Not exact matches
Even though you don't
have to
have good or
excellent credit to get a loan from LendUp, your interest rate can still be dependent on your
credit score, so getting your
credit score it good shape
before applying is always a good idea.
Since CapWest is a prime lender, it requires borrowers to
have good or
excellent credits in order to obtain a loan from CapWest (it's always a good idea to get your
credit scores from all three bureaus
before applying for a mortgage so you know whether you can get the best loan rates or not).
Rosenberg's
excellent credit habits — always pay balances on time and in full, check his report for errors, go on «
credit fasts»
before a major
credit application — plus the increase in the average age of his accounts
have pushed his
score to 820.
Be aware
before you apply that if you
've got
excellent credit, you'll likely be receiving the best pricing terms but with a more mediocre
credit score, you may end up with the standard terms.
Before you can
have excellent credit score, you must
have good payment and
credit history.
Worse, if you
had very good or
excellent credit before the foreclosure, the drop in your
credit score can be much more severe.
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I
have a family and we are looking to buy our first home in the near future (within the next 2 years) and I want my
credit score to be considered «good» or even «
excellent»
before we even try to get a mortgage.