Sentences with phrase «health factors companies»

Blood pressure is one of several health factors companies consider when deciding your life insurance rates.

Not exact matches

Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.
There are more factors such as health insurance, time spent by company managing fleet / employees / etc.
However, despite the potential for near - term political headwinds, there are positive fundamental and structural factors that suggest some health care companies are being over-penalized.
For example, a bottom - up investor chooses a company and then looks at its financial health, supply, demand and other factors over a specified time period.
Lenders know that the stability of your current job, including the health of your company (or industry), can factor into the long - term viability of your particular position — and therefore your ability to make your loan payments.
GFI sees value in market research, and may conduct some themselves; they have already conducted a short survey to identify the most appealing name for cultured meat.96 They would also be interested in research done to identify other factors important in promoting plant - based and cultured meat, such as whether consumers are more likely to respond well to promotion related to health benefits or to animal welfare.97 They plan to conduct such research and will encourage its use by companies.
GFI sees value in market research, and may conduct some themselves; they have already conducted a short survey to identify the most appealing name for cultured meat.96 They would also be interested in research done to identify other factors important in promoting plant - based and cultured meat, such as whether consumers are more likely to respond well to promotion related to health benefits or to animal welfare.97 They plan to conduct such research and will encourage its use by companies.
This growth is expected to be driven by factors such as raising health concerns among the consumers, new product launches by leading companies and aggressive marketing by retailers about gluten - free products.
Work - life balance ranked second at 75 percent and salary came in as the third most important factor (74 percent), ranked well above other factors such as health insurance (43 percent), company reputation (40 percent), and 401 (k) / retirement benefits (31 percent).
Some contributing factors are mothers who must return to workplaces which don't support breastfeeding with long lunches to return home to breastfeed or flexible schedules which allow for frequent pumping, and insurance companies which don't cover lactation consultants or breast pumps, and, in a small percentage of cases, health issues with the mother or baby.
In the study, the carotid narrowing data came from vascular ultrasound tests performed on 307,444 tri-state area residents during 2003 - 2008 by Life Line Screening, a leading community - based health screening company focused on evaluating risk factors for vascular disease.
By using our various services, companies and organizations can give employees with poor health practices and high risk factors the knowledge and support they need to adopt a healthier lifestyle, while encouraging those with good health habits to continue these practices.
The company you keep is one of the most important contributing factors to your mental health.
A company called Zenith Advanced Health Systems once sold a formula that combined cod liver oil and flaxseed oil, claiming that the X Factor was an unsaturated fatty acid (sometimes called vitamin F) found in flaxseed oil.
Risks and uncertainties include without limitation the effect of competitive and economic factors, and the Company's reaction to those factors, on consumer and business buying decisions with respect to the Company's products; continued competitive pressures in the marketplace; the ability of the Company to deliver to the marketplace and stimulate customer demand for new programs, products, and technological innovations on a timely basis; the effect that product introductions and transitions, changes in product pricing or mix, and / or increases in component costs could have on the Company's gross margin; the inventory risk associated with the Company's need to order or commit to order product components in advance of customer orders; the continued availability on acceptable terms, or at all, of certain components and services essential to the Company's business currently obtained by the Company from sole or limited sources; the effect that the Company's dependency on manufacturing and logistics services provided by third parties may have on the quality, quantity or cost of products manufactured or services rendered; risks associated with the Company's international operations; the Company's reliance on third - party intellectual property and digital content; the potential impact of a finding that the Company has infringed on the intellectual property rights of others; the Company's dependency on the performance of distributors, carriers and other resellers of the Company's products; the effect that product and service quality problems could have on the Company's sales and operating profits; the continued service and availability of key executives and employees; war, terrorism, public health issues, natural disasters, and other circumstances that could disrupt supply, delivery, or demand of products; and unfavorable results of other legal proceedings.
The cost of term life insurance will vary widely — based on your age, health and other personal factors, as well as from one life insurance company to another.
Also, if I made payments to a supplemental health / life / accident insurance company offered by my employer, aka, pre - and post - tax payments where does this factor in on my taxes?
Each life insurance company uses different algorithms to determine premiums based an individual's health risks, age and other factors.
Term life insurance policies vary considerably based on a number of factors including your health status, the length of the term you choose and the company you work with.
Companies that do require questionnaires still often accept people with pre-existing health conditions or other factors that life insurance providers often reject, such as a history of family illness, prior health situations such as heart attack or age.
But if you were looking at a buyback in the private sector you'd want to factor in the health of the company and the pension fund as this move really does reduce your diversification.
The Index construction process looks beyond just yield and analyzes the financial health of a company and its ability to maintain dividend increases by including a blend of historical and forward looking factors to screen for high quality dividend - growers.
