Sentences with phrase «health insurance coverage because»

With the Affordable Care Act, 1.1 million Americans living with HIV will no longer be denied health insurance coverage because HIV is a «pre-existing condition.»

Maybe you need specific health insurance coverage because you have a child with a heart condition

Democrats said the changes in Smith's bill would likely lead to a large number of women losing access to comprehensive health insurance coverage because small business owners would have an incentive to offer plans that don't cover abortion.

Not exact matches

No, I like HSAs because I think they provide an aspiring entrepreneur with a health insurance cushion so that he or she feels more comfortable leaving a job that provides coverage in order to start a company.

I bring this up because this absence (or call it omission, if you like) underlies the staunch opposition of many conservative Republicans to the Affordable Care Act — and to previous government efforts to provide publicly funded health care and insurance coverage to their citizens going back to the passage of Medicare in 1965.

Because these bare - bones plans do not limit insurance payouts to workers, they meet the letter of the law's requirements that employers provide «affordable» health care coverage to their workers at a far lower cost than more comprehensive plans.

On Monday, two powerful conservative leaders in the House declared the blueprint unacceptable because it relies on giving people refundable tax credits to purchase insurance — a policy mechanism that, in a very rough sense, resembles Obamacare's subsidies to buy mandated health coverage (and is therefore being slammed by conservatives as just another entitlement program).

Our insurance bureaucracy is bloated because one, since the 1940s, individuals have never been allowed to simply buy the coverage they wish to have, and two, corporations get a tax deduction on health care but individuals don't.

They should be evaluated on whether they have a more market - oriented plan for giving a reasonable chance of coverage to those who now have health insurance because of Obamacare's Medicaid expansion and subsidies.

The school is also dropping its health insurance plan for students because the new health care law requires employers to provide more robust coverage, making it more expensive, said Tom Sofio, a spokesman for the Franciscan University of Steubenville.

In the event of mitigating circumstances such as nonexistent or poor health insurance coverage that would increase your costs significantly, the surrogate may be willing to settle for a lower base compensation because you pay her insurance premiums.

Assemblyman Anthony Brindisi, D - Utica, said he was disappointed by Tenney's vote because the GOP plan would ultimately leave some New Yorkers without reliable health insurance coverage.

«First - dollar coverage» means that women will not pay anything out - of - pocket for their office visits or contraceptive methods — no copays and no deductibles — because these costs will be covered by health insurance.

«Because Texas opted not to expand Medicaid, around 1 million Texans are in a coverage gap without access to affordable health insurance.

Private health insurance spending will remain somewhat elevated in 2015 at 6.2 percent primarily because of continued enrollment through the exchanges, through employer - offered coverage, and increased use of medical goods and services spurred by faster economic growth.

«That was actually the predominant problem in patients in our study — 78 % of them had health insurance, but many of them were bankrupted anyway because there were gaps in their coverage like co-payments and deductibles and uncovered services,» says Dr. Woolhandler.

To those who say efforts are needed to ensure more American have health insurance; Walker recently explained that denying health coverage to additional low - income Americans helps more people «live the American Dream» because they won't be «dependent on the American government.»

Check your insurance coverage Because of Obamacare, health insurance is now mandated for everyone unless you qualify for an exemption.

Term life insurance would typically not work in this case because the coverage amount would be too small, the client would likely be uninsurable because of health issues, and the client's age would be outside the range a life insurance company would approve coverage for.

This may seem like a fast, easy way to get life insurance, but because the insurance company has no insight into your health condition, your premium will be much higher for the amount of coverage that you buy.

Often, people wonder if they can drop their health insurance because their renters insurance has medical payments coverage.

More correctly, your renters insurance liability coverage is going to reimburse their health insurer for what was paid out to the hospital, because the illness was your fault.

