Sentences with phrase «hazardous hobbies»

Certain hazardous hobbies and activities represent a much greater risk of payout to life insurance companies, and when seeking life insurance quotes you may pay for that increased risk through higher life insurance premiums.

Race car driving, scuba diving and flying a plane are exciting, but are considered hazardous hobbies that bring an increased probability of accidents or death, Manwaring says.

Hazardous hobbies, in which the insured regularly engages, are generally specifically excluded, as well.

Your passion for a hazardous hobby most likely eliminates you from «preferred» or «preferred plus» categories, and as a result your insurance premium could cost you double the expenditure over the life of the policy.

Your life insurance provider is going to want a thorough explanation and detailed assessment of how often and to what degree you partake in a hazardous hobby.

, hazardous hobbies / activities such as hang gliding or scuba diving, international travel, your height and weight, and occupation (if you have a dangerous job or one with a higher - than - average mortality rate) can also affect the amount you'll pay.

Dangerous or hazardous hobbies may also be a declination as well.

No drugs, clean driving record, no hazardous hobbies.

Reasons It May Be Voided: If the death results from service in the armed forces or injuries sustained in war, illegal activities, self - inflicted injuries, or «hazardous hobbies» (such as skydiving, deep sea diving, motorsports, mountaineering...).

Keep in mind that there are exclusions (i.e. acts of war, illegal activity, hazardous hobbies) to what will qualify for the accidental death benefit rider.

If you use tobacco, have a dangerous occupation, or a hazardous hobby, you can expect to pay more for your life insurance.

This means that death caused by certain events like acts of war, illegal activities and hazardous hobbies, among others, do not qualify for the benefits under the rider.

Therefore, there is always an option to extend the term life insurance coverage regardless of your health, or hazardous hobbies or occupations.

Taking part or practicing for any hazardous hobby, pursuit or race unless previously agreed to by us in writing

Most whole life companies do not verify if their applicants use tobacco or have a hazardous hobby or occupation, so everyone must pay a higher rate for these assumed risks.

If you have a family history of illness or disease, criminal history, hazardous hobbies, or a poor driving record, these will increase your cost of life insurance.