Sentences with phrase «have access to credit of»

If you did not have access to credit of any kind — no credit cards, no line of credit, no over-draft protection, no loans — would you be as willing to drop gobs of your hard - earned money on things like expensive shoes and fancy cars?

Not exact matches

These services would provide access to a loan or line of credit equal to a predefined percentage of your current sales ledger, sometimes up to 90 %.

Those indicators strongly suggest that Canadian firms don't need to be stuffing so much cash under the corporate mattress, because they have access to plenty of credit if they need it.

With 28 % of adults in the U.S. having limited or no access to bank and credit card accounts, Shahbazi saw a «wide space» worth US$ 1 trillion in GDP a year that needed to be filled.

But this year he has quietly introduced less obvious — some might even say devious — methods of making credit more expensive to access.

The ability of Italian banks to access markets for funding «has become more difficult and expensive» in 2016 due to the country's political instability and a slower reform implementation, according to credit ratings agency Fitch, adding that such capacity could deteriorate further.

After a slow and steady recovery following the housing crisis of 2008, Leibowitz explains that American consumers generally had fewer problems with their mortgages, better employment prospects, and greater access to credit, which made them less likely to file.

Entrepreneurs look to their business credit cards for all sorts of good reasons: to build up their business credit, to have flexible access to capital for a variety of purchases, and for a cash cushion in case of emergency.

The explosive growth of the alternative lending industry has led to more access to credit for small business owners that the traditional banks had been turning away, for sure.

Even six rounds of macroprudential rule tightening to restrict access to credit and prevent Canadians from becoming overleveraged has done little to temper the housing market.

Citigroup had told CNBC that a «malicious actor» attempted to gain access to several Citi credit card accounts tied to the Department of Defense.

Business owners are popular targets for identity thieves, he says, because they typically have access to substantial lines of credit, they're engaged in a lot of transactions that could put their information at risk, and their personal and business finances are often intertwined.

Participants in the 500 Startups accelerator have access to 250 different perks, including a year of free email distribution from SendGrid, a free business credit report consultation from Dun and Bradstreet, and cheaper snacks for the office.

Due to the creation of cloud computing, technology innovators can be located anywhere and have access to the most advanced technological infrastructure with a credit card and an Internet connection.

I didn't realize that doing this can mitigate the damage from a bear market while allowing me to have access to prospects of the credit, so I might consider this option.

Hopefully, you've already prepared the way to access this source of funds before you decided to start a business by having established a relationship with your local bank manager and by ensuring that your credit rating is in good shape.

Community Financial Services Association of America, the largest trade group for payday lenders, says the rule would «virtually eliminate» their business model, which provides short - term loans to millions of low - income consumers who lack access to credit cards or bank loans.

To continue April's thread of topics around improving financial literacy, I had the pleasure of speaking with Levi King, Co-founder & CEO of Nav, (a site that helps business owners manage their business credit and get streamlined access to financing) earlier this weeTo continue April's thread of topics around improving financial literacy, I had the pleasure of speaking with Levi King, Co-founder & CEO of Nav, (a site that helps business owners manage their business credit and get streamlined access to financing) earlier this weeto financing) earlier this week.

We believe it is a fundamental right that all consumers should have free and comprehensive access to their credit and financial data, giving them the resources and information they need to easily take control of their financial health.

While some are unequivocally better than others, the best option for you depends on your budget concerns, your credit score and what access you have to other forms of credit.

When a customer walks in the door, more than 85 % of our customers are having access to credit, and that's across the board, Tier 1, Tier 2, Tier 3.

Home Equity Lines of Credit act like a credit card in which you have access to a revolving balance and pay interest only on what yoCredit act like a credit card in which you have access to a revolving balance and pay interest only on what yocredit card in which you have access to a revolving balance and pay interest only on what you use.

A combination of tight credit and stringent lending criteria has created a sizeable, underserved segment of the market that does not have access to growth capital from traditional sources.

