Sentences with phrase «hazardous occupations»

There are no restrictions for hazardous occupations or hazardous activities.
For those with hazardous occupations, accidental death insurance is a great option.
An extra premium may be charged as per our underwriting guidelines prevailing from time to time, for substandard lives or people having hazardous occupations etc..
The last category of those seeking high risk life insurance quotes are those finding themselves in hazardous occupations, like flying.
Due to the size and financial stability of this company they can afford to insurance people with medical conditions or have hazardous occupations or dangerous sports they are active in.
The average consumer many times review premiums that they do not qualify for because of many variables such as: • Medical Conditions • Height vs. Weight Issues • Hazardous Occupations • Dangerous Sports • Poor Driving Records
When a death occurs — we hope for one due to old age, but dead is dead, and the company pays (except suicide in the first one or two years, or one of the few exclusions that may be in the policy, such as war or act of war, military service, flying an airplane, or certain hazardous occupations or hobbies — many policies only have the suicide exclusion), you can think of the death benefit in one of two ways.
The more hazardous occupations will be declined.
Establish what insurance carrier would be the most applicable choice which may involve pre-screening health conditions, hazardous occupations, dangerous sports and other specific information.
Also, hazardous occupations dangerous sports or hobbies, bad driving records, a family history of heart disease and Cancer.
All life insurance companies underwrite their applications differently and they all have different viewpoints on how medical conditions, hazardous occupations and dangerous sports or hobbies should be observed.
Hazardous occupations or hobbies that are considered dangerous, such as structural metal workers, miners, heavy - equipment operators, stuntmen, race car drivers and other «hazardous» occupations or hobbies are usually excluded from applying for coverage, though employers of these occupations often provide special protection for their employees.
People who work in high risk / hazardous occupations and environments will be screened by the company or will be offered the policy at a higher premium rate corresponding to the higher mortality risk.
For example, life insurance companies may require higher premiums or deny coverage altogether to people who work in hazardous occupations or engage in dangerous sports.
Medical conditions or hazardous occupations and sports can all have a impact on your final rates.
Trying to compare Term life insurance quotes for hazardous occupations is a specialized field.
Hazardous occupations could be observed as farmers & ranchers, high voltage power line repairmen, loggers and lumberjacks, commercial divers, iron workers, waste disposal workers, truck drivers and a number of others.
If you have any one of these hazardous occupations, pay close attention.
Age, health conditions, smoking status, hazardous sports, hazardous occupations, driving records, height & weight.
Medical conditions, hazardous occupations and sports can all impact your applications final rates.
High risk life insurance for hazardous occupations entails about 10 % of the adult male workforce.
Also having hazardous occupations or sports that could take their life.
This works in the same way as medical conditions or hazardous occupations do.
The definition of oppressive child labor expressly excludes employment by «a parent or a person standing in place of a parent» except in identified hazardous occupations; gardening not being one of those.
Hazardous occupations should as far as possible be avoided.
Bandwagon «wave - of - the - future» theology has proven to be a very hazardous occupation in an era of accelerating change, especially when the continuities of history are not as evident as its discontinuities, and when the media focus the public eye upon society's distortions rather than its solidities?
In an era when being a goalkeeper was a far more hazardous occupation than it is now, Kelsey stood out amongst the crowd.
Maybe that's why the Irish are generally just getting on with it... While Greece marches, riots & fire - bombs to protest the right of hairdressers to retire at 50 (a v hazardous occupation, apparently).
This statistic makes truck driving America's 8th most hazardous occupation.
It is no secret that railroad workers have a hazardous occupation.
If you have a hazardous occupation, the final rates of your application can be affected as well.
If you are in good health and do not have a hazardous occupation or sport you will not need any pre-screening what so ever.
If you have any health conditions, a hazardous occupation or are involved in a dangerous sport, your final rates can be affected also.
If you are in good health and do not have a hazardous occupation you will not need a pre-screen.
Medical conditions or a hazardous occupation that has a high level of risk can increase the cost of your life insurance.
If you have any medical conditions a hazardous occupation or you are involved in any dangerous sports.
* Does the applicant have a hazardous occupation?
The insured can not be engaged in a hazardous occupation, as determined by the company.
As you get older, you could develop an illness or disease, or a hazardous occupation that can make you uninsurable to most companies.
If you have a very dangerous and hazardous occupation some of the companies will not be a good choice.
This is especially important if an applicant has health conditions, a hazardous occupation or even a dangerous sport.
How are my health conditions, hazardous occupation or sport going to effect my rates?
Keep in mind that many times there is no extra fee for the hazardous occupation.
How are my multiple health conditions, hazardous occupation or dangerous sport going to effect my life insurance rates?
These are your high risk life insurance individuals who may work in a hazardous occupation, or have dangerous hobbies, such as motorized racing or skydiving, and they too tend to have to pay higher premiums than the average Joe.
If you have pre-existing medical conditions, a hazardous occupation or a dangerous sport you can still receive affordable life insurance quotes but the company you apply with has to be the one that will be the most applicable for your health history and lifestyle.
If you have a hazardous occupation certain companies will not be a good choice because of their statistics.
Any injury due to manual work for the employment or any hazardous occupation, self - exposure to avoidable danger unless it's an attempt to save a human life.
If you're concerned about accidental death or you work in a potentially hazardous occupation and can't afford to buy sufficient life insurance coverage, adding this rider may be a more affordable option.
Rated policy: An insurance policy issued at a higher - than - standard premium rate to cover extra risk, as when the insured has impaired health or a hazardous occupation.
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