Iowa City renters insurance will pay for the costs
to repair or replace any moveable objects in the
apartment, townhouse, loft or other dwelling in the event of fire and smoke, natural disasters such as tornadoes, earthquakes or volcanic eruptions, lightning, windstorms or
hail storms, snow, ice or sleet
damage, riot or civil commotion, vandalism or theft, falling objects, discharge or overflow of water or steam (often caused by faulty plumbing, freezing, cracking or burning of certain systems or appliances and
damage from artificially generated electric current.