Sentences with phrase «health insurance claims as»

Keep in mind: we're looking at health insurance claims as documented by the doctors involved in these cases.

Not exact matches

Kendallville Mayor Suzanne Handshoe says the city's insurance claims dropped 53 percent from 2010 to 2011, and more people can afford procedures such as annual blood tests to keep tabs on their health.
HERERA: Aetna (NYSE: AET) topped both profit and sales expectations as results were helped by a drop in the amount it spent on health insurance claims.
For C corps, they can claim more tax deductions than a partnership may be able to, write off benefits for employees (like health insurance) as business expenses, and are at much less risk of being audited as opposed to an LLC or sole proprietorship structure.
Effective January 1, 2013, Insurance Law § 2612 also requires a health insurer, as defined in that section, to accommodate a reasonable request made by a person covered by an insurance policy or contract to receive communications of claim - related information by alternative means or at alternative locations if the person clearly states that disclosure of the information could endanger thInsurance Law § 2612 also requires a health insurer, as defined in that section, to accommodate a reasonable request made by a person covered by an insurance policy or contract to receive communications of claim - related information by alternative means or at alternative locations if the person clearly states that disclosure of the information could endanger thinsurance policy or contract to receive communications of claim - related information by alternative means or at alternative locations if the person clearly states that disclosure of the information could endanger the person.
Being in the health insurance industry is even better, as it is less prone to catastrophic claims payouts from natural disasters than the property and casualty business.
Among them are the rights to: bullet joint parenting; bullet joint adoption; bullet joint foster care, custody, and visitation (including non-biological parents); bullet status as next - of - kin for hospital visits and medical decisions where one partner is too ill to be competent; bullet joint insurance policies for home, auto and health; bullet dissolution and divorce protections such as community property and child support; bullet immigration and residency for partners from other countries; bullet inheritance automatically in the absence of a will; bullet joint leases with automatic renewal rights in the event one partner dies or leaves the house or apartment; bullet inheritance of jointly - owned real and personal property through the right of survivorship (which avoids the time and expense and taxes in probate); bullet benefits such as annuities, pension plans, Social Security, and Medicare; bullet spousal exemptions to property tax increases upon the death of one partner who is a co-owner of the home; bullet veterans» discounts on medical care, education, and home loans; joint filing of tax returns; bullet joint filing of customs claims when traveling; bullet wrongful death benefits for a surviving partner and children; bullet bereavement or sick leave to care for a partner or child; bullet decision - making power with respect to whether a deceased partner will be cremated or not and where to bury him or her; bullet crime victims» recovery benefits; bullet loss of consortium tort benefits; bullet domestic violence protection orders; bullet judicial protections and evidentiary immunity; bullet and more...
In the United States, your child will need one in order for you to claim child - related tax breaks (such as the dependent exemption and the child tax credit), to add your new baby to your health insurance plan, to set up a college savings plan or bank account for your little one, or to apply for government benefits for your child.
Connie then goes on to tell the e-mail recipients, who identified themselves to Obama's political operation as «seniors,» that «President Obama's plan for health insurance is good for seniors» and lists five major reasons to justify her claim.
So if the public - school analogy holds, the public option in health - care insurance won't create a system of choice and competition, as the White House claims; it will slowly — or not so slowly — give way to a (nearly) single - payer system.
If the public - school analogy holds, the public option in health - care insurance won't create a system of choice and competition, as the White House claims; it will slowly — or not so slowly — give way to a (nearly) single - payer system.
The IRS does allow taxpayers to claim many medical and dental expenses as itemized deductions on IRS Schedule A. Eligible deductions include physicians» fees, hospital expenses, prescription drug payments and certain health insurance premiums.
To be eligible for a Health Savings Account, an individual must be covered by a High Deductible Health Plan (HDHP), must not be covered by other non-HDHP health insurance (does not apply to specific injury insurance and accident, disability, dental care, vision care or long - term care), must not be enrolled in Medicare and can't be claimed as a dependent on someone else's tax rHealth Savings Account, an individual must be covered by a High Deductible Health Plan (HDHP), must not be covered by other non-HDHP health insurance (does not apply to specific injury insurance and accident, disability, dental care, vision care or long - term care), must not be enrolled in Medicare and can't be claimed as a dependent on someone else's tax rHealth Plan (HDHP), must not be covered by other non-HDHP health insurance (does not apply to specific injury insurance and accident, disability, dental care, vision care or long - term care), must not be enrolled in Medicare and can't be claimed as a dependent on someone else's tax rhealth insurance (does not apply to specific injury insurance and accident, disability, dental care, vision care or long - term care), must not be enrolled in Medicare and can't be claimed as a dependent on someone else's tax return.
Finally, you can't be a debtor in a Chapter 11 bankruptcy, and you can't have received advance payments of the premium tax credit for yourself, your spouse, or anyone you signed up for health insurance coverage who isn't being claimed as a personal exemption on someone else's tax return.
