Sentences with phrase «health classification which»

All of these factors come into play when determining your life insurance health classification which ultimately determine whether or not you qualify for preferred life insurance rates.
On the flipside of that, if your health is the same, we'll look to see if any other life insurance companies will give you a better health classification which can lower your premiums as well.

Not exact matches

The risk status of a pregnancy was defined using a mixture of maternal International Classification of Disease (ICD) codes [19] and individual fields in the SMMIS database, and was based on a 2007 clinical guideline from the National Institute for Health and Clinical Excellence (NICE) which contained lists of medical and obstetric conditions which indicate increased risk of negative pregnancy outcomes [20].
According to a manual called the Diagnostic Classification of Mental Health and Developmental Disorders of Infancy and Early Childhood (the DC: 0 - 3R), which was published in 2005 by a non-profit organization called Zero to Three, the following five conditions should be met in order for a diagnosis of depression to be made in an infant:
Since 2009 clinical psychologist Bruce Cuthbert and his team at the National Institute of Mental Health have been constructing a classification system based on recent research, which is revealing how the structure and activity of a mentally ill brain differs from that of a healthy one.
The research, which improves ECG signal classification and improved abnormality detection and diagnosis, won an award at the recent International Conference on Medical and Health Science held in Berlin.
The first detailed genetic comparison of purebred domestic dogs promises to rewrite the textbooks with new information about breed classification and insights that may improve canine health by boosting understanding of the more than 350 inherited disorders, including cancer, heart disease, epilepsy, blindness and deafness, which affect dogs.
In order to determine if Act 10 affected urban areas of Wisconsin differently than rural areas, the authors» analysis classifies counties using the 2013 National Center for Health Statistics (NCHS) Urban - Rural Classification Scheme for Counties.39 (see Appendix 1) The NCHS's four metropolitan classification levels, which include counties within metropolitan statistical areas as defined by the Office of Management and Budget, are combined in Classification Scheme for Counties.39 (see Appendix 1) The NCHS's four metropolitan classification levels, which include counties within metropolitan statistical areas as defined by the Office of Management and Budget, are combined in classification levels, which include counties within metropolitan statistical areas as defined by the Office of Management and Budget, are combined in this analysis.
As part of the life insurance application process, after a thorough physical examination and a determination of which factors are impacting a person's health, they are placed into a formal classification most of the time, ranging from Preferred Select to Standard Smoker.
The risk class is the health classification they assign to the applicant which is typically based on height / weight, age, tobacco use, family health history and personal health history.
This Census Bureau survey contains data on the number and proportion of establishments, by Standard Industrial Classification Code (SIC code), that have revenues of less than $ 5 million, which meets the Small Business Administration's definition of a small business in the health care sector.
Smoking puts you in a high risk life insurance classification which is worse than most health conditions.
The health classification into which an applicant falls can have a profound effect on the cost of coverage, and it is important for insurance shoppers to understand the various classifications insurance companies use to rate their policyholders.
In the end, your health will determine which risk classification you fall into, and that influences the cost heavily.
A life policy may have from 1 to 20 health classifications, everything from preferred best (normally reserved for monks and triathletes) to table 16, which is a 500 % increase in price over «standard» rates.
The risk class is the health classification they assign to the applicant which is typically based on height / weight, age, tobacco use, family health history and personal health history.
Each life insurance company has health classifications — you can read more of the super exciting insurance details here — which essentially break you into different pricing tiers based on your health history.
As you noticed with Mike in our story above, insurance companies look at a wide range of health and lifestyle factors to figure out which classification you fall into.
The health information you provide will help determine your underwriting classification, which is essentially how risky you are for an insurer to insure.
On top of the classification which has been assigned to you based on your health assessment, a table rating could be assigned.
Once your health is assessed, which typically includes reviewing your body mass index (BMI), you're placed in an insurance classification that determines how much you pay.
A good agent will know which company will give the best health classification, and therefore lowest premium....
With this information, an agent can compare the medical guidelines of each life insurance company offering policies California to determine which carrier will probably offer the best health classification.
Many of the insurers we represent apply healthy credits, which can improve health classifications from standard up to a preferred rate class, in some cases.
With all that said, it becomes a matter of which company is going to give you the best health classification based on YOUR unique individual risk.
If you've gotten healthier since your policy was issued or stopped smoking, you should first apply for a reconsideration of health classification, which will potentially lower your premiums if approved at a better rate class.
• Sage Term Life Insurance: Sagicor's no - exam policy offers multiple health classifications (to help you get the best rate) and uses the company's own accelerated underwriting process which gets you approved in minutes without the need for a medical exam or physician statements.