Not all life insurance companies view certain factors, such as health conditions or lifestyle choices, in the same light.
The insurance company uses a person's health, age, and other factors to decide whether or not to accept customers and to determine how much the customer will have to pay in premiums.
In addition to using your age and the state of your health to determine your rates, another major factor some life insurance companies will use to determine your level of risk is your family history.
The insurance company factors into their pricing that the insured's health may not be optional at retirement.
The amount of coverage for which you may be approved by your insurer's underwriters will depend on your life insurance company, your age, gender, health and medical history, among other factors.
This company believes that quality nutrition is the single most important determining factor in the health and wellness of pets.
Breed enthusiasts are motivated by several factors: Love of a breed; a desire to contribute to the improvement of breed health and performance skills; enjoyment of breed competitions and sports; and pleasure in the company of other breed and dog admirers.
Risks and uncertainties include but are not limited to, general industry conditions and competition; general economic factors, including interest rate and currency exchange rate fluctuations; the impact of pharmaceutical industry regulation and health care legislation in the United States and internationally; global trends toward health care cost containment; technological advances, new products and patents attained by competitors; challenges inherent in new product development, including obtaining regulatory approval; the company's ability to accurately predict future market conditions; manufacturing difficulties or delays; financial instability of international economies and sovereign risk; dependence on the effectiveness of the company's patents and other protections for innovative products; and the exposure to litigation, including patent litigation, and / or regulatory actions.
The fact that pets are living longer is also a factor, says Scott Garmon, president of NaturVet by Garmon Corporation, a Temecula, Calif. - based company that manufactures natural health supplements for dogs, cats and horses.
Suffice to say that when you factor in all of the government subsidies and «externalities» (increased health costs from respiratory sickness, environmental degradation, etc; the stuff that we all have to pay for maybe not from our wallets but in our tax returns), the true price of fossil fuels is much, much higher than any individual or company pays.
In 2015, the Occupational Safety and Health Administration (OSHA) cited a New Jersey Amazon warehouse facility $ 7,000 for several citations, finding that «the company exposed employees to ergonomic risk factors including stress from repeated bending at the waist and repeated exertions, and standing during entire shifts up to 10 hours, four days a week and sometimes including mandatory overtime shifts.»
While inadequate health and safety training is a factor behind higher injury rates, research for Toronto's Institute for Work and Health also suggests that companies contract out risky work to temps because of financial incentives under the current workers» compensation shealth and safety training is a factor behind higher injury rates, research for Toronto's Institute for Work and Health also suggests that companies contract out risky work to temps because of financial incentives under the current workers» compensation sHealth also suggests that companies contract out risky work to temps because of financial incentives under the current workers» compensation system.
Health care companies aren't expected to be prophets who can foresee the complex confluence of factors that has painted them in a corner, particularly when a situation has never come up before the current one.
Also, one of the most important factors that will impact your rates will be the health class the insurance company places you in.
This is because all the factors in your life (career, health, lifestyle choices), will all impact the kind of coverage a life insurance company offers and at what rate.
Insurance companies have developed criteria to assess the risk level of clients that include their age, gender, smokers or non smokers as well as factors like blood pressure, cholesterol, and any other health issues.
Life insurance companies will also research your health, lifestyle and other factors to determine your final rate.
After assessing factors such as financial health, and future outlook, the ratings agency will give the insurance company a «grade.»
Life Insurance Underwriting Health Classes Defined Life insurance policy underwriting is the process insurance companies use to review an individual's health history, avocations and lifestyle factors to determine their actual risk of mortHealth Classes Defined Life insurance policy underwriting is the process insurance companies use to review an individual's health history, avocations and lifestyle factors to determine their actual risk of morthealth history, avocations and lifestyle factors to determine their actual risk of mortality.
Because the insurance company does not use health as a factor to determine insurability, they must protect themselves from those who are terminally ill.
Your health is a major factor in regards to what insurance companies charge.
Each agency's rating system varies in its stringency and its methodology, but all four consider a company's financial leverage, management stability, recent performance, overall financial health and such external factors as competition, diversification and market presence.
Assuming your diabetes is under control and there are no other health factors or pre-existing conditions to consider, you can receive as high as a Standard rating from several different life insurance companies.
The results of the health tests are going to be one of the biggest factors that the insurance company will use during the application process, which means if you want to get lower premiums, you'll need to get better results.
Life insurance companies use a rating system based on a number of risk factors such as a person's age, use of tobacco, overall health status, occupation and a variety of other considerations.
The more positive health and lifestyle factors you can provide, the greater the likelihood of the company justifying a lower rate.
By knowing the risk factors insurance companies use to determine your life insurance rates, and whether or not your health or lifestyle are considered «high risk,» you can be more prepared for the underwriting process.
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