No other health issues While most companies would give Standard and even Sub-Standard rates, we were able to obtain a «Preferred»
health classification with one company.
Not exact matches
Public
Health England Early Years Profiles allow for measures of infant health based on International Classification of Diseases codes (ICD10) to be tracked over time and compared with statistically similar areas across En
Health England Early Years Profiles allow for measures of infant
health based on International Classification of Diseases codes (ICD10) to be tracked over time and compared with statistically similar areas across En
health based on International
Classification of Diseases codes (ICD10) to be tracked over time and compared
with statistically similar areas across England.
Possible
classifications for students
with selective mutism include Emotional Disability (ED), Speech / Language Impairment (SLI) and Other
Health Impaired (OHI).
Some of the topics covered in this issue are: the impact that severe and chronic stress in early childhood has across the lifespan; a summary of the newly published DC: 0 - 5 ™ Diagnostic
Classification of Mental
Health and Developmental Disorders of Infancy and Early Childhood; the impact of illness and hospitalization on young infants; the Circle of Security - Classroom (COS - C) approach to applying attachment theory in pre-school settings; and an intervention for mothers who are struggling
with addiction.
Researchers in South Korea used the National
Health Insurance Service's «medical check - up» database to identify patients
with newly diagnosed herpes zoster — or shingles, stroke and heart attack using the relevant International
Classification of Disease - 10 diagnostics codes.
The first detailed genetic comparison of purebred domestic dogs promises to rewrite the textbooks
with new information about breed
classification and insights that may improve canine
health by boosting understanding of the more than 350 inherited disorders, including cancer, heart disease, epilepsy, blindness and deafness, which affect dogs.
The histological diagnosis was established according to the World
Health Organization (WHO)
classification.14 The study was approved by the Shanghai Rui Jin Hospital Review Board
with informed consent obtained in accordance
with the Declaration of Helsinki.
Not far away, in another affluent, suburban school district in Montclair, New Jersey, minutes from an August meeting show the board of education approved spending nearly $ 5 million this year for tuition payments — an average of $ 63,000 per student — on «out - of - district placements» for 79 students
with a variety of
classifications, including learning disabilities and «other
health impairment.»
School districts are mandated under the IDEA to both identify and provide services to students
with mental
health issues under the
classification of Emotional Disturbance.
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Get instant quotes
with the right
health classification.
3E Company was recognized for a number of strategic product rollouts and enhancements in 2012, including its ongoing support for the U.S. Occupational Safety and
Health Administration's (OSHA) Hazard Communication Standard (HCS) for the Globally Harmonized System of
Classification and Labelling of Chemicals (GHS) across all business units and products
with 3E's MSDgen SDS authoring platform.
That was why they re-set the accident
classification at level 7 on the UN's International Nuclear Events Scale - i.e. involving «major release of radioactive material
with widespread
health and environmental effects requiring implementation of planned and extended countermeasures».
The WHO (world
health organization) and other medical organizations use the
classification of «mild» traumatic brain injury to indicate that the injury to the brain was associated
with a brief alteration in consciousness and does not require surgical intervention.
Ideally, you would want to talk an independent agent like True Blue regarding this type of coverage simply because non-independent agents (or «captive») for some of the bigger names aren't as likely to have a policy that suits someone
with diabetes or other high risk
health classifications and are solely limited to one company's product.
But if you combine the two... a smoker
with diabetes may push the
health classification down below Standard Tobacco rates, since the combination of the two is very harmful.
With a Guaranteed Insurability Rider, you have the option to buy additional life insurance at a later date, without the need for a medical exam, and at the same
health classification as you currently qualify for.
Keep in mind your
health classification can vary
with every life insurance company because every life insurance company looks at your risk differently.
So a 36 year old male
with no medications and no history of
health issues should be approved at a better
health classification than the male, age 36, who applies for guaranteed term life insurance, but has a history of a seizure disorder, just as one example.
You can get their best
health class if you quit smoking 3 years ago (most of the industry makes you wait 5 years); high blood pressure and cholesterol treated
with medications can qualify for the best
health classifications; if you're over 50 years old and are diabetic, you can qualify for «Standard» rates; family history of cancer doesn't exclude you from the preferred plus rating either (most companies it does).
Keep in mind that the best life insurance rates
with epilepsy will be at a Standard
health classification.
People whose
health ratings are even worse than the Standard
classification are assessed
with a table - rating system.)
In addition to the four
classifications, there is also a Substandard category for people
with complex medical situations, chronic or severe
health issues, and alarming family
health history.
