It is not recommended to let any driver not listed on your policy that doesn't
have a car insurance policy of their own drive your vehicle.
Here are a few things to think about whether you're shopping for your first policy or you've
had car insurance in place for years.
Generally speaking, an auto insurance coverage lapse occurs when you do not
have car insurance for your vehicle for any period of time.
Each and every car owner should
have an car insurance plan which gives the coverage of the third party injury, death or property damage.
It stands to reason that if someone doesn't
have car insurance coverage, he or she may not have the means to pay for damages caused during an accident.
This is true even if your teen lives with another parent
who has car insurance because your auto insurance company assumes the teen will drive your car while at your house.
Driver's license are rarely issued without guarantee that the
driver has a car insurance insurance policy or at least a minimum insurance policy of sorts.
While auto insurance estimates are good to have when you are beginning to choose a car it is much better to
have a car insurance quote in most cases.
These things will not erase your high risk driving status, but they will help you cut down on the cost
of having car insurance.
Most
states have car insurance requirements for licensed drivers and most of those requirements center around liability coverage.
However, in some cases you may need to add a friend to your policy if they use it frequently, especially if they do not
currently have car insurance.
If the pedestrian was living with any relatives and those
relatives had car insurance, those insurance policies may also be available to compensate the injured pedestrian.
This way, you can
have car insurance compared in less time so that you can get the car coverage you need faster and start driving the auto with confidence.
Moreover, those who do
have car insurance often try to find the cheapest, regardless of the service they will be receiving.
Even if the other
party has car insurance, it might not be enough to cover the cost of car repairs or medical expenses.
Most states have stringent laws
about having car insurance and if you don't choose to follow these laws by not purchasing car insurance, there may be tough penalties and fines.
As stated above, uninsured motorist insurance will pay for damage to your vehicle and medical expenses when the other at fault
driver has the car insurance.
When you do
have car insurance quotes available with you, the thing that you should do is to start checking out the coverage offered.
Protecting you and your family members from financial losses which occur due to an accident is possible
by having a car insurance policy.