With all that said, it becomes a matter of which company is going to give you the best
health classification based on YOUR unique individual risk.
Not exact matches
The risk status of a pregnancy was defined using a mixture of maternal International
Classification of Disease (ICD) codes [19] and individual fields in the SMMIS database, and was
based on a 2007 clinical guideline from the National Institute for
Health and Clinical Excellence (NICE) which contained lists of medical and obstetric conditions which indicate increased risk of negative pregnancy outcomes [20].
Public
Health England Early Years Profiles allow for measures of infant health based on International Classification of Diseases codes (ICD10) to be tracked over time and compared with statistically similar areas across En
Health England Early Years Profiles allow for measures of infant
health based on International Classification of Diseases codes (ICD10) to be tracked over time and compared with statistically similar areas across En
health based on International
Classification of Diseases codes (ICD10) to be tracked over time and compared with statistically similar areas across England.
The ACMD report, «Cannabis:
Classification and Public
Health», published in May 2008, concluded that «after a most careful scrutiny of the totality of the available evidence, the majority of the Council's members consider -
based on its harmfulness to individuals and society - that cannabis should remain a Class C substance.»
Since 2009 clinical psychologist Bruce Cuthbert and his team at the National Institute of Mental
Health have been constructing a
classification system
based on recent research, which is revealing how the structure and activity of a mentally ill brain differs from that of a healthy one.
The risk class is the
health classification they assign to the applicant which is typically
based on height / weight, age, tobacco use, family
health history and personal
health history.
It's doubtful that the range of someone's
classification would span the entire rating spectrum —
based on what you know about your own
health and habits, you should have an idea of whether you're closer to one end or the other — but there are still real cost considerations involved in smaller jumps.
Life insurance companies typically group their policyholders into a number of
health classifications, and set their premiums
based in part on this information.
Table Rating — Table rating is a price increase applied on top of a risk
classification based on your
health and medical exam results.
The risk class is the
health classification they assign to the applicant which is typically
based on height / weight, age, tobacco use, family
health history and personal
health history.
Related to mortality tables are
health classifications — essentially how companies rate you
based on your
health and
health history.
It's doubtful that the range of someone's
classification would span the entire rating spectrum —
based on what you know about your own
health and habits, you should have an idea of whether you're closer to one end or the other — but there are still real cost considerations involved in smaller jumps.
Methodology: Sample
based on lowest cost average from top carriers for a 30 year - old male in highest
health classification in the New Jersey area.
Each life insurance company has
health classifications — you can read more of the super exciting insurance details here — which essentially break you into different pricing tiers
based on your
health history.
An applicant rated as «substandard risk» is commonly in poor
health, has already manifested a preexisting condition that is beyond the standard risk
classification (
based on the underwriting review), or might engage in a dangerous hobby or occupation.
You're put into a
classification based on a number of factors — age and
health, but also driving record, hobbies, and more — and will be rated accordingly.
Substandard This isn't a specific rating
classification like the others; instead,
based on your
health and history, you're placed in what's called a table rating system, graded by either letters or numbers (typically either A-J or 1 - 10).
They use a system of
classifications to determine someone's
health based on a series of factors about that particular individual.
On top of the
classification which has been assigned to you
based on your
health assessment, a table rating could be assigned.
Risk Class is the
health classification the insurance companies put you in for pricing purposes
based on your height and weight, tobacco use, family
health history, and your personal medical history.
The Standard
classification is associated with average
health, and life insurance premiums here are considered the
base amount.
Your insurance rates will be
based on the
health classification you are assigned after a complete underwriting review of your medical history.
The NCS - R diagnoses are
based on the World Mental
Health Survey Initiative Version of the World
Health Organization Composite International Diagnostic Interview (WMH - CIDI), 6 a fully structured lay - administered diagnostic interview that generates both International
Classification of Diseases, 10th Revision, 7 and DSM - IV8 diagnoses.
Participants were 152 community -
based early adolescent individuals (72 female, 80 male; mean age 12.6 years, s.d. 0.4 years; range 11.4 — 13.7 years), from a larger sample of 2479 grade 6 students (from 97 separate schools, representative of Victorian school sector type and socioeconomic
classification) as part of a broader adolescent development study conducted at Orygen Youth
Health, The University of Melbourne, Melbourne, Australia, the aim of which was to investigate risk factors for psychopathology during adolescence.