The extensive insurance advice provides a variety of information on topics including auto insurance, home / renters insurance, health insurance, and life insurance - offering easily accessible articles revealing tips on topics such as buying insurance, insurance policy questions, amounts and types of insurance coverage, addressing complaints, and claims.
As pointed out in KeithB's comment, you can not deduct any health insurance premium (or other medical expense) that was paid for out of pre-tax dollars, nor indeed can you deduct any medical expense to the extent that it was paid for by the insurance company directly to hospital or doctor (or reimbursed to you) for a covered expense; e.g. if the insurance company reimbursed you $ 72 for a claim for a doctor's visit for which you paid $ 100 to the doctor, only $ 28 goes on Schedule A to be added to the amount that you will be comparing to the 7.5 % of AGI threshold, and the $ 72 is not income to you that needs to be reported on Form 1040.
Customers won't have much to fear in terms of Travelers» ability to pay insurance claims, as the company is in great financial health.
Medical payments claims can be filed no matter who is at fault for an accident and act as supplemental coverage if a rider meets their health insurance coverage limit.
Depending on the type of insurance, your deductible may apply every time you make a covered claim or just once a year (as is the case with health insurance).
An insurance company's financial health is also an important criteria to consider, as it can be critical when the time comes to pay claims.
Similarly, premiums paid for travel health insurance can usually be claimed on your Canadian tax return, according to Ardrey, as can any out - of - pocket medical expenses not covered by insurance.
Sometimes the physicians billing department makes an error as well and the health insurance company may not receive the claim, kicking the outstanding invoice back to the insured.
OVMA Pet Health Insurance features clear, efficient claims processing, and staff dedicated to turning your claim around as quickly as possible.
As a matter of fact, Trupanion (one of the most well - known pet insurance providers) states that 1 in 10 customers file a claim every month for various health issues.
Because pet insurance covers your pets health, waiting period are designed to prevent fraudulent claims, such as trying to enroll immediately following an accident, or after a major illness has already been diagnosed.
(Source: Pet Industry Joint Advisory Council) Fact: Pet store puppies had fewer health claims thus prompting pet health insurance carrier DVM / VPI Insurance Group to reduce its premiums for pet store puppies and kittens by as muchinsurance carrier DVM / VPI Insurance Group to reduce its premiums for pet store puppies and kittens by as muchInsurance Group to reduce its premiums for pet store puppies and kittens by as much as 22 %.
Another indirect way that lawyers assist the community at large is to protect the subrogated claims of the Ontario Health Insurance Plan, better known as OHIP.
As our client recuperated from his injuries, his own health insurance company started denying claims for rehabilitative services he needed.
This may not just fail to reduce our insurance rates, it may cost us our ability to be treated as individuals, and to seek out medical, health care and justice advocates to help navigate the daunting process of an injury claim.
Business Development: Brokering various business dealings that further the diversification of Indian economies Developing and accessing commercial financial programs and services for tribal governments, including tax - exempt offerings and federally - guaranteed housing loans Serving as issuer or underwriter's counsel in tribal bond issuances Ensuring tribal compliance with Bank Secrecy Act and other federal financial regulatory requirements Handling federal and state income, excise, B&O, property and other tax matters for tribes and tribal businesses Chartering tribal business enterprises under tribal, state and federal law Registering and protecting tribal trademarks and copyrights Negotiating franchise agreements for restaurants and retail stores on Indian reservations Custom - tailoring construction contracts for tribes and general contractors Helping secure federal SBA 8 (a) and other contracting preferences for Indian - owned businesses Facilitating contractual relations between tribes and tribal casinos, and gaming vendors Building tribal workers» compensation and self - insurance programs Government Relations: Handling state and federal regulatory matters in the areas of tribal gaming, environmental and cultural resources, workers» compensation, taxation, health care and education Negotiating tribal - state gaming compacts and fuel and cigarette compacts, and inter-local land use and law enforcement agreements Advocacy before the Washington State Gambling Commission, Washington Indian Gaming Association and National Indian Gaming Commission Preparing tribal codes and regulations, including tribal court, commercial, gaming, taxation, energy development, environmental and cultural resources protection, labor & employment, and workers» compensation laws Developing employee handbooks, manuals and personnel policies Advocacy in areas of treaty rights, gaming, jurisdiction, taxation, environmental and cultural resource protection Brokering fee - to - trust and related real estate and jurisdictional transactions Litigation & Appellate Services: Handling complex Indian law litigation, including commercial, labor & employment, tax, land use, treaty rights, natural and cultural resource matters Litigating tribal trust mismanagement claims against the United States, and evaluating tribal and individual property claims under the Indian Claims Limitation Act Defending tribes and tribal insureds from tort claims brought against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal insureds in insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribal rclaims against the United States, and evaluating tribal and individual property claims under the Indian Claims Limitation Act Defending tribes and tribal insureds from tort claims brought against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal insureds in insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribal rclaims under the Indian Claims Limitation Act Defending tribes and tribal insureds from tort claims brought against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal insureds in insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribal rClaims Limitation Act Defending tribes and tribal insureds from tort claims brought against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal insureds in insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribal rclaims brought against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal insureds in insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribal rClaims Act Assisting tribal insureds in insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribal rights.
Glyn Jones (who is noted for his «great ability to cut through the important issues and save time and costs») heads the defendant personal injury practice, which includes a six - partner team focused on catastrophic injury claims, as well as teams dedicated to occupational health diseases (particularly deafness), motor claims, costs issues and insurance fraud.
Whether your own health insurance company decides to approve a personal injury claim related to a car accident may also depend on the doctor or hospital that provided you treatment at the time of the accident, as well as the fine writing in your insurance policy.
Since joining FLR, Andrea has worked on numerous pleadings and memoranda involving motions to dismiss, to compel discovery, and for summary judgment on issues such as contracts (including personal services contracts), a wide variety of tort - based claims, punitive damages, privilege and sovereign immunity, insurance coverage, family law, Florida Deceptive and Unfair Trade Practices Act, Health Care Quality Improvement Act immunity and peer review, and estates and trusts.
Insurance and Reinsurance Group lawyers have broad experience in a wide range of complex coverage and claims litigation involving property, liability, life, health, disability, directors and officers, professional liability, marine, inland marine, excess, reinsurance, title policies, and uninsured / underinsured motorist, as well as subrogation, class action, and extracontractual claims litigation.
As of December 1, 2014, service providers who submit OCF - 21 forms through Health Claims for Auto Insurance (HCAI) must be licensed with the Financial Services Commission of Ontario (FSCO) to invoice and receive direct payment from automobile insurers for specific «listed expenses» in connection with statutory accident benefits.
Comment: Several commenters claimed that the statutory authority given under HIPAA can not provide meaningful privacy protections because many entities with access to protected health information, such as employers, worker's compensation carriers, and life insurance companies, are not covered entities.
(3) The rule expands the range of insurance related activities to include those related to the creation, renewal or replacement of a contract for health insurance or health benefits, as well as ceding, securing, or placing a contract for reinsurance of risk relating to claims for health care (including stop - loss and excess of loss insurance).
The «minimum necessary» policy in the final rule has essentially three components: first, it does not pertain to certain uses and disclosures including treatment - related exchange of information among health care providers; second, for disclosures that are made on a routine basis, such as insurance claims, a covered entity is required to have policies and procedures governing such exchanges (but the rule does not require a case - by - case determination in such cases); and third, providers must have a process for reviewing non-routine requests on a case - by - case basis to assure that only the minimum necessary information is disclosed.
We have litigated contractual and compensation issues, disputes with unions, claims of human rights violations, as well as disputes related to disability accommodations, pay equity, occupational health and safety, and workplace safety and insurance issues.
In these cases, the employer will obtain identifiable health information about its employees as part of the legitimate health insurance functions such as claims processing, quality improvement, and fraud detection activities.
If you want to claim the credit, you must attach the Credit for Small Employer Health Insurance Premiums, also known as Form 8941 with your tax return.
As of December 1, 2014, service providers who submit OCF - 21 forms through Health Claims for Auto Insurance (HCAI)[New Window] must be licensed with the Financial Services Commission of Ontario (FSCO) to invoice and receive direct payment from automobile insurers for specific «listed expenses» in connection with statutory accident benefits.
An insurance company's financial health is also an important criteria to consider, as it can be critical when the time comes to pay claims.
As of now, PSU insurers which control 60 per cent of the Rs 55,000 crore market, are making losses in the health insurance business with the claim ratio going up to 110 per cent in recent years.
The so - called «impossible day» data are drawn from the mandatory clearing system known as Health Claims for Auto Insurance or HCAI.
Life insurance policies have a two - year «contestability period,» during which the life insurance company can refute a life insurance claim, or can drop the policy if the insured is found to have misrepresented anything from health status to a risky lifestyle, certain health habits such as smoking or severe depression.
You may be if you are covered by a qualified high - deductible plan, and not covered by any other health insurance plan nor claimed as a dependent on someone else» tax return.
Though the plans for an exclusive TPA to settle their health insurance claims and check frauds in their business was initiated two years back, it couldn't be finalised as many technical hurdles stood in the way, and they had appointed KPMG to advise them on the issue.
Their self - funding solutions give companies the opportunity to understand and better manage health care expenses and save money when claims are lower, as well as stop - loss insurance protection for unexpected large claims.
The concept of No Claim Bonus under Religare Health Insurance works on the same grounds as a car insurancInsurance works on the same grounds as a car insuranceinsurance policy.
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