Sentences with phrase «have a lower interest rate with»

Typically, you will have a lower interest rate with a shorter loan term (e.g., 20 - year loan vs. 30 - year loan).

Not exact matches

Paired with some of the lowest interest rates on record, one might have thought these firms would have rewarded Ottawa's kindness by leading an economic turnaround.

According to Auto.Loan, there's a good chance you can lower your monthly payments and interest rates as long as you've been on time with previous payments.

Ask him why the economy sucks despite record - low interest rates, and he'll respond with a question of his own: what do you think would happen if the central bank stopped peddling?

Rock - bottom interest rates have lowered mortgage carrying costs, but affordability nevertheless decreases, the faster prices rise out of line with income.

Still, combine the indications of the short - term bond market with today's 5 % GDP news and you get the sense that stock traders betting on low interest rates for longer periods of time may soon have to bail out.

If these business owners would have taken initiative much earlier, when the need wasn't as desperate, they may have had better loan options with lower interest - rates.

By taking your student loan debt and combining it with your other outstanding consumer debt — cedit cards, mortgages, lines of credit and loans — you have the ability to negotiate or take advantage of a lower interest rate, all while streamlining your payments to one lender and one payment per month.

With low credit scores and no access to collateral, you might not qualify for an SBA loan, which is longer term and has lower interest rates.

But if your cosigner has a low or middling credit score, you may get stuck with a higher interest rate on your loans.

The U.K. had been expected to follow close behind the Federal Reserve in raising interest rates for the first time in nearly a decade, but with lower commodity prices and weak wage growth still keeping a lid on inflation, economists now think that the U.K. may not raise rates till 2017 — even though new data out Wednesday showed the employment rate hit a 45 - year high of 74 % in the three months to November.

Adding to the M&A hurry are the current low interest rates, which make capital cheap for companies like Allergan (AGN) and Mylan (MYL) that have funded their acquisitions with debt.

With limited growth opportunities in a low interest rate environment, many CFOs have argued buying back stock is the best way to boost shareholder value in the near - term.

Parents hoping to teach their children the power of compound interest on their savings today will have a harder time than parents in the 1970s and 1980s, when interest paid on savings accounts soared above 10 per cent compared with rates today, when even the highest - paying savings accounts sit in the low single digits.

Behind this call is her expectation that this current era of loose monetary policy and tumbling interest rates may be coming to an end, which would put more pressure on companies with low credit quality.

The record amount of deals could have to do with low interest rates.

Retirees are facing problems very similar to the average pension fund: In addition to not having enough cash contributions to keep up with the costs of aging, their returns have been hurt by interest rates that have been too low for too long.

The continuing highlighting of household imbalances, despite noting that the risks have in fact lessened somewhat in the past six months, suggests the central bank remains worried that with interest rates likely to continue at near emergency low levels, the dangers of something going off the rails intensifies.

With low interest rates, we've bailed out many people who were leveraged out to their neck, but to what cost at the savers?»

However, Poloz hasn't appeared overly fearful of triggering a financial crisis, arguing that lower interest rates will help to avoid one by making it easier for homeowners to keep up with their mortgage payments.

Not just because interest rates are low but because bond indexes have greater interest - rate risk, coupled with a tiny buffer to help offset losses.

With interest rates at sustained record lows, there has never been a better period for governments to borrow money to pay for new transit, schools and hospitals — an opportunity the U.S. government has mostly missed.

Not only did the Zero Lower Bound turn out to be not so debilitating as all that — rather than work their will via interest rates, central banks took to injecting money directly into the economy via large - scale asset purchases — but it does not even seem to be the lower bound: central banks, notably in Europe, have successfully experimented with negative interest rLower Bound turn out to be not so debilitating as all that — rather than work their will via interest rates, central banks took to injecting money directly into the economy via large - scale asset purchases — but it does not even seem to be the lower bound: central banks, notably in Europe, have successfully experimented with negative interest rlower bound: central banks, notably in Europe, have successfully experimented with negative interest rates.

So your argument is that because interest rates have been kept artificially low (effectively ripping everyone off with a manipulated money supply that's becoming more worthless by the day) that paying 6 % for a mortgage (which at one point was low) is getting ripped off?

