A
health declaration is a form or statement where you provide information about your health condition, including any illnesses, symptoms, or medical history.
Full definition
This is because such requests usually come from individuals who have an
adverse health declaration and hence, wish to enhance the cover.
To avail the travel extension benefits, the proposer needs to sign the Good
Health Declaration form as given by Bajaj Allianz Travel Insurance Company.
As health declaration is one of the determining factors to insurance companies to assess an individual's eligibility for a policy, it is crucial that health conditions, income status and other required information are accurately filled.
«Compulsory Licensing in Europe», [David Perkins], «The Future of TRIPs: Impact of the Doha
Public Health Declaration», ICC / APLA Joint Conference, Paris, September 2002
If you fail to do so but still wish to continue with the policy, then most companies will require you to accomplish an
individual health declaration form, which will be subject to the evaluation of the insurance company before your policy can be reinstated.
Generally, if the revival is done within 6 months of lapsation and the sum assured is low, then a
simple health declaration is also required.
The policyholder has to submit an agreeable proof as a
Good Health Declaration and satisfy other underwriting requirements if any.
Pre-medical test would be based on the age of the policyholder, sum insured opted and the
adverse health declaration on the proposal form.
Even though my medical examination results were normal, I have been asked to pay an extra premium @ 50 % based on
my health declaration.
Though the medical reports were normal, life insurance company charged me 50 % extra premium based on
my health declaration.
Even though my medical examination results were normal, I have been asked to pay an extra premium @ 50 % based on
my health declaration.
Under this initiative, the policies that had lapsed with Premium due date between 1st April 2012 to 31st December 2013 were not asked to pay any interest so as to revive their policies and also were not required to give
any health declaration certificate for the reinstatement.
Always fill in your correct and complete details in
a health declaration form as it proves crucial to enable a timely, hassle - free claim settlement.
You'll be directed to
a health declaration form that would require you to specify the nature of your occupation, medical history and other such details.
Also, the information you give about your age, income and existing insurance cover, as well as
the health declaration, will be scrutinised very closely.
Also based on
the health declarations the insurance company may ask you to submit the medical documents.