Whenever
hard credit pulls occur without consent, checking the credit report details aids in any decision for dispute (these reports can be disputed by the way).
Not exact matches
Hard pulls occur when the lender goes to a referencing agency to check your creditworthiness and the lenders will tend to go to the same few sources (and won't tell you who they use) so applying for lines of
credit on the same day won't work.
please also note that the
hard pull occurs whether you are accepted or not and whether you take the
credit or not.
A
hard credit pull or
hard credit inquiry
occurs when a lender, potential landlord, or employer
pulls a copy of your
credit report.
A
hard inquiry
occurs when the consumer is applying for
credit and the creditor
pulls the report.
A «
hard inquiry» of your
credit score will
occur each time your report is
pulled.