How do I handle requests for such references?Thank you so much for your help!CherylCHERYL M. EARLE3407 Old Dobbin Road, Montgomery, Alabama 36116 - 1903Home Phone: 334-215-3706 Cell Phone: 334-233-2631 Fax: 334-273-0477 E-mail: [email protected] position managing legal discovery and document review with opportunity to assist attorneys with civil litigationBAR ADMISSIONAlabama State Bar, 1999LAW - RELATED EXPERIENCELaw Firm, AlabamaResearch Attorney for Special Projects, Mass Torts Department, November 2001 — February 2008 • Managed Multi-District Litigation (MDL) Document Depository (September 2002 to February 2008) o Reviewed more than 1 million pages of evidentiary documents for litigation purposes and for inclusion in electronic databaseso Coordinated document review assignments with attorneys at local depository and at other sites across the USo Retrieved, reviewed and coded documents in Concordance and Summation legal databaseso Prepared memoranda and spreadsheets providing detailed analysis of discovery materials • Aided attorneys and support staff with processing and preparation of personal injury claims and litigationo Conducted legal research and drafted pleadingso Conducted supplementary online research for additional documents and information pertinent to litigationo Assisted with preparation of correspondence to clients and referring attorneyso Contacted clients for additional information needed in case preparation, litigation, and potential settlementso Prepared and input case intakes and referrals into databaseLaw School, AlabamaStudent Intern, Alabama Disabilities Advocacy Program (ADAP), August 1996 — June 1997 • Participated in law school clinical program under third - year law student practice rule (as authorized by Alabama Supreme Court) o Assisted attorneys and advocates in cases involving mentally ill patients confined to state mental health facilitieso Interviewed clients in person (at state facilities) and over the phoneo Worked with clients, attorneys, and social workers to investigate and resolve issues concerning involuntary confinement and treatmento Aided in legal research on an appellate brief submitted to the U. S. Court of Appeals for the Eleventh Circuit (ruling granted in favor of our client) Faculty Research Assistant for Library Services, Bounds Law Library, March 1996 — June 1997 • Prepared research and teaching materials for law school faculty; worked 20 hours per week while matriculating 10 - 15 hours per semester) o Investigated copyright issues related to procuring and reproducing texts for academic useo Conducted legal research using WESTLAW, LEXIS and the InternetADDITIONAL RELEVANT EXPERIENCEManufacturing Company (MC), Montgomery, AlabamaAdministrative Assistant and Cost Analyst, Materials Purchasing Department, April 1999 — September 2001 • Assisted materials buyers in negotiating and preparing commodities contracts between raw materials suppliers and MC for manufacturing plants in the US and Mexicoo Assisted Legal Department at MC's corporate headquarters with coordination and preparation of documents for litigationo Notified and educated suppliers about MC's freight - on - board policy and its corresponding Uniform Commercial Code (UCC) provisions; result was the reduction of freight claims for both the company and its supplierso Prepared contracts and purchase orders for raw materials and capital projects involving plant maintenanceo Solicited price quotations from current vendors and established Excel spreadsheet format which simplified quote submission process and allowed MC to track and compare usage volumes and costs over timeo Prepared and analyzed cost reports used by materials buyers and production planners in purchasing decisions, including cost reductions, materials consolidation, and selection of vendorso Acted as liaison between vendors and the Purchasing, Transportation and Accounting Departments on issues concerning inbound freight, commercial carriers, and payment terms for commodities, resulting in reductions in freight costs and greater payment discounts for raw materialso Established online databases and printed directories for the Purchasing Department, allowing buyers to have easier and faster access to current vendor informationo Completed Year 2000 (Y2K) compliance project, which involved data collection and communication with MC's past, present, and potential materials suppliers and service providersNot - For - Profit Organization, AlabamaAdministrative Assistant, Combined Federal Campaign, September 1998 — January 1999 • Aided Campaign Director with 1998 Federal Campaigns (CFCs) in City 1 and City 2, which together generated nearly $ 700,000 for more than 1,000 local, national and international charitieso Prepared weekly reports on donations using WordPerfect, Microsoft Word, Excel and dBase IVo Wrote script for Talent Showcase at City 1's 1998 CFC Kickoffo Assisted Director with merger of the City 1 and City 2 CFCs in 1999Regional Bank, AlabamaAdministrative Assistant, Year 2000 (Y2K) Department, March — June 1998 • Worked with Vice President of Corporate Projects on short - term project for the bank's Y2K Departmento Analyzed and processed data on Y2K readiness for all branches of Bank throughout the southeastern USo Organized meetings for personnel of Banko Communicated with vendors of computer hardware, software, and office equipment to request information on Y2K complianceo Prepared compliance files for Federal Reserve auditso Prepared in - house memoranda and reports using Microsoft Word and ExcelRecord / Music Promotion Company, AlabamaRecord Pool Co-Founder; Office Manager, September 1990 — December 1991 • Co-founded record pool to enhance promotion of music in Alabama and the southeastern USo Procured and distributed records from major and independent labels for club, radio and mobile disc jockeyso Coordinated jointly sponsored promotional events with record companies, radio stations and clubso Designed, wrote, and published bi-weekly reports and brochures to inform the music industry of the progress and popularity of music and performers in the region, with specific focus on the Alabama music sceneMajor University, AlabamaGraduate Research Assistant, AUM Department of Marketing, June 1989 — August 1990 • Worked 13 - 20 hours per week as a research assistant to Marketing faculty while carrying a full course load in the MBA programo Analyzed consumer surveys used in academic researcho Assisted Conference Chairperson with coordination for Atlantic Marketing Association (AMA) annual meeting (October 1989) o Co-authored five - year index and classification of AMA Proceedings (published Fall 1991) EDUCATIONLaw School, AlabamaJuris Doctor (JD), 1997 • Scholarshipso Seybourn H. Lynne Scholarship, 1996 - 97o Dexter C. Hobbs Memorial Scholarship, 1995 - 96o E. W. Godbey Memorial Scholarship, 1994 - 95 • Honorso Who's Who Among American Law School Students, 1996 - 94o Arthur Davis Shores Award, 1997 • Activitieso Frederick Douglass Moot Court Team Manager, 1996 - 97 Southern Regional Competition, Second Place National Competition, Eighth Placeo John A. Campbell Moot Court Competition, Spring 1996o Black Law Students Association Delegate, BLSA National Convention, 1997 Co-Chairperson, Public Relations Committee, 1996 - 97 Chairperson, Public Relations Committee, 1995 - 96 BLSA President's Award, 1996 and 1997o American Bar Association, 1996 - 97 Entertainment and Sports Industries Forum Intellectual Property Section Law Student Divisiono LAWS Student Group Leader, 1995 - 96Major University, AlabamaMaster of Business Administration (MBA), 1990Bachelor of Science in Business Administration (B.S.B.A.), 1988 (Major: Marketing — Advertising and Promotion Track) • Honorso Dean's List • Activitieso National Student Advertising Competition Team, 1988 - 90 Seventh District Competition: Third Place, 1990o Marketing Club, 1987 - 90 Vice President — Career Development, 1988 - 89o Public Relations / Advertising (PR / AD) Club, 1988 - 90 Charter Member, 1988 Active in fund - raising and membership driveso Theater Guild, 1988 - 90 Screening Committee, 1989REFERENCESAvailable upon request
KEY ACHIEVEMENTS • Implemented a complex data indexing system, which reduced information retrieval time by 62 % • Secured patient data by a 100 % by introducing «Patient Lock» a system that ensures complete data lockdown until an authorized person accesses it • Increased the efficiency of the insurance reimbursement system by creating and maintaining effective relationships with insurance companies on the facility's panel • Taught 15 new health information technician trainees in healthcare reimbursement methods and classification and coding systems as part of their training program
Outcome measures should encompass the holistic International Classification of Functioning, Disability and Health definition of functioning, disability, and health, 27,28 which includes domains that may (eg, body structure and function) or may not (eg, activities and participation) be permanently impaired among somHealth definition of functioning, disability, and health, 27,28 which includes domains that may (eg, body structure and function) or may not (eg, activities and participation) be permanently impaired among somhealth, 27,28 which includes domains that may (eg, body structure and function) or may not (eg, activities and participation) be permanently impaired among some CMC.
A brief overview is also presented of the Diagnostic Classification of Mental Health and Developmental Disorders of Infancy and Early Childhood - Revised Edition system, which is designed to identify, conceptualize, and diagnose emotional and behavioral difficulties experienced by very young children and their families.
Antisocial behaviour accounts for 30 - 40 % of referrals to child mental health services.6 Most referrals meet general clinical diagnostic guidelines for conduct disorder from ICD - 10 (international classification of diseases, 10th revision), which require at least one type of antisocial behaviour to be marked and persistent.
The results of the latent class analysis were consistent with these findings and revealed additional, empirically derived associations between attachment classifications and patterns of interactive behavior, some of which prompt a reconsideration of our current understanding of attachment transmission in at - risk populations.This research was supported by a predoctoral fellowship to the first author from the Social Sciences and Humanities Research Council and by research grants to the second and third authors from the Social Sciences and Humanities Research Council, the Ontario Mental Health Foundation, and Health Canada.
Health Canada's reclassification of the levonorgestrel «morning - after pill» as a nonprescription drug, thus permitting pharmacists to dispense this postcoital oral contraceptive directly to women who need it, when they need it, is welcome news (see page 861).1 Less welcome is the «behind the counter» classification of levonorgestrel 0.75 mg (Plan B) by the provinces, which makes consultation with a pharmacist mandatory for any woman seeking to avoid an unintended pregnancy in this way.
This course provides an overview of standard assessment and diagnostic methods in mental health counseling, which includes the classification, description and differential diagnosis of mental health and substance use disorders.
Participants were 152 community - based early adolescent individuals (72 female, 80 male; mean age 12.6 years, s.d. 0.4 years; range 11.4 — 13.7 years), from a larger sample of 2479 grade 6 students (from 97 separate schools, representative of Victorian school sector type and socioeconomic classification) as part of a broader adolescent development study conducted at Orygen Youth Health, The University of Melbourne, Melbourne, Australia, the aim of which was to investigate risk factors for psychopathology during adolescence.
Focusing on the social participation of adolescents is consistent with the World Health Organization's 2002 International Classification of Functioning, Disability, and Health, which describes the outcomes of disability as a function of both individual characteristics and contextual factors [4].
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