Sentences with phrase «have a car loan»

I have some savings built up and that feels awesome but I also have a car loan and student loans that I would love to pay off.

We both had car loans, student loans and a little bit of credit card debt.

If you've ever had a car loan or a home mortgage, you're likely familiar with the basics of how a term loan works — a small business loan may share many of the same characteristics.

If you've ever had a car loan or a home mortgage, you've had at least one type of term loan.

For example, if you have a car loan or other payment with 10 or fewer payments remaining, the payment do not have to be included in your debt - to - income calculation.

Already having a car loan and a hefty mortgage (got ta love property taxes), the credit card debt started feeling pretty uncomfortable at the $ 10k mark.

Yeah, if she wants to give me the $ 25K, I have a car loan I'd like to pay off!

If you need help financing your next vehicle, our car finance department has a car loan or car lease option to fit your needs.

His financing team made it easy to get approved, even though I had another car loan out - they took care of all the legalities for me.

Not having a car loan was another factor in my speedy debt payoff.

Long before I had this blog, I had a car loan.

The fact is that increasing numbers of people have car loans that leave them upside - down.

I use my credit union for car loans, although I have not had a car loan in 11 years.

I have a car loan that has $ 8700 left on it, minimum payments are $ 200 / month (I've been paying $ 500 / month), interest rate is 3.5 %, I have to have full coverage insurance due to the loan which is $ 120 / month.

Also, if you have a car loan that you can't reasonably expect to pay off in under two years, then you may want to consider selling your car and getting a less expensive one (even if you're upside down with negative equity).

What this all means is that the cost of buying your new car is far greater due to interest repayments than it would have been had a car loan been secured through your local bank.

Over 44 million Americans have student loan debt and 107 million Americans have car loans.

So for example, if you have a car loan that's $ 500 a month, you will need $ 1,000 a month of income to offset that monthly liability.

If you've ever had a car loan or a home mortgage, you're likely familiar with the basics of how a term loan works — a small business loan may share many of the same characteristics.

So, if you pay off your car loan completely and now have no debt, in this mythical scenario that we're painting, and I suspect most people that have a car loan probably have a mortgage or credit cards or something else.

I may say to myself yeah I don't mind having that car loan at 0 interest»cause it's really costing me nothing.

For instance, if you have a car loan that's less than 5 % or an extended no - interest financing offer, use your extra cash to invest for your future instead of paying down the debt.

For example, having a car loan, home loan, and a student loan show a diversity of accounts and shows that you pay numerous accounts on time.

The homeowner also has a car loan for $ 25,000 at 8 %, a student loan for $ 10,000 at 6 %, and several credit cards with balances totaling $ 15,000 all at double - digit interest rates.

She doesn't trust herself with a credit card, yet she has a car loan and is interested enough in further borrowing to be concerned about her credit score.

If her stance is to not have debt, then she should not have a car loan.

You may carry a small credit card balance, have a car loan and may not always pay off your credit card debt each month.

Her friend has a car loan with a $ 936 balance.

Also, having a car loan also positively improves your credit, in a way credit cards can not.

I once had a car loan that I paid off in my early 20's.

Right now, it's good enough and still active since I still have a car loan.

Having a car loan, personal loan and / or mortgage that you pay on time will also be help your credit score.

Having a car loan paid in full on your credit report is better than having one with payments still to be made.

Of course I do... I have a car loan that I have paid faithfully for the last three years.

Most of my family members have car loans.

You might even find it on your monthly car loan statement if you have a car loan.

For example, if you have a car loan or credit card debt and you have money in a savings account earmarked for Junior's college, you can use this to pay off that debt, reduce your available savings and hopefully boost your financial aid package.

For example, if you have a car loan or other payment with 10 or fewer payments remaining, the payment do not have to be included in your debt - to - income calculation.

I had a car loan in 2010 with Citibank, 2 months later citi bank sold their auto loans... mine to Santander, 2013 Santander repossessed my vehicle for non payment, shows as a charge off on my credit bureau, its been to at least 3 collection bureaus, the only one to report it to my bureaus is the last collection company.....

A few years ago, we had a car loan and I made it my goal to pay off the loan before we moved that year.

Be aware that you still want to have car loan payments that you can afford.

We still had a car loan.

Having a car loan that takes up too much of your monthly income (or that you can't actually afford to make payments on) will negatively impact your chances of being approved for a mortgage.

When I was in school, I had both a car loan and my student loans.

The reason Chase won't give me a card is that I have applied for over fivecredit lines (I also have a car loan that is over 2/3 paid off in less than 17 months on a five year loan.

We don't have car loans, furniture payments, or any other payment plans and don't plan to get into any of these.

They didn't have car loans or anything like that.

It can become easy to buy into the notion that «you'll always have a car loan» or «you have to borrow money to get ahead,» among other myths.

We took it out with the credit union thats 5 mins from our house and who I have my car loan through and it was an extremely pain free process.

For example, if you have a car loan with a balance of $ 10,000 with an interest of 4.5 % and a minimum payment of $ 258, the first half payment would be $ 129 made 14 days after the last payment.