Sentences with phrase «having an excellent credit score does»

But just having an excellent credit score does not mean guaranteed success.

But just having an excellent credit score does not mean guaranteed success.

Just having an excellent credit score does not mean guaranteed success.

Not exact matches

However, if you do have an excellent credit score, you may want to consider a 0 % balance transfer credit card instead of a personal loan, as you can save money on interest.

With an excellent credit score (I have a solid 755 + and pay balances in full each month for nearly 10 years), a degree from an accredited school and steady income, this doesn't make a whole lot of sense.

They either don't have a long enough credit history (banks typically want two or more years of extensive history), or their scores aren't high enough (anything less than «excellent» is considered risky).

Nor do I have a long credit history for cards that require excellent credit even though I've kept my credit score around 730 for the 15 months I've had credit cars for.

Many national banks don't offer personal loans, and of the ones that do, most require applicants to have good to excellent credit, which is a FICO score of 680 and above.

While SoFi doesn't mention any hard credit requirements, you'll typically need to have a good to excellent credit score and a low debt - to - income ratio (DTI) to qualify for the most competitive rates.

Lenders such as SoFi and Earnest offer interest rates of below 6.00 %, while Avant requires a minimum credit score of 580, which can help if you don't have excellent credit.

Therefore, they don't expect you to have good or excellent credit score.

The interest rates on credit cards are not usually friendly especially if you don't have good or excellent credit score.

The interest rates on credit cards are not usually friendly especially if you don't have good or excellent credit score.

Even though you don't have to have good or excellent credit to get a loan from LendUp, your interest rate can still be dependent on your credit score, so getting your credit score it good shape before applying is always a good idea.

If you have a poor credit score and are expecting a credit repair service to get you to an excellent score, you have false expectations about what credit repair can do.

Many national banks don't offer personal loans, and of the ones that do, most require applicants to have good to excellent credit, which is a FICO score of 680 and above.

While they don't advertise a minimum credit score need to be eligible, having good to excellent credit, which is any FICO score of 680 or more, will improve your chances of getting approved.

Thus, if you don't want to overpay the interest, consider to apply for this card only if you have an excellent credit score.

If you don't have a job, but you have an excellent credit score, you'll still be turned down for a credit card or loan because income is a requirement.

I have an excellent credit score and debt does not scare me.

In addition to this, the credit agencies and the public perception that credit scores matter are things that do not serve us.I had excellent credit at one time, and acquired a debt of over $ 200,000 on credit cards due to health issues that prevented me from working.

On the flip side, some of these cards do not offer bonus rewards, they may have an annual fee, or the card issuer typically only considers individuals with good or excellent credit (keep in mind that your credit score as well as other factors are involved in determining if you qualify for a credit card).

What I do have is an excellent credit score, which I would guess is why I received an application.

The truth is that you don't require having excellent credit scores to access loan services from a same day payday loans lender.

Since most people struggling with debt do not have excellent credit scores, they'll have to pay high interest rates and fees which will burn a large percentage of their total cash flow each month..

He has read online that 740 plus is an excellent credit score, and he doesn't analyze his report so he is happy and believes he is in a great credit situation.

Dear Hanna, One of the great things about having an excellent credit score is that for the most part you can just continue to manage your credit as you've always done, often without even giving it much thought.

Borrowers will also need excellent credit, although the site doesn't specify the minimum score you'll need to have.

Do this for six months — making sure you pay off the balance each month — and you'll not only establish Canadian credit history, but you'll have an excellent credit score.

No credit check loans do exist and they're an excellent tool if you don't have a good credit score at your disposal.

«Those who don't have a long credit history can still have an excellent FICO score if they have no missed payments and low utilization ratios,» Lee said.

With an excellent credit score (I have a solid 755 + and pay balances in full each month for nearly 10 years), a degree from an accredited school and steady income, this doesn't make a whole lot of sense.

Borrowers who don't have excellent credit may feel burned by the rejection stamp (those who are fresh out of school without time to build up their scores will be in that camp).

Since an excellent credit score is typically considered anything over 740, I'd say we're doing quite well — and that's in spite of the fact that we have dozens of rewards cards across our personal profiles and three separate businesses.

Capital One does not disclose the exact credit score applicants need in order to get the card, but you do have to have an excellent credit history.

Good to excellent credit, which is a score of 700 or more, will get you just about any card, but you don't have to worry if your credit isn't stellar.

Believe it or not, the things you've done to achieve and maintain a good credit score are the same things you need to improve it to excellent — just keep doing them.

An average credit score of 741 sits nicely in the «excellent» credit score range (720 +), but don't be discouraged — users with much lower credit scores say they've also been approved.

However, if you have an excellent personal FICO score (credit rating), and your business doesn't have a bad credit rating, then you will be approved for this business credit card.

This card is ideal if you do not have excellent credit, and are looking for a low interest card, as you can qualify with good credit and either pay 12.99 %, 17.99 % or 22.99 % based on your credit score.

this card is ideal if you do not have an excellent credit score, although if you do your interest rate will be lower

this card is ideal if you do not have an excellent credit score, also it has a reasonably long intro period of 12 months for both purchases and balance transfers, as well as a solid cash back reward system.

If you own a small business, you may already know it can be quite difficult to get a business credit limit nowadays in the US, especially if you don't have a good or excellent business credit score.

Where excellent credit opens nearly every lock, and good credit most of them, when you have a «fair» FICO score, between 580 and 669, you'll start running into a lot more locks in which your key simply doesn't fit.

Car insurance companies have spent millions of dollars on people and the factors that make the more responsible and safer driver, and according to their research — people with good or excellent credit scores make smaller claims on average than do those people with poor credit.

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When considering whether or not to approve an applicant, I look at 4 basic factors: 1) Credit Score — While many renters do not have excellent credit scores (why they may be renting in the first place), the score and, more importaCredit Score — While many renters do not have excellent credit scores (why they may be renting in the first place), the score and, more importanScore — While many renters do not have excellent credit scores (why they may be renting in the first place), the score and, more importacredit scores (why they may be renting in the first place), the score and, more importanscore and, more importantly,.