Sentences with phrase «guidelines used by»

The guidelines used by USDA for debt to income ratio are in line with the guidelines used for FHA loans

Definition: A conforming loan is one that meets, or conforms to, the underwriting guidelines used by Fannie Mae and Freddie Mac.

A conforming loan is one that meets (or «conforms») to the underwriting guidelines used by Fannie Mae and Freddie Mac.

Then, we take what we know about Raynaud's disease and apply that to dozens of different underwriting guidelines used by the different life insurance companies.

Veterinarians rely on well - known animal compounding pharmacies that follow the guidelines used by the Food and Drug Administration.

The FHA's minimum requirements for credit scores are actually lower than the guidelines used by most mortgage lenders.

The important thing for borrowers to understand is that the guidelines used by Freddie and Fannie also affect borrowers in the primary mortgage market.

Definition: A conforming loan is one that meets, or conforms to, the underwriting guidelines used by Fannie Mae and Freddie Mac.

Our arts assignment helpers are a degree holder from top art colleges around the world hence they are well - versed with all the formats and guidelines used by different universities.

Developed by the Arizona Charter Schools Association and Center for Student Achievement with the support of a federal grant, the Quality Standards Evaluation Tool is a set of guidelines used by school leaders and teachers to increase student achievement and strengthen school sustainability.

New guidelines used by most institutions consider a woman to be in active labor once her cervix has dilated to 6 centimeters (as opposed to 4 centimeters).

The important thing for borrowers to understand is that the guidelines used by Freddie and Fannie also affect borrowers in the primary mortgage market.

Clearly he got what prisoners might call «a touch» because that sentence is very lenient and well below the usual guideline used by judges in cases involving illegal firearms.

«3 strikes and you're out» is not a rule that's set in stone, but a guideline used by insurers to recognise and address clients that may be inclined to make frequent small claims, or have claims that indicate they are not taking reasonable precautions to protect or maintain their property.

Not exact matches

Under Justice Department guidelines, prosecutors must consider alternatives to search warrants by using the «least intrusive approach» to gathering evidence from an attorney's office.

Federal guidelines for destroying guns require the crushing, cutting, or breaking of the gun parts — typically by torch rather than saw or other tool — to prevent its future use as a firearm.

Note that in some instances, both these Terms of Service and separate additional terms or licenses, guidelines, rules or terms of service will apply to your use of some online services offered and / or operated by NBCUniversal (in each such instance, and collectively, «Additional Terms»).

How to Avoid a Social Media Lawsuit: Steps for Businesses to Take At the very least, make sure that your employee social media policy is outlined clearly, that the content your business is publishing is not copyrighted or trademarked, that you use full disclosure to abide by FTC guidelines and that you don't improperly share user data.

The guidelines reflect the evolution in types and prevalence of devices used by passengers over the past decade.

Other major publishers continued to use the authority's seal, but the regulator no longer vetted each individual book, instead relying on publishers to abide by the guidelines.

But fair use has always proved to be a difficult set of guidelines for publishers, interpreted to varying degrees of strictness by various people, and for some, better safe than sorry.

The Tool Kit is designed as a roadmap for Morgan Stanley Financial Advisors to use in empowering individual and institutional clients when selecting investments for a holistic portfolio consistent with financial objectives and guidelines put forward by the Catholic Church.

Shares counted toward these guidelines include any shares held by the executive directly or through a broker, shares held through the HP 401 (k) Plan, shares held as restricted stock, shares underlying time - vested RSUs, and shares underlying vested but unexercised stock options (50 % of the in - the - money value of such options is used for this calculation).

But if you're not yet ready to speak to a mortgage company, you can estimate how much you might be able to borrow by using debt - to - income standards and guidelines.

Lenders look closely at your income to determine how much you can truly afford to pay for a monthly mortgage payment, and one simple guideline they use is to take your available income and multiply it by 25 %.

He explained that mortgage companies can issue non-QM home loans simply by using their own judgment and underwriting guidelines.

His goal was to find stocks by using the followin 3 guidelines:

In his view the agency merely has to adjust and simplify their guidelines for tokenized securities, some of which can be supported by code contracts, such as standard ERC 884, which «allows for the use of blockchains to maintain corporate share registries.»

If at the Date of Exercise, Participant is not in compliance with the Company's minimum stock ownership guidelines then in effect for Participant's job grade or classification, if any, Participant will not be entitled to exercise the Option using a «cashless exercise program» of the Company (if then in effect), unless the net proceeds received by Participant from that exercise consist only of Shares and Participant agrees to hold all those Shares for at least one year.

The document will be used as a guideline for discussions at a synod, a meeting of top Catholic bishops convened by Pope Francis, to be held in Rome in October.