The relatively quick upturn, fueled by low interest rates, has left the industry struggling with a greying labor pool and huge demand.

If you have less - than - stellar credit, a personal loan might be a better option, especially if you can find a fixed - rate offer with a lower interest rate than what your credit card charges you.

The reason Keynesianism got such a boost post-crisis was not for any real - world examples of its success — the list of its failures, by contrast, is lengthy — but because of the assertion, accepted far too quickly with far too little evidence, that monetary policy, at the fabled Zero Lower Bound (interest rates of near zero) had lost its effectiveness.

We have already gotten a first taste of the effects of a low r - star, with uncomfortably low inflation and growth despite very low interest rates.

In fact, borrowers with jumbo mortgages have recently been able to acquire loans with interest rates that are slightly lower than those that come with regular mortgage loans.

But you have a couple of good options to lower your rates — which helps you pay off the debt faster with less interest.

With projected low growth, the economy would need less saving and more spending to use resources fully, hence the lower natural rate of interest.

For instance, if you just have a couple of credit card bills but you have plenty of disposable income to make extra payments each month, consolidating your credit card debt to a personal loan with a lower interest rate could save you money on interest and allow you to pay off your debt faster.

In April however the single currency has fallen rapidly to a four - month low against the dollar, with the greenback buoyed by the U.S. Treasury yields topping three percent and expectations the Federal Reserve will further raise interest rates.

Having a cosigner with a solid credit history can also help a borrower obtain a lower interest rate based on the cosigner's credit score.

«With interest rates low, commodity inflation nil and the dollar weaker than I thought, I had no choice but to put something to work,» he wrote in one of his Real Money columns Friday.

Many credit unions are willing to work with borrowers who have poor to fair credit, and they may be able to offer you an unsecured loan and / or a lower interest rate than OneMain.

The fashionable view at the Federal Reserve and elsewhere when Yellen took office in 2014 was that growth was slow despite very low interest rates because of «headwinds» — transitory factors associated with the financial crisis that would soon recede.

Interest rates in the US were reduced to historically low levels during 2001, while discretionary tax cuts and government spending increases (along with the automatic stabilisers) have shifted the fiscal position in a markedly expansionary direction.

The US export sector is getting the benefit of a lower dollar; there's a significant fiscal package in the pipeline, which will add more than 1 per cent of GDP to private spending power; and sharp cuts have been made in US official interest rates, with financial markets expecting more to come.

While that was a new low for Australian official interest rates — the previous low had been 4.75 per cent in the late 1990s — it was a relatively muted response compared with the very large cuts in interest rates that occurred elsewhere in the world.

Those with establish credit in good standing have a better chance of obtaining lower interest rates.

While stocks have a terminal value beyond a 10 - year period, the effects of interest rates and nominal growth on those projections largely cancel out because higher nominal GDP growth over a given 10 - year horizon is correlated with both higher interest rates and generally lower market valuations at the end of that period.

With that in mind, a good time to get a fixed - rate loan would be when interest rates are low.

If your score is between 580 and 669, you have fair credit, which means you could have a tougher time getting approved for home loans with lower interest rates.

As long as your debt - to - income ratio is low, however, and you have a larger equity position — meaning you can afford a larger down payment — you stand a good chance of getting approved for a loan with a decent interest rate.

Following the British vote to exit the European Union, global economic concerns, coupled with weakness in the Japanese economy, drove interest rates in Britain, Europe and Japan to fresh lows, prompting a burst of yield - seeking speculation that has driven the S&P 500 Index a few percent above its May 2015 peak.

This is consistent with a degree of deleveraging among some households, particularly when we consider that low interest rates might otherwise have encouraged a general increase in this type of credit over that period (Graph 9).

The IMF had recommended that G20 governments finance this initiative through deficit financing and borrowing, arguing that with historically low interest rates, «efficient» public infrastructure could easily pay for itself.

For equity markets, the combination of low interest rates, strong economic growth and low inflation has proved very beneficial, with global share markets rising solidly in each of the past three years.

As interest rates in Europe fell to unfathomably low levels over the last decade, lenders found themselves in a tough position: Mortgage interest — and therefore income — fell in lock step with the Euribor, and yet banks only had so much leeway to cut interest paid on deposits, which are their primary source of funding for mortgages.