Sentences with phrase «health for the policy holder»

A no exam life insurance policy means that there is no examination to determine the exact state of health for the policy holder.

Not exact matches

Once this term has expired, the policy holder will need to «re-qualify» for coverage at his or her then - current age and health condition.

TD Bank's travel health insurance, for instance, requires policy holders to contact their hotline within 48 hours of hospital admission, or as soon as is reasonably possible.

(ii) Customer service, including the provision of data analyses for policy holders, plan sponsors, or other customers, provided that protected health information is not disclosed to such policy holder, plan sponsor, or customer.

The cost of term life insurance for seniors will vary depending on the benefits, age and health of the policy holder.

Here, a policy holder can convert their existing level term life insurance policy for a permanent policy at his or her attained age — regardless of their health condition.

There are a few specialty companies as well, such as Fidelity Security (which offers policies for people in less than ideal health) and Petersen's International, a U.S. cover - holder for Lloyd's of London.

Policy holders should have a high degree of confidence in North American Life's financial health both today and for decades to come.

UnitedHealth Group is headquartered in Minneapolis, Minnesota and writes health insurance policies for approximately 70 million policy holders in the United States through its two core divisions; UnitedHealthcare and Optum.

LTC insurance policies vary but most reimburse the holder up to a daily maximum amount (the average in 2007 was $ 160 per day, or about $ 4,800 each month) for home health care — skilled nursing, personal care and custodial care (supervision)-- or care in a nursing facility, Alzheimer's facility, adult day care facility, or assisted living facility.

Consequently, Medicare policy holders tend to look for broader health coverage through a Medicare Advantage program — a Medicare - sanctioned, regulated program offered by private health insurance providers.

Short term health insurance covers the policy holder for up to a year, which is ideal for some who are looking for coverage to fill a gap between regular policies.

Nevertheless, the typical ratio of payment between insurance companies and policy holder offer 80/20 ratio for con - insurance types of health policies.

If, however, your health is considered to be somewhat below average, but not bad enough to decline your application for coverage altogether, then it is possible that the underwriters may offer you coverage as a Substandard policy holder.

You can use the tool above to get quotes and compare health insurance policies for new immigrants, green card holders or US permanent residents who do not qualify or are not eligible for US domestic insurance or Medicare.

As the policy holder, you would first be assessed for «insurability,» which is a term for the overall risk of insuring an individual based on a number of factors such as age, occupation, lifestyle and overall health.

There are many unique situations for new immigrants and green card holders to the USA that will have an impact on eligibility for various domestic health insurance policies, potentially making it tricky to find a right health insurance for green card holders or new immigrants that will still provide adequate coverage until you are eligible to enroll in domestic healthcare.

Depending on the health insurance plan chosen the policy holder can get coverage for critical illness expenses, surgical expenses, hospital expenses etc..

The risk that health will decrease for some of it's policy holders is assumed by life insurance companies, and this is priced into the ratings at issue.

Holders of floater health insurance policies are eligible for tax benefits under section 80D of the Income Tax Act.

However, the policy holder can be asked for the declaration of good health and medical report under form no - 680.

If not renewed in time, a health insurance policy will lapse, and the policy holder no longer is eligible for continuation benefits.

HDFC Ergo's Critical Illness is special health insurance policy that offers a lump sum payment on diagnosis of certain critical illnesses so that the policy holder can use the money for treatment of the disease.

A large number of health plans cover the ambulance cost to ensure iron - clad financial protection for the policy holders.

Any type of injury or health disease from which the policy holder is diagnosed or had signs or received any medical symptom for the same and all other pre - existing disease are excluded permanently from the coverage of Critical Illness Insurance Ppolicy holder is diagnosed or had signs or received any medical symptom for the same and all other pre - existing disease are excluded permanently from the coverage of Critical Illness Insurance PolicyPolicy.

Health insurance policy provides some great features and advantages for the health care treatment of the policy hHealth insurance policy provides some great features and advantages for the health care treatment of the policy hhealth care treatment of the policy holder.

Many policies offered by the Star Health insurance also provide personalized doctor visit for the policy holders getting hospitalised in order to get a clear picture of the current conditions and the disease.

When the policy holder / policy holder representative calls us then we will ask for the policy number which is mentioned in the policy health card.

A policy holder will still be covered for health emergencies that don't involve the pre-existing condition.

This policy is specifically designed for the Punjab National Bank account holders and employees with a family floater benefit.The plan is a comprehensive health insurance plan covering the hospitaliza... Read more

This can be a real advantage — especially if the policy holder plans to keep the whole life policy for a lengthy period of time, or if he or she has health issues and will not qualify for coverage again out in the marketplace.

This policy is specifically designed for the Punjab National Bank account holders and employees with a family floater benefit.The plan is a comprehensive health insurance plan covering the hospitalization expenses and allied expenses to offer you a complete health insurance product.

In case of renewal of health insurance cover, in case no claim is made, the policy holder is entitled for cumulative bonus, which in turn increases the sum assured, without a hike in the premium.

Some health Insurance policies also undertake to compensate policy holders for the cost of pre - hospitalization expenses, post — hospitalization bills, day care procedure expenses, and domiciliary treatment cost in case of medical treatment taken at home, which otherwise would have required hospitalization.

Some no fault states allow policy holders to designate their health insurance policy as their primary medical coverage for auto claims, a practice which can drive down the cost of auto insurance for motorists who choose to do so.

Insurance regulator Irda today said that policy holders would gradually have to pay more for motor, health and other general insurance covers as costs would go up due to companies setting aside higher funds for claim settlements.

Customer means a Policy Holder accessing the Web Site for obtaining information on Apollo Munich Health's insurance products, including access to all facilities that are or may be provided / offered to the Visitors and Customers from time to time on the Web Site.

In legal terms copayment is similar to coinsurance (where both parties — the insurer and the policy holder — assume some level of risk on the insured property) but it is specifically defined for health insurance.