Well, FAITH, there's the problem... that gibberish in the bible was just made up by «some guy» to keep the peasants behaving in a manner that whomever wrote it thought was a good way to behave... some of those guys were wise, yes, and there are benefits to following some of the «guidelines» set forth in the Bible... but it's a circular argument to use the Bible as a reason to have faith, because you have to first BELIEVE in the deity, THEN believe that the deity inspired the writings, THEN you can take the writings as «truth»... I'm two steps back, not believing in the deity at all (Yay, Atheists!

To a large degree, freedom is granted to the members, but they are still bound together by glad acceptance of the common life, and they use the rule as a guideline rather than as an arbitrarily imposed dictate.

Maybe set some guidelines about number of times or overall time used by a person, strictly to keep the day flowing and dominated by no particular speaker / teacher / dreamer / intercessory - prayer.

In the workplace context, federal agencies have issued guidelines stating that employees should be permitted to determine for themselves the most appropriate and safest restroom to use, and employers should refrain from requiring or deciding which restroom should be used by an employee.

«Healthy» food price assessment methods used in Australia lack comparability across all metrics and most do not fully align with a «healthy» diet as recommended by the current Australian Dietary Guidelines.

Today, I want to share our best general tips for using stevia, as well as some specific guidelines for how to reduce the honey in a recipe by substituting my favorite brand of stevia extract.

The open pool is controlled by strict guidelines that regulate which pallets are allowed to be used.

By using the listed ingredients as a guideline, you can easily alter this soup to be vegan by using dairy - free, vegan sour cream and vegetable brotBy using the listed ingredients as a guideline, you can easily alter this soup to be vegan by using dairy - free, vegan sour cream and vegetable brotby using dairy - free, vegan sour cream and vegetable broth.

Another tip: be sure you're measuring your flour either by weight using a scale or by following the volume measuring technique outlined in our «Measuring Standards,» guidelines (the link can be found next to the ingredient header above).

By upholding clear guidelines on how our mark is used, we can maintain its integrity and professionalism.

The Australian Dietary Guidelines are for use by health professionals, policy makers, educators, food manufacturers, food retailers and researchers, so they can find ways to help Australians eat healthy diets.

I used the turmeric paste guidelines given by a commenter.

This analysis is facilitated by presenting comparisons on a per - unit of energy basis, and the use of a common five food group's database designed from the AHS — Australian Dietary Guidelines database.

... modalities, rules and guidelines as to how, and which, additional human - induced activities related to changes in greenhouse gas emissions by sources and removals by sinks in the agricultural soils and the land - use change and forestry... shall be added or subtracted.

They must allow animals to range freely on natural pasture, not using antibiotics or hormones, and adhere to the strict animal welfare guidelines as required by the Standard.

Use of the British Cycling logo in any way not described by these guidelines by clubs or teams is not permitted without prior written consent from British Cycling.

The use of the Scottish Cycling and Welsh Cycling logos are bound by the same guidelines.

By visiting the MomsTeam Site and / or by completing the registration process for the Services, you represent and warrant that you have read, understand, have the legal capacity to, and hereby agree to be legally bound by these Terms of Use, as well as the Community Guidelines and the MomsTeam Privacy Policy, which are incorporated by reference into and made a part of these Terms of UsBy visiting the MomsTeam Site and / or by completing the registration process for the Services, you represent and warrant that you have read, understand, have the legal capacity to, and hereby agree to be legally bound by these Terms of Use, as well as the Community Guidelines and the MomsTeam Privacy Policy, which are incorporated by reference into and made a part of these Terms of Usby completing the registration process for the Services, you represent and warrant that you have read, understand, have the legal capacity to, and hereby agree to be legally bound by these Terms of Use, as well as the Community Guidelines and the MomsTeam Privacy Policy, which are incorporated by reference into and made a part of these Terms of Usby these Terms of Use, as well as the Community Guidelines and the MomsTeam Privacy Policy, which are incorporated by reference into and made a part of these Terms of Usby reference into and made a part of these Terms of Use.

I only wish our daycare were more flexible with using cloth diapers, but I understand that they need to meet the guidelines set forth by the state... still... sigh.

Trouble is that, even under the three concussion grading systems in most common use in the 1990's and early 2000's (Dr. Bob Cantu's 2001 so - called «evidence - based» guidelines, 1 the 1991 Colorado Medical Society (CMS) guidleines, 2 and the 1997 American Academy of Neurology (AAN) 3 guidelines)- all of which have long since gone the way of the dodo, by the way - and even if Smith's blurred vision had cleared up in less than 15 minutes, which, as it turned out, it didn't, he still would have been considered to have sustained a Grade 1 or mild concussion.