Not exact matches
In some ways, receiving the life insurance medical exam is kind of like getting a physician's
checkup for free, although, like a trip to your usual doctor, it does become part of your
health record and could be factored into future insurance
premium quotes.
If the majority of your
health care usually involves seeing your doctor once for a yearly
checkup because you are young and healthy, you may be able to save on your
premiums by raising your deductible.
«Preferred Rate» is a lower
premium rate offered to the policyholder who is deemed healthy through medical
checkups and tests as requested by the insurance company and not applicable in case you buy
health insurance without medical tests.
Raise the present tax rebate of Rs 5,000 available for preventive
checkups to Rs 10,000 and ensure it is in addition to the rebate one receives for the
health insurance
premium paid
The insurer will need some more information on your current
health because a) some people fudge the truth in an attempt to get a lower
premium and b) you might not be aware of some issues, like high cholesterol, if you haven't had a
checkup in a while.
As mentioned above, the total deduction for
premium payment,
health checkup and medical expenses is limited to Rs 30,000 Rs 50,000 per financial year.