This can be one of the most valuable features of a term life policy... a low cost, and guaranteed option to convert at the original health class, regardless of how
your health changes over times.
However, one of the advantages to a longer policy, such as a 30 year term, is that your premiums remain unchanged even if
your health changes over the time period.
Monitoring
health changes over time is important because we're more likely to detect diseases earlier and treat them more successfully.
«A national monitoring system would allow policy makers to see how maternal
health changes over time and to see whether new programs make a difference.»
Future research should focus on how relationships between religious or spiritual involvement and
health change over time, and whether support services designed to enhance particular aspects of religion and spirituality in interested patients might help improve their well - being.
Not exact matches
The two CEOs hope that the
changes resulting from the merger will be implemented
over the next couple of years, creating a «dramatic
change» for consumers in which the store will be «not just about products, but also service offerings that can help people on their path to better
health.»
Over the past few years, businesses have added 14 million jobs as regional economies have rebounded; their workers have gained access to
health insurance, and a new flock of startups has brought economy - altering innovations, some of which have
changed the nature of work itself.
CVS
Health's proposed purchase of Aetna will change the way many major U.S. corporations buy health coverage for employees and raise new questions over the cost of those benefits, benefit consultants
Health's proposed purchase of Aetna will
change the way many major U.S. corporations buy
health coverage for employees and raise new questions over the cost of those benefits, benefit consultants
health coverage for employees and raise new questions
over the cost of those benefits, benefit consultants said.
Over the course of his trip, his
health and demeanor
changed, but when he returned to the United States in 2012, he saw the pace of life had gotten worse.
But even the staunchest of hold - outs are likely to have their minds
changed as some real
health benefits of Internet - enabled mobile devices make themselves clearer
over the next few years.
Not everyone will benefit: now that Republicans have swept the US government for the first time since 1928, it means Obamacare is
over - just a matter of time - and Affordable Care Act - vulnerable stocks such as Universal
Health Services, AmSurg and Mednax will likely plunge; on the other hand pure pharma stocks like MCK and ABC will benefit as rhetoric on drug pricing will diminish significantly, leading to more stable earnings if / when
changes in drug pricing become more stable.
To move that kind of big money, Harris began an organizational expansion of the foundation when she took
over in 2010, building an outfit that has gone beyond Bloomberg's core interests of global public
health and climate
change to tackle new issues, like overfishing.
Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other
health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation
over our business and the potential effects of new laws or regulations or
changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including
health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster;
health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls
over financial reporting or
changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.
How Canada ensures it provides a universal, affordable, and high quality
health care system that accommodates technological innovation and
changes in delivery
over the next few decades is a particularly important challenge.
Investments in fast - growing industries like the technology and
health care sectors (which have historically been volatile) could result in increased price fluctuation, especially
over the short term, due to the rapid pace of product
change and development and
changes in government regulation of companies emphasizing scientific or technological advancement or regulatory approval for new drugs and medical instruments.
The healthcare industry has seen a lot of
change over that period, with the rise and seemingly imminent fall of the Affordable Care Act having presented substantial challenges to the
health insurance industry.
For
over two years scores of litigants have been challenging the HHS mandate, which forces nearly all non-grandfathered employee
health plans to
change their terms, if they do not already cover sterilization, contraception, and abortifacient pharmaceuticals as «free preventive care» for female employees and dependents.
CNN: please
change the headline to read College drops
health care plan FOR STUDENTS
over religious objections.
Seattle, WA About Blog Healthy Food America acts on scientific evidence to drive
change in food policy and industry practice, giving people greater control
over their
health and reducing diet - related illnesses, such as obesity, diabetes, and heart disease.
Improving my own mental
health and overcoming depression naturally
over 10 years ago was also exactly why I radically
changed my diet and started being active each day.
Just when it seemed like McDonalds was going to take
over the world, and public
health in the U.S. was for sure going to the dogs, a food revolution
changed everything.
Over 100 pounds overweight and facing a personal
health crisis that included diagnoses for diabetes, high blood pressure, and high cholesterol, Smith started to exercise and made
changes to his diet while continuing to prepare scrumptious meals.
What I learned from working with the Newcastle team, and with youth football programs across the country
over the years is that traditional concussion education in which athletes, coaches, and parents are taught the signs and symptoms of concussion, and the
health risks of concussion and repetitive head trauma, isn't working to
change the concussion reporting behavior of athletes.
Over 25 years, our philosophy hasn't
changed, but we've grown with the mental
health field.
