Not exact matches
For example, if a
hail storm shatters a few windows and
damages some shingles on your
roof, resulting in a $ 1500 claim and a $ 1000 payout (after a $ 500 deductible is applied), you likely wouldn't see a significant increase in your rates due
to this claim alone.
That may cost more
to repair or replace than a house with a standard asphalt
roof in the event of
damage from
hail or another covered peril.
It had
to close «Corita Kent and the Language of Pop» after the
roof of the Cowden Gallery, where the blockbuster exhibit was on display, was
damaged by
hail.
Assume you make a claim
to repair a
roof damaged by a
hail storm, or your expensive mountain bike is stolen.
When New
roofs are compared with old ones, they are highly susceptible
to severe weather conditions, even
hail damage.
It means «(1) the building structure itself is unstable and there is a risk of collapse in whole or in part; (2) there is exterior or structural
damage allowing elemental intrusion, such as rain, wind,
hail or flood; (3) immediate safety hazards have yet
to be cleared, such as debris on
roofs or downed electrical lines; or (4) the rental property is without electricity or water.»
Your destination is uninhabitable if: (i) the building structure itself is unstable and there is a risk of collapse in whole or in part; (ii) there is exterior or structural
damage allowing elemental intrusion, such as rain, wind,
hail, or flood; (iii) immediate safety hazards have yet
to be cleared such as debris on
roofs or downed electrical lines; or (iv) the rental property is without electricity or water.
While your Electric Insurance Company policy covers
damage to your entire home (including windows, decks, and siding),
hail does the most
damage to roofs.
The reason that insurers are concerned about the roofing material that you have on your house has
to do with how well your
roof will hold up
to damage like wind,
hail and fire.
An opening in the
roof or wall must be made by the direct force of wind or
hail before we will cover
damage due
to rain, snow, sleet, sand or dust.
Now as
to Hartford, I have had them for years and claims for uninured motorist on my car ins and for storm
damage on my
roof due
to large
hail.
For the purpose of this coverage, Uninhabitable means: (i) the building itself is unstable and there is a risk of collapse in whole or in part; (ii) there is exterior or structural
damage allowing elemental intrusion, such as rain, wind,
hail or flood; or (iii) immediate safety hazards have yet
to be cleared, such as debris on
roofs or downed electrical lines.
Your primary place of residence or destination is uninhabitable if: (i) the building structure itself is unstable and there is a risk of collapse in whole or in part; (ii) there is exterior or structural
damage allowing elemental intrusion, such as rain, wind,
hail, or flood; (iii) immediate safety hazards have yet
to be cleared such as debris on
roofs or downed electrical lines; or (iv) the property is without electricity or water.
Your primary place of residence is uninhabitable if: (i) the building structure itself is unstable and there is a risk of collapse in whole or in part; (ii) there is exterior or structural
damage allowing elemental intrusion, such as rain, wind,
hail, or flood; (iii) immediate safety hazards have yet
to be cleared such as debris on
roofs or downed electrical lines; or (iv) the rental property is without electricity or water.
Most hailstorms in this city produce
hail that is less than 1 inch in diameter, but occasionally hailstones are larger than 1 inch, which can cause a lot of
damage to windows,
roofs and crops.
These perils include lightning strikes
to the condo or property, wind or
hail damage, explosion
damage, power surges, the weight of snow, ice, or sleet that causes
roof damage, theft, vandalism, fire,
damage by vehicles,
damage by aircraft, riot or civil disobedience, smoke
damage, and falling objects.
A hailstorm with
hail larger than two inches in diameter can severely
damage roofs or siding, and tornadoes or earthquakes have the potential
to completely destroy a home.
Homeowners can face the perils of flooding,
hail, tornadoes and storms that can lead
to burst pipes,
damaged roofs, broken windows and much more.
Several times I've had my
roof replaced due
to hail damage.
This includes
hail damage of course, which is the most likely type of physical
damage to roofs in my area.
This year we added
to our list: new
roof due
to hail damage ($ 11,000), new gutters $ 1,000 (not a bit of fun in that one), termite treatment $ 800.