You may have to pay for your credit score, but some credit card companies have started offering free access to a version of your credit score so you can get an idea of where you stand.

Additionally, students have access to checking, savings and credit cards through BOA Core checking, provided that they are under 23 years of age.

The main drawback to using Quicken Loans is that you won't have access to construction loans or home equity loans (including home equity lines of credit).

A business line of credit can be a valuable tool for small businesses that take a strategic approach to making sure they have access to the resources they require to meet day - to - day working capital needs and fill other short - term financial necessities.

The idea is to make sure that economically important sectors continue to have access to funding even when the supply of credit is impaired.

While most brick - and - mortar retailers will only have access to credit card information, or perhaps some personal information through consumer loyalty programs, analysis of Amazon's privacy policy shows that the company collects information on shipping recipients, Internet protocol (IP) addresses of customers, personal information in a user's profile and even the e-mail addresses of friends.

Using credit to finance new ownership for ESOP workers can allow workers to accumulate capital wealth on top of their wages while still having access to diversified retirement plans that are funded through the firm's compensation budget.33

Portfolio Loans, formally known as Securities Backed Lines of Credit (SBLOCs), offer you an inexpensive way to access the cash in your portfolio without having to liquidate your securities.

The growing availability of credit has also expanded the resources available to new entrepreneurs launching businesses, and has given many families access to the funds they need to «smooth over» periods of financial challenge.9 / At the same time, competition among lenders for individuals with solid credit histories has reduced the price of credit for those consumers.10 /

Entities that may still have access to your Equifax credit file include: companies like Equifax Global Consumer Solutions which provide you with access to your credit report or credit score, or monitor your credit file; federal, state, and local government agencies; companies reviewing your application for employment; companies that have a current account or relationship with you, and collection agencies acting on behalf of those whom you owe; for fraud detection purposes; and companies that wish to make pre-approved offers of credit or insurance to you.

For instance, in several parts of Latin America and Africa, many people do not have access to traditional banking services or even to any safe, cheap and convenient credit functioning system.

The emergence of these peer - to - peer (P2P) lending platforms, offering loans ranging from as little as a few hundred dollars to several thousands, has so far been welcomed by Indonesia, Southeast Asia's biggest economy where tens of millions of people have little or no access to bank credit.

Even though individual consumers rarely have access to the prime interest rate, it should still mean something to you since it affects the cost of taking on a short - term loan and using a credit card.

The service has access to thousands of financial institutions across all 50 states which includes national and regional banks and credit unions.

Because we had access to credit cards and a home equity line of credit, we knew we could handle an emergency.

If you have access to a zero - interest credit card, it can make sense to use it instead of a HELOC.

Kerstin Braun, executive vice president of Coface North America, says the global market for trade credit insurance has steadily improved over the past year as an economic uptick has increased corporates» access to bank loans and let them focus on their growth.

If your business has uneven cash flow, a line of credit can offer open - ended access to cash for ongoing needs such as seasonal payroll or inventory management.

Some of them have poor credit and access to fewer options than those with stellar scores.

One of the dirty secrets of the pro-VantageScore, access - to - credit crowd in Washington is that not all consumers have enough of a credit history to get a FICO score.

College: An earlier version of this article misstated the access employers have to an individual's credit history.

This is not a real estate post, but the fallout of the declining real estate has direct implications on the ability of the average Canadian to access personal credit.

As described in the 2017 - 2018 budget, this proving ground has also been modified to include more access for businesses to «test a wider range of financial and credit services without a license.»

Whether your credit history isn't robust enough or has a couple dings, you can still access business funding up to the full amount of your rollable retirement funds.

And you have to be a member of a credit union to access its services.

Cosigners - This can be difficult, given that you must have access to a parent, family member, or friend who has good credit and trusts you enough to take on the risk of the loan with you.

Financial deregulation has given many households greater access to credit, as well as expanding the range of financial services available.