As our boycott successes page explains, the boycott has forced some
changes in policies and practices and was instrumental in bringing in the marketing standards the World
Health Assembly has adopted
over the years.
-LSB-...] your money on Big Food
over kids»
health: just as Minnesota Congresswoman Amy Klobuchar came to the aid of frozen food manufacturer Schwann, located in her state, when it objected to
changes to the rule -LSB-...]
So many recent cultural shifts — a growing sense of alarm
over childhood (and adult) obesity, a new interest in where our food comes from and how its production affects our
health and environment, concern about climate
change and the need to source food locally — all point in that direction.
The main purpose of an growth chart is to provide parents and doctors information to assess the
health of a baby and to track growth and weight
changes over time.
But when you're barely making ends meet, any
change — such as a
health problem, an increase in energy costs — can push you
over the edge.»
Additionally, BabyCenter is currently participating in a number of maternal
health projects around the globe including text4baby in the United States, collaboration with the Grameen Foundation in rural Ghana, and a new mobile program in India in an effort to reach underserved women and empower them to take control
over their own
health by implementing positive behavior
changes.
Monitoring screen time and content doesn't immediately lead to
changes, but
over time, there are a wide range of
health and wellness benefits.
David was also the producer of «An Inconvenient Truth,» and just as that film served as a wake - up call for climate
change, «Fed Up» hopes to similarly educate the public about the serious flaws in our food system and how the food and beverage industries have a vested interest in maintaining a status quo that puts profits
over our collective
health — and often with the assistance of the federal government.
or you simply want to start
over fresh for the new year, this book will help you improve the stability of your
health and relationships just by
changing some of the things in your surroundings.
Online readers are reminded, however, that treatment guidelines and
health care practices
change over time.
The success in reaching
over 9000 pupils last year is thanks, in large part, to the many partners across the UK who have helped us by showing schools how to use the inspiring model of astronaut fitness and
health to
change children's activity levels and diet through learning about the science behind it.»
For one thing, the actual bill makes
changes that are far less scary than the «death panels» and «
health care rationing» that dominated conservative discourse last year, leaving Republicans little to yell «boo»
over.
In that instance, the Legislature went to court
over Pataki's initial executive budget submission, saying it inappropriately contained significant
changes to education and
health care policy in appropriations bills.
That seems implied by your comment that the «state's tax climate also matters» and adding that the state faces a $ 4 billion deficit, plus additional lost revenue from federal
changes to
health care and tax policy, which is estimated to be
over $ 2 billion.
But he said the uncertainty
over what will happen in Washington on
health care funding and on major tax
changes is making it hard to plan.
At an event Thursday, Gov. Andrew Cuomo defined the conflict
over changing the
health care laws in Washington as a class struggle, saying it's all about the rich versus the rest.
Governor Cuomo defined the conflict
over changing the
health care laws in Washington as a class struggle, saying it's all about the rich versus the rest.
The research published in the journal BMC Psychiatry today questioned
over 1,400 mental
health professionals on whether they would attempt to
change a client's sexual orientation if requested.
This «norm» for mental
health has
changed over the years; it is not some universally fixed standard.
Gupta, a professor and physician at the UCLA medical school, will replace Dr. Cynthia Morrow, who resigned last spring
over concerns about
changes in how child
health services are managed.
More from The Hill: ♦ Senate rejects United Nations treaty for disabled rights in 61 - 38 vote ♦ Bennet accepts DSCC chairmanship ♦ Boehner goes on PR blitz to counter Obama ♦ Warren tapped for Senate Banking panel ♦ DeMint slams Boehner deficit counteroffer ♦ GOP leaders oust lawmakers from plum posts ♦ Internet «founding father» sounds alarm
over UN treaty ♦
Health groups to Nickelodeon: Stop hawking junk food ♦ Senate Dems push climate
change amendment ♦ US oil production hits 15 - year high
Yesterday, after rumors that Kennedy dropped out
over worries about her uncle's
health, her camp put out word that it was actually a separate personal reason that caused her to
change her mind.
Judy Wessler, former director of the Commission on the Public's
Health System, said it would be much simpler to carve out a group of hospitals and increase the Medicaid reimbursement rate, rather than
change the formulas or worry
over which Affordable Care Act rules survive the next four years.
The
health and social care bill's slow progress through parliament comes amid an ongoing battle
over the transition risk register, a currently secret document detailing the government's assessment of the potential negative side - effects of its proposed
changes.
Rather, it is the
changes in that number
over time, going up and down, that is supposed to indicate relative
health of the employment sector.