Not exact matches
You will need to
have a
good to excellent
credit score in order to get this card (
generally, nothing lower than a FICO of 700).
Good credit scores generally tend to be at 700 or above, and most lenders require you to
have a
score in this range or above it.
In comparison, LendingClub requires borrowers
have at least fair or
better credit, which is
generally any
score above 620, and businesses be at least two years old.
Both VantageScore and the proprietary
scores offered by the individual
credit bureaus are great for educational purposes; in other words, they'll tell you if you
have generally good credit or bad
credit.
In comparison, LendingClub requires borrowers
have at least fair or
better credit, which is
generally any
score above 620, and businesses be at least two years old.
These drivers are assumed to
have generally good driving records, one violation, and neutral / average
credit scores.
To achieve a perfect
credit score, you
generally need to
have a
good payment history on a mix of accounts that includes
credit cards as
well as installment payments, such as a bank loan, mortgage, auto loan, or student loan.
VA lenders are
generally looking for at least a 620
credit score, which is
well below what you
'd typically need for conventional financing (and that's going to come with a down payment of at least 5 percent).
To start, we're going to begin with a
score of 680 — this is
generally considered «
good»
credit, as is any
score up to about 719; at 720 or above, you are
generally considered to
have «excellent»
credit; 679 or less is «average» - or - below territory.
SoFi is
best known for its student loan refinancing options, which
generally have lower interest rates and offers loans to people with lower
credit scores.
The Vantage
score generally provides a
better score than FICO for those who
have a short
credit history.
You must
have good credit,
generally a 700 FICO
score or higher, to qualify.
Generally speaking, most borrowers at Marcus
have good credit scores of 680 or higher.
While the exact factors that are considered from these reports vary from year to year, it's
generally a
good idea to
have as high a
credit score as possible if you decide to apply.
If you
have a
good credit score, it means you are
generally responsible with your finances.
You will need to
have a
good to excellent
credit score in order to get this card (
generally, nothing lower than a FICO of 700).
Even if you only
have a basic knowledge of how
credit scores are calculated, you may be aware of the fact that taking on debt and then paying it off in a timely and consistent manner is
generally considered one of the
best ways to build
good credit, while late and missed payments can show...
Some perspective
would be helpful at this point: FICO
credit scores above 640 are
generally considered
good, while those above 760 are considered excellent.
While each lender is different, if you
have a
credit score above 700, you will
generally be considered a
good credit risk.
Generally, consumers who are
good credit risks
have higher
credit scores.
Conventional loan borrowers
have higher debt - to - income ratios and
better credit scores than FHA borrowers —
generally, a FICO
score of at least 620.
Applying for a new private loan to consolidate will
generally require that you
have a
good credit score.
Interest rates are
generally lower if you
have a
good credit score and if your loan is secured by valuable collateral, such as a house, according to the Minneapolis Federal Reserve, because the lender
has a lower risk of losing the money it lends you.
With
good credit, the chances of being turned down simply due to your
credit score are
generally low, unless you're applying for a particularly picky card or
have a
credit history less than two years old.
However, you do need to keep in mind that if your
credit score is low (700 or above is
generally considered
good, but some cards might be available from mid-600 depending on your circumstances), you might
have a hard time getting a reward card with a
credit card issuer you don't already
have an account in
good standing with.
When your FICO
credit score is 670 or
better, you're
generally considered to
have «
Good»
credit.
Consumers who are in the «
good»
credit category
generally have credit scores of 700 and up.
Generally, the
better your
credit score, the more likely you are to get the lowest rate, but some consumers with great
credit scores have been unpleasantly surprised after applying for a lower rate card, but end up with an APR in the higher range.
It \'s
good to know that the actual
score doesn \» t matter so much as whether or not you \
've got a
generally good credit history.