Sentences with phrase «have lower debt»

Still, a jumbo loan may be right for you if you have a lower debt - to - income ratio, a higher credit score and can make a larger down payment.

If you're applying for a jumbo loan, however, you generally need to have a lower debt - to - income ratio.

Service businesses such as techonology companies normally have lower debt ratios as majority of the assets tend to be intellectual capital and R&D, commonly thought of as intangible assets.

When looking at your credit report, you will have a lower debt to income ratio once your student loan debt is paid off.

On the other hand, if the economy really struggles and something happens, I don't want to have all my eggs in the investment basket which can take a hair cut in a market crash when I'd rather have lower debt levels.

It could be a good option for you if you can afford your monthly payments, have lower debt amounts, and / or are current on at least one credit card.

On the other hand, you could get approved for a loan or mortgage more easily if you have a lower debt - to - income ratio because your creditors may feel that you will be more likely to pay back the loan since your money isn't already tied up in other debts.

With good credit, it may work with borrowers whose debt - to - income ratio is more than most banks are willing to consider, although it prefers to work with clients who have lower debt to income ratios.

According to some key metrics, they actually appear stronger than many developed market countries — they have lower debt burdens, lower deficits, and higher reserves.

Those two differences in policy allow credit union customers to have a lower debt, all things being equal.

Read up on the topic more, and you'll find additional ways, such as paying off other debts before applying in order to have a lower debt - to - income ratio — or paying some «points» in order to lower your rate.

Still, a jumbo loan may be right for you if you have a lower debt - to - income ratio, a higher credit score and can make a larger down payment.

Koonar's looking for undervalued companies; McColl likes businesses that can grow their free cash flow; Cooke wants to own operations that have low debt - to - equity ratios.

Though it initially slowed our growth down, by having low debt we never put the company at financial risk and built a strong foundation we can now leverage.»

It's trading at a cheap 0.9 times book value and has a low debt to common equity of 16.4 %.

For investors bargain hunting in the beleaguered sector, industry analysts recommend a relatively simple formula: Seek out companies that have low debt, that are growing their omnichannel presence (the term that is used to describe retailers» ability to serve customers either in - person or online), and that didn't expand too fast during the mall boom of the 1990s and 2000s.

The troubled drugmaker said it had lowered its debt by $ 1.3 billion in the latest quarter, and that its long - term debt was $ 28.54 billion as of March 31.

Besides having a high credit score, you need to have a low debt - to - income (DTI) ratio if you want to qualify for a low mortgage rate.

You also need a good credit history that shows you pay your bills on time and have a low debt - to - income ratio.

You can sometimes overcome a less than stellar credit score by having a low debt - to - income ratio, savings built up, several years of credit history and a good annual income.

«GCC countries have low debt levels and high levels of reserves, which gives them the ability to adjust domestic demand slowly without impeding overall stability.»

«Not only do we have the lowest debt of any town in Suffolk County, we had a tax decrease in 2017, and I predict there will be no increase in 2018.»

You can sometimes overcome a less than stellar credit score by having a low debt - to - income ratio, savings built up, several years of credit history and a good annual income.

The main key to landing a home loan or a mortgage is to have a low debt load and a good, steady income.

Good blue chips have low debt: It doesn't matter if you're investing in blue chip stocks or penny stocks, the company under consideration should have manageable debt.

Requirements include; — Must have a high credit score (above 700 FICO score on average)-- Must have sufficient income to show a low debt to income ratio — Must have a low debt to credit ratio (credit limits can not be all maxed out)

Having a low debt and a liquid emergency fund stops the avalanche in its tracks.

Of course, the best way to maintain a high credit score is to pay all of your bills on time and have a low debt - to - income ratio at all times.

Financial requirements such as having a low debt to income ratio or saving enough money for a down payment are temporary setbacks which are often resolved in a fairly short period of time.

Residents have lower debts in part because of higher - than - average bankruptcy rates.

It would lower your debt to income ratio and add validity to the documentation of the car sale.

That piece only highlights increases, and many cos in the table still have low debt Jul 12, 2013

If you have a low debt - to - income ratio, lenders and creditors see that you have a good balance between the amount of debt that you carry and the amount of income that you earn.

As you can tell from the formula above, having a lower debt - to - income ratio may indicate a healthier financial status overall.

If a borrower has a low debt ratio, the grade will be higher.

If someone is responsible financially by making payments on time and having a low debt utilization ratio they also tend to be responsible in other aspects of their lives.

Despite having lower debt amounts overall, Texans have worse credit histories than most Americans.

Delinquencies continue to drop, while refinancing opportunities have lowered debt - service coverage ratios.

I don't have any concerns on the funding front — the ever - reducing LE, and the current v low Debt / Assets ratio, offer a lot of comfort going forward.

And when you have a low debt - to - income ratio, lenders will trust you more — they know you're someone who pays their dues in time.

Canada has the lowest debt - to - GDP ratio by far in the G7, so no worries here.

Two companies may have identical projected cashflows; but if one has a lower debt rating (and therefore higher perceived risk), we will calculate a lower intrinsic value and require a lower stock price before purchasing.

Mexico's 10 - year Treasury is close to 6 percent, and Mexico has a lower debt - to - GDP ratio than the United States.

But, applicants with annual incomes as low as $ 40,000 have also been approved if they have a low debt - to - income ratio and pay their other credit cards in full every month.

This credit limit increase will come in handy if you have unplanned business expenses, and will also help improve your business credit score by having a lower debt - to - credit - limit ratio.

A higher credit limit will come in handy if you have unplanned business expenses, and will also help improve your business credit score by having a lower debt - to - credit - limit ratio.

Having low debt levels on their credit card will allow them to have enough of a credit line available in an emergency, and will increase the credit utilization part of their credit score.

If you have a low debt - to - income (DTI) ratio and a higher credit score, but you don't have enough funds to bring the loan amount under the conforming limit, a jumbo loan might be the right option for you.

If a borrower has a low debt ratio, the grade will be higher.

Besides having a high credit score, you need to have a low debt - to - income (DTI) ratio if you want to qualify for a low mortgage rate.