As you noticed
with Mike in our story above, insurance companies look at a wide range of
health and lifestyle factors to figure out which
classification you fall into.
Just like
with non-smokers, smokers have multiple
health classifications that affect final rates.
But that's about to change, as America's
health care industry updates their International
Classification of Diseases — basically how medical providers note what they're treating patients for — from ICD - 9 to ICD - 10 to bring it in line
with other
health care systems around the world.
It depends on the severity and type of cancer; certain cancers, like thyroid, prostate, and testicular, are more likely to get you a better
health classification (and therefore rate)
with select insurers.
Each insurance company considers different criteria for assessing
health and overall risk, and they also have different
classifications to go along
with it.
With this information, an agent can compare the medical guidelines of each life insurance company offering policies California to determine which carrier will probably offer the best
health classification.
If it doesn't provide you a quote, then you'll most likely be in a substandard
health classification and need to speak
with us for accurate quotes.
The Standard
classification is associated
with average
health, and life insurance premiums here are considered the base amount.
With all that said, it becomes a matter of which company is going to give you the best
health classification based on YOUR unique individual risk.
From there, it provides us
with the best
health classification and rates.
Although every company assigns ratings differently, most people
with high cholesterol receive a rating of Standard or Standard Plus
health classification.
The Affordable Care Act already brought a certain degree of standardization to the individual
health insurance market,
with the introduction of metal - level
classifications for
health plans.
Obviously, figuring out your
health classification is the hardest part for a consumer, so uur advice is to get in touch
with us and let us do the work for you.
If you've fully recovered from your cardiomyopathy or have remained stable for at least six months
with a normal echocardiogram, it's rare, but possible to obtain a «Standard»
health classification if there are no other conditions or lifestyle factors (like smoking).
As
with all of these life insurance
classifications, the insurers prefer to see your
health condition under control and that you are being treated by a physician and that you are following their protocol.
All individual
health insurance plans
with effective dates of January 2014 or later — including plans sold outside the exchanges — must fit into either a metal - level
classification or be a catastrophic plan.
Your
health classification is then used in conjunction
with your age to determine your premium.
In all fairness, if we changed the age of the insured or the
health class we would probably come up
with a list that looks a bit different because each life insurance company listed below focuses on a certain age group niche and
health classification niche.
This benefit is invaluable to people
with serious
health issues because you're able to convert your term policy at the same
health classification your policy was originally approved at.
Height / Weight Underwriting Guidelines
Health & Lifestyle Underwriting Guidelines Life Insurance for Smokers How your Rates are Determined Life Insurance Glossary Tools to Help
With Your Life Insurance Decision Life Insurance Policy Delivery Life Insurance Companies We Work WithInstant Quote Life Insurance Key Person Life InsuranceInstant Quote Life Insurance Life Insurance For Smokers: What You Need to Know Compare Life Insurance Quotes — Life Insurance Rates Comparison Your Instant Life Insurance Quote Life Insurance Company Directory How Life Insurance Rates are Determined How to Ensure Accurate Medical Exam Results Life Insurance Company Rating Classifications Funding Buy - Sell Agreements with Life Insurance How your Life Insurance Rates are Determined — Pa
With Your Life Insurance Decision Life Insurance Policy Delivery Life Insurance Companies We Work WithInstant Quote Life Insurance Key Person Life InsuranceInstant Quote Life Insurance Life Insurance For Smokers: What You Need to Know Compare Life Insurance Quotes — Life Insurance Rates Comparison Your Instant Life Insurance Quote Life Insurance Company Directory How Life Insurance Rates are Determined How to Ensure Accurate Medical Exam Results Life Insurance Company Rating
Classifications Funding Buy - Sell Agreements
with Life Insurance How your Life Insurance Rates are Determined — Pa
with Life Insurance How your Life Insurance Rates are Determined — Part 2
How do I handle requests for such references?Thank you so much for your help!CherylCHERYL M. EARLE3407 Old Dobbin Road, Montgomery, Alabama 36116 - 1903Home Phone: 334-215-3706 Cell Phone: 334-233-2631 Fax: 334-273-0477 E-mail:
[email protected] position managing legal discovery and document review
with opportunity to assist attorneys
with civil litigationBAR ADMISSIONAlabama State Bar, 1999LAW - RELATED EXPERIENCELaw Firm, AlabamaResearch Attorney for Special Projects, Mass Torts Department, November 2001 — February 2008 • Managed Multi-District Litigation (MDL) Document Depository (September 2002 to February 2008) o Reviewed more than 1 million pages of evidentiary documents for litigation purposes and for inclusion in electronic databaseso Coordinated document review assignments
with attorneys at local depository and at other sites across the USo Retrieved, reviewed and coded documents in Concordance and Summation legal databaseso Prepared memoranda and spreadsheets providing detailed analysis of discovery materials • Aided attorneys and support staff
with processing and preparation of personal injury claims and litigationo Conducted legal research and drafted pleadingso Conducted supplementary online research for additional documents and information pertinent to litigationo Assisted
with preparation of correspondence to clients and referring attorneyso Contacted clients for additional information needed in case preparation, litigation, and potential settlementso Prepared and input case intakes and referrals into databaseLaw School, AlabamaStudent Intern, Alabama Disabilities Advocacy Program (ADAP), August 1996 — June 1997 • Participated in law school clinical program under third - year law student practice rule (as authorized by Alabama Supreme Court) o Assisted attorneys and advocates in cases involving mentally ill patients confined to state mental
health facilitieso Interviewed clients in person (at state facilities) and over the phoneo Worked
with clients, attorneys, and social workers to investigate and resolve issues concerning involuntary confinement and treatmento Aided in legal research on an appellate brief submitted to the U. S. Court of Appeals for the Eleventh Circuit (ruling granted in favor of our client) Faculty Research Assistant for Library Services, Bounds Law Library, March 1996 — June 1997 • Prepared research and teaching materials for law school faculty; worked 20 hours per week while matriculating 10 - 15 hours per semester) o Investigated copyright issues related to procuring and reproducing texts for academic useo Conducted legal research using WESTLAW, LEXIS and the InternetADDITIONAL RELEVANT EXPERIENCEManufacturing Company (MC), Montgomery, AlabamaAdministrative Assistant and Cost Analyst, Materials Purchasing Department, April 1999 — September 2001 • Assisted materials buyers in negotiating and preparing commodities contracts between raw materials suppliers and MC for manufacturing plants in the US and Mexicoo Assisted Legal Department at MC's corporate headquarters
with coordination and preparation of documents for litigationo Notified and educated suppliers about MC's freight - on - board policy and its corresponding Uniform Commercial Code (UCC) provisions; result was the reduction of freight claims for both the company and its supplierso Prepared contracts and purchase orders for raw materials and capital projects involving plant maintenanceo Solicited price quotations from current vendors and established Excel spreadsheet format which simplified quote submission process and allowed MC to track and compare usage volumes and costs over timeo Prepared and analyzed cost reports used by materials buyers and production planners in purchasing decisions, including cost reductions, materials consolidation, and selection of vendorso Acted as liaison between vendors and the Purchasing, Transportation and Accounting Departments on issues concerning inbound freight, commercial carriers, and payment terms for commodities, resulting in reductions in freight costs and greater payment discounts for raw materialso Established online databases and printed directories for the Purchasing Department, allowing buyers to have easier and faster access to current vendor informationo Completed Year 2000 (Y2K) compliance project, which involved data collection and communication
with MC's past, present, and potential materials suppliers and service providersNot - For - Profit Organization, AlabamaAdministrative Assistant, Combined Federal Campaign, September 1998 — January 1999 • Aided Campaign Director
with 1998 Federal Campaigns (CFCs) in City 1 and City 2, which together generated nearly $ 700,000 for more than 1,000 local, national and international charitieso Prepared weekly reports on donations using WordPerfect, Microsoft Word, Excel and dBase IVo Wrote script for Talent Showcase at City 1's 1998 CFC Kickoffo Assisted Director
with merger of the City 1 and City 2 CFCs in 1999Regional Bank, AlabamaAdministrative Assistant, Year 2000 (Y2K) Department, March — June 1998 • Worked
with Vice President of Corporate Projects on short - term project for the bank's Y2K Departmento Analyzed and processed data on Y2K readiness for all branches of Bank throughout the southeastern USo Organized meetings for personnel of Banko Communicated
with vendors of computer hardware, software, and office equipment to request information on Y2K complianceo Prepared compliance files for Federal Reserve auditso Prepared in - house memoranda and reports using Microsoft Word and ExcelRecord / Music Promotion Company, AlabamaRecord Pool Co-Founder; Office Manager, September 1990 — December 1991 • Co-founded record pool to enhance promotion of music in Alabama and the southeastern USo Procured and distributed records from major and independent labels for club, radio and mobile disc jockeyso Coordinated jointly sponsored promotional events
with record companies, radio stations and clubso Designed, wrote, and published bi-weekly reports and brochures to inform the music industry of the progress and popularity of music and performers in the region,
with specific focus on the Alabama music sceneMajor University, AlabamaGraduate Research Assistant, AUM Department of Marketing, June 1989 — August 1990 • Worked 13 - 20 hours per week as a research assistant to Marketing faculty while carrying a full course load in the MBA programo Analyzed consumer surveys used in academic researcho Assisted Conference Chairperson
with coordination for Atlantic Marketing Association (AMA) annual meeting (October 1989) o Co-authored five - year index and
classification of AMA Proceedings (published Fall 1991) EDUCATIONLaw School, AlabamaJuris Doctor (JD), 1997 • Scholarshipso Seybourn H. Lynne Scholarship, 1996 - 97o Dexter C. Hobbs Memorial Scholarship, 1995 - 96o E. W. Godbey Memorial Scholarship, 1994 - 95 • Honorso Who's Who Among American Law School Students, 1996 - 94o Arthur Davis Shores Award, 1997 • Activitieso Frederick Douglass Moot Court Team Manager, 1996 - 97 Southern Regional Competition, Second Place National Competition, Eighth Placeo John A. Campbell Moot Court Competition, Spring 1996o Black Law Students Association Delegate, BLSA National Convention, 1997 Co-Chairperson, Public Relations Committee, 1996 - 97 Chairperson, Public Relations Committee, 1995 - 96 BLSA President's Award, 1996 and 1997o American Bar Association, 1996 - 97 Entertainment and Sports Industries Forum Intellectual Property Section Law Student Divisiono LAWS Student Group Leader, 1995 - 96Major University, AlabamaMaster of Business Administration (MBA), 1990Bachelor of Science in Business Administration (B.S.B.A.), 1988 (Major: Marketing — Advertising and Promotion Track) • Honorso Dean's List • Activitieso National Student Advertising Competition Team, 1988 - 90 Seventh District Competition: Third Place, 1990o Marketing Club, 1987 - 90 Vice President — Career Development, 1988 - 89o Public Relations / Advertising (PR / AD) Club, 1988 - 90 Charter Member, 1988 Active in fund - raising and membership driveso Theater Guild, 1988 - 90 Screening Committee, 1989REFERENCESAvailable upon request
Ref ID: 00960 - 9501176596
Classification: Accounts Payable Supervisor / Mgr Compensation: $ 60,000.00 to $ 70,000.00 per year Robert Half Finance Accounting has partnered
with a
health services company located in DTC in search of a vibrant Accounts Payable Sup
• Technical knowledge of coding and
classification software • Strong communication and teamwork abilities • Enthusiastic about helping others advocate for their
health • Familiarity
with hospital policies • Good problem solving skills
KEY ACHIEVEMENTS • Implemented a complex data indexing system, which reduced information retrieval time by 62 % • Secured patient data by a 100 % by introducing «Patient Lock» a system that ensures complete data lockdown until an authorized person accesses it • Increased the efficiency of the insurance reimbursement system by creating and maintaining effective relationships
with insurance companies on the facility's panel • Taught 15 new
health information technician trainees in healthcare reimbursement methods and
classification and coding systems as part of their training program
• Receive and check patient demographic information for accuracy and completeness • Compare all received information
with set standards to ensure compliance and integrity of data • Enter data such as demographic information, history, extent of disease and diagnostic procedures into facility databases • Compile and maintain patients» records so that medical conditions and treatments can be effectively tracked and documented • Plan, develop and operate
health record indexes and retrieval systems to collect, store or classify information • Transcribe medical reports and ensure that all transcribed information is accurate • Identify, compile and code patient data by following standards
classification systems • Respond to requests for information retrieval by first verifying identity and purpose of the person asking for it
For the parent report version of the SDQ used in the current study, the new four - band
classification system for total difficulties scores is as follows: 0 — 13 «close to average», 14 — 16 «slightly raised», 17 — 19 «high» and above 19 «very high».17 For the purposes of analysis, we considered that all children
with a total difficulties score below the threshold for high risk of emotional or behavioural problems (< 17) had «good» mental
health.18 — 20 The SDQ has previously been found to be acceptable, 21 reliable and valid22 among the SEARCH cohort.
Some of the topics covered in this issue are: the impact that severe and chronic stress in early childhood has across the lifespan; a summary of the newly published DC: 0 - 5 ™ Diagnostic
Classification of Mental
Health and Developmental Disorders of Infancy and Early Childhood; the impact of illness and hospitalization on young infants; the Circle of Security - Classroom (COS - C) approach to applying attachment theory in pre-school settings; and an intervention for mothers who are struggling
with addiction.