retires.

This is often used in policies which cover health, disability or life insurance so that a policy holder has a reasonable guarantee of ongoing coverage even if they should develop a condition or conditions that increase the likelihood that an insurer will have to make a payment against a claim.

It assures the policy - holder a guaranteed income of 7.5 % of the money assured till the insurer becomes 85 years old.

This is important to policy holders because without the appropriate level of financial backing to meet its obligations defined as pure losses, the company will quickly become insolvent and the policy holder is no longer guaranteed some or all of their benefits under their policy as a result.

Also, these types of universal insurance policies typically guarantee the principal amount in the indexed portion, but cap the maximum return that a policy holder can receive in said account.