Blood pressure is one of several
health factors companies consider when deciding your life insurance rates.
Not exact matches
Important
factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form
factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of
health insurance
companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk
Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form
Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.
There are more
factors such as
health insurance, time spent by
company managing fleet / employees / etc.
However, despite the potential for near - term political headwinds, there are positive fundamental and structural
factors that suggest some
health care
companies are being over-penalized.
For example, a bottom - up investor chooses a
company and then looks at its financial
health, supply, demand and other
factors over a specified time period.
Lenders know that the stability of your current job, including the
health of your
company (or industry), can
factor into the long - term viability of your particular position — and therefore your ability to make your loan payments.
GFI sees value in market research, and may conduct some themselves; they have already conducted a short survey to identify the most appealing name for cultured meat.96 They would also be interested in research done to identify other
factors important in promoting plant - based and cultured meat, such as whether consumers are more likely to respond well to promotion related to
health benefits or to animal welfare.97 They plan to conduct such research and will encourage its use by
companies.
GFI sees value in market research, and may conduct some themselves; they have already conducted a short survey to identify the most appealing name for cultured meat.96 They would also be interested in research done to identify other
factors important in promoting plant - based and cultured meat, such as whether consumers are more likely to respond well to promotion related to
health benefits or to animal welfare.97 They plan to conduct such research and will encourage its use by
companies.
This growth is expected to be driven by
factors such as raising
health concerns among the consumers, new product launches by leading
companies and aggressive marketing by retailers about gluten - free products.
Work - life balance ranked second at 75 percent and salary came in as the third most important
factor (74 percent), ranked well above other
factors such as
health insurance (43 percent),
company reputation (40 percent), and 401 (k) / retirement benefits (31 percent).
Some contributing
factors are mothers who must return to workplaces which don't support breastfeeding with long lunches to return home to breastfeed or flexible schedules which allow for frequent pumping, and insurance
companies which don't cover lactation consultants or breast pumps, and, in a small percentage of cases,
health issues with the mother or baby.
In the study, the carotid narrowing data came from vascular ultrasound tests performed on 307,444 tri-state area residents during 2003 - 2008 by Life Line Screening, a leading community - based
health screening
company focused on evaluating risk
factors for vascular disease.
By using our various services,
companies and organizations can give employees with poor
health practices and high risk
factors the knowledge and support they need to adopt a healthier lifestyle, while encouraging those with good
health habits to continue these practices.
The
company you keep is one of the most important contributing
factors to your mental
health.
A
company called Zenith Advanced
Health Systems once sold a formula that combined cod liver oil and flaxseed oil, claiming that the X
Factor was an unsaturated fatty acid (sometimes called vitamin F) found in flaxseed oil.
Risks and uncertainties include without limitation the effect of competitive and economic
factors, and the
Company's reaction to those
factors, on consumer and business buying decisions with respect to the
Company's products; continued competitive pressures in the marketplace; the ability of the
Company to deliver to the marketplace and stimulate customer demand for new programs, products, and technological innovations on a timely basis; the effect that product introductions and transitions, changes in product pricing or mix, and / or increases in component costs could have on the
Company's gross margin; the inventory risk associated with the
Company's need to order or commit to order product components in advance of customer orders; the continued availability on acceptable terms, or at all, of certain components and services essential to the
Company's business currently obtained by the
Company from sole or limited sources; the effect that the
Company's dependency on manufacturing and logistics services provided by third parties may have on the quality, quantity or cost of products manufactured or services rendered; risks associated with the
Company's international operations; the
Company's reliance on third - party intellectual property and digital content; the potential impact of a finding that the
Company has infringed on the intellectual property rights of others; the
Company's dependency on the performance of distributors, carriers and other resellers of the
Company's products; the effect that product and service quality problems could have on the
Company's sales and operating profits; the continued service and availability of key executives and employees; war, terrorism, public
health issues, natural disasters, and other circumstances that could disrupt supply, delivery, or demand of products; and unfavorable results of other legal proceedings.
The cost of term life insurance will vary widely — based on your age,
health and other personal
factors, as well as from one life insurance
company to another.
Also, if I made payments to a supplemental
health / life / accident insurance
company offered by my employer, aka, pre - and post - tax payments where does this
factor in on my taxes?
Each life insurance
company uses different algorithms to determine premiums based an individual's
health risks, age and other
factors.
Term life insurance policies vary considerably based on a number of
factors including your
health status, the length of the term you choose and the
company you work with.
Companies that do require questionnaires still often accept people with pre-existing
health conditions or other
factors that life insurance providers often reject, such as a history of family illness, prior
health situations such as heart attack or age.
But if you were looking at a buyback in the private sector you'd want to
factor in the
health of the
company and the pension fund as this move really does reduce your diversification.
The Index construction process looks beyond just yield and analyzes the financial
health of a
company and its ability to maintain dividend increases by including a blend of historical and forward looking
factors to screen for high quality dividend - growers.
Not all life insurance
companies view certain
factors, such as
health conditions or lifestyle choices, in the same light.
The insurance
company uses a person's
health, age, and other
factors to decide whether or not to accept customers and to determine how much the customer will have to pay in premiums.
In addition to using your age and the state of your
health to determine your rates, another major
factor some life insurance
companies will use to determine your level of risk is your family history.
The insurance
company factors into their pricing that the insured's
health may not be optional at retirement.
The amount of coverage for which you may be approved by your insurer's underwriters will depend on your life insurance
company, your age, gender,
health and medical history, among other
factors.
This
company believes that quality nutrition is the single most important determining
factor in the
health and wellness of pets.
Breed enthusiasts are motivated by several
factors: Love of a breed; a desire to contribute to the improvement of breed
health and performance skills; enjoyment of breed competitions and sports; and pleasure in the
company of other breed and dog admirers.
Risks and uncertainties include but are not limited to, general industry conditions and competition; general economic
factors, including interest rate and currency exchange rate fluctuations; the impact of pharmaceutical industry regulation and
health care legislation in the United States and internationally; global trends toward
health care cost containment; technological advances, new products and patents attained by competitors; challenges inherent in new product development, including obtaining regulatory approval; the
company's ability to accurately predict future market conditions; manufacturing difficulties or delays; financial instability of international economies and sovereign risk; dependence on the effectiveness of the
company's patents and other protections for innovative products; and the exposure to litigation, including patent litigation, and / or regulatory actions.
The fact that pets are living longer is also a
factor, says Scott Garmon, president of NaturVet by Garmon Corporation, a Temecula, Calif. - based
company that manufactures natural
health supplements for dogs, cats and horses.
Suffice to say that when you
factor in all of the government subsidies and «externalities» (increased
health costs from respiratory sickness, environmental degradation, etc; the stuff that we all have to pay for maybe not from our wallets but in our tax returns), the true price of fossil fuels is much, much higher than any individual or
company pays.
In 2015, the Occupational Safety and
Health Administration (OSHA) cited a New Jersey Amazon warehouse facility $ 7,000 for several citations, finding that «the
company exposed employees to ergonomic risk
factors including stress from repeated bending at the waist and repeated exertions, and standing during entire shifts up to 10 hours, four days a week and sometimes including mandatory overtime shifts.»
While inadequate
health and safety training is a factor behind higher injury rates, research for Toronto's Institute for Work and Health also suggests that companies contract out risky work to temps because of financial incentives under the current workers» compensation s
health and safety training is a
factor behind higher injury rates, research for Toronto's Institute for Work and
Health also suggests that companies contract out risky work to temps because of financial incentives under the current workers» compensation s
Health also suggests that
companies contract out risky work to temps because of financial incentives under the current workers» compensation system.
Health care
companies aren't expected to be prophets who can foresee the complex confluence of
factors that has painted them in a corner, particularly when a situation has never come up before the current one.
Also, one of the most important
factors that will impact your rates will be the
health class the insurance
company places you in.
This is because all the
factors in your life (career,
health, lifestyle choices), will all impact the kind of coverage a life insurance
company offers and at what rate.
Insurance
companies have developed criteria to assess the risk level of clients that include their age, gender, smokers or non smokers as well as
factors like blood pressure, cholesterol, and any other
health issues.
Life insurance
companies will also research your
health, lifestyle and other
factors to determine your final rate.
After assessing
factors such as financial
health, and future outlook, the ratings agency will give the insurance
company a «grade.»
Life Insurance Underwriting
Health Classes Defined Life insurance policy underwriting is the process insurance companies use to review an individual's health history, avocations and lifestyle factors to determine their actual risk of mort
Health Classes Defined Life insurance policy underwriting is the process insurance
companies use to review an individual's
health history, avocations and lifestyle factors to determine their actual risk of mort
health history, avocations and lifestyle
factors to determine their actual risk of mortality.
Because the insurance
company does not use
health as a
factor to determine insurability, they must protect themselves from those who are terminally ill.
Your
health is a major
factor in regards to what insurance
companies charge.
Each agency's rating system varies in its stringency and its methodology, but all four consider a
company's financial leverage, management stability, recent performance, overall financial
health and such external
factors as competition, diversification and market presence.
Assuming your diabetes is under control and there are no other
health factors or pre-existing conditions to consider, you can receive as high as a Standard rating from several different life insurance
companies.
The results of the
health tests are going to be one of the biggest
factors that the insurance
company will use during the application process, which means if you want to get lower premiums, you'll need to get better results.
Life insurance
companies use a rating system based on a number of risk
factors such as a person's age, use of tobacco, overall
health status, occupation and a variety of other considerations.
The more positive
health and lifestyle
factors you can provide, the greater the likelihood of the
company justifying a lower rate.
By knowing the risk
factors insurance
companies use to determine your life insurance rates, and whether or not your
health or lifestyle are considered «high risk,» you can be more prepared for the underwriting process.