Sentences with phrase «have less money saved»

For example, you may have less money saved for a down payment; or a collection of student loans which is weighing on your household budget.
For example, first - time buyers tend to have less money saved for a home down payment.
80 % of the population over 55 has less money saved for retirement than they will likely need to cover their medical expenses alone.

Not exact matches

Women therefore have less opportunity to save money to contribute to retirement plans, savings and investments.
A new survey from GoBankingRates finds that 42 % of Americans have saved $ 10,000 or less for retirement, while 14 % have absolutely no money put away.
A GM crop requiring less nitrogen would not only benefit the environment but also save farmers money.
Your money has less time to grow in the market, so hitting a particular financial goal will require saving more or retiring later.
According to the survey, 49 % of respondents said they have less money than they did before the crisis, so they can't save as much, while 27 % said they're worried about market volatility.
If consumers have to save more, it also means less money circulating in the economy and boosting spending.
The more money you save, the more company you can keep, and the less time you'll have to spend chasing down investors.
In a recent Student Loan Hero survey, 8 in 10 couples planning to get married in the next year said they would be willing to choose a «less - preferable wedding date» if it would save money.
Whether it saves money this year or not is less important than avoiding consequences from having your finances entangled in a tax return which might not hold up to the scrutiny of an audit.
Buying a home when you have little money saved and a less - than - perfect credit score might seem like a pipe dream, but it's not.
«These accounts are built to give people tax benefits in saving for college and people who aren't using them are missing out on those tax benefits and potentially have less money for college when it comes time to pay for that,» said Stuart Ritter, a certified financial planner with T. Rowe Price.
However, Bank of America does have a unique program to help you save more money with less effort, something that may prove useful if you're looking to increase the amount you put away.
(If program eligibility were widened, it would have more simulative effect on the economy, but save the government less and potentially lose money in the long run.)
For a moment I remembered my younger days (any male child making it to 20 proves God's existence) and began to calculate that I could probably pay for the motorcycle in less than a year with the money I would save on gas.
I'm sort of a grocery store snob... and in a effort to save money I've been shopping at less than desirable locations.
In an attempt to save money, I made my own tahini, which may have been why my dressing was less awesome than anticipated (I think I over-toasted the seeds... oops).
As far as I'm concerned, I save money on coconut oil spray, and well, less frustration, which definitely has its price too!
Arsene Wenger is the greatest at saving money we only buy new players if they cost less than two quid Arsene plays all the am's way out on the left wing because he has a socialist pay scale but pays himself 8 blo #dy mill May the fourth be with Arse all and the home of the free (transfer)
@ jAmerican I agree with you totally that vidal will be with us next season and I also think that he will cost less than MS something wenger has looked at as we all know he loves to save money, so after cech and vidal im hoping for an attacker then on to lifting the cl, pl and fa trophy
Sure, fans won't get as much excitement as they did in the past from Sky Sports» Deadline Day, however they'll most likely be thankful for it in the long run, as it means their clubs are much more likely to save money, and have a lesser chance of being ripped off by other clubs for players they don't always necessarily need.
3 is a silent pick em so money line the game with a dog of 3 pts or less, 85 % of teams that cover 3 points as dogs win the game outright so why give the books any more than you have to, make sure you take dogs in first half ONLY, i cant stress this enough, more times than not if a dog will cover the game, (big dogs +7 or higher) they will show up early and you do not want to get screwed in the 2nd half by blowing the cover, these are things the sports books never would tell you but surely will save you a lot of aggravation in the LONG RUN
You have to get another safety for less than 5 million to save any money or you just use one of your young safeties already on the roster and take a 9 million hit?
As soon as I stopped working I saved money because I wasn't paying for travel or buying expensive coffees and lunches, I also had less opportunity to shop (my old office was above an amazing shopping centre) although of course babies come with their own costs.
How would you use the money that you save from using less energy?
With Nature Bumz» newborn cloth diaper rental program, you can save money (less than disposables, plus you don't have to buy a set of newborn cloth diapers!)
I have a 14 month old and 2 month old, and would love to start cloth diapering to save money and fill less landfills lol.
The thing I like best is that by saving at the gate, I feel less pressure to stay all day to get my money's worth since I haven't invested as much cash in the day.
Perhaps hospitals should look at the big picture and take into account how much money would be saved in treating sick babies if mothers breastfed for longer, as well as how much money businesses would save as parents would take less time off to care for a sick child.
There are many ways to save money, that are quite effective for teaching (like using lots of library books, using free resources on the Internet, etc. - see our «HS Money Saving Tips» page for more on this), but you will still have to spend some money directly on home schooling, and unless you were already planning to have one of you be a stay - at - home parent, it will mean doing with less mmoney, that are quite effective for teaching (like using lots of library books, using free resources on the Internet, etc. - see our «HS Money Saving Tips» page for more on this), but you will still have to spend some money directly on home schooling, and unless you were already planning to have one of you be a stay - at - home parent, it will mean doing with less mMoney Saving Tips» page for more on this), but you will still have to spend some money directly on home schooling, and unless you were already planning to have one of you be a stay - at - home parent, it will mean doing with less mmoney directly on home schooling, and unless you were already planning to have one of you be a stay - at - home parent, it will mean doing with less moneymoney.
My baby was getting cleaner, I had less of a headache doing the diaper wash, he had fewer rashes, and I was saving money!
When you start using it you can worry less about your electricity bills hiking, on the other hand, you can save the money you would have used if you turned to another wipe warmer that uses a lot of electricity.
Raising a baby can be expensive and trying to save money is a good thing, but $ 8 a day on baby food isn't that bad, an adult would have a hard time having one heathy meal for less then $ 8.
These ideas came from visits with many divorced dads I know who have learned the hard way that managing money is a big job and that little things can help a lot in the effort to spend less and save more.
My son no longer has an allergic reaction... it has pointed me in other directions of cloth reusable items to save money (cloth paper towels, wipes, toilet paper, menstrual pads) I save TONS now and I feel happy knowing its less chemicals, my baby is happy, and I am doing a small bit to help the environment.
A spokesman said in an email that the company hasn't identified a trend in the U.S. toward people changing diapers less often, though it has observed parents trying to potty train their youngsters earlier to save money.
While it's not clear how much the coverage would cost, the administration said the move would save money in the long run by ensuring greater continuity of care and less emergency admissions.
He said a survey which was commissioned by the government and handled by Planet Projects Limited, said that residents now have lesser travel saving times and money in the process.
If we had a few less local government employees it would save me a boatload of money.
It is great news that the Government has announced a good range of tangible cuts which will save a lot of money and mean lower taxes and less money wasted on debt interest over time.
He believes that this will save a lot of money in terms of the amount of sand / salt that the road crews use, as well as helping in the spring when they clean the roads, as there would be much less to clean if they can reduce the salt and sand that they spray on the roads during wintertime.
Mr. de Blasio left less wiggle room when it came to the request for more cops, which supporters, including Councilman Jimmy Vacca, have argued would save the city significant overtime money and would allow police to better handle the new administration's priorities, including increased traffic monitoring.
DiNapoli has said the plan, which required future public employees to pay more towards their pensions and receive less in return, won't save state and local governments money in the short run.
Implementing the record management program that I have created, which would save money by requiring less space.
They would be replaced by workers earning less money, saving...
The buyout was intended to save the county money on payroll by replacing more long - term employees with new employees who would be paid less.
Smaller containers that have less product in them usually will be sold in three - packs or more to help you save money and keep using the product.
In the future, if China's households save less, more of the country's money will be spent on services and everyday goods, which have a smaller aggregate carbon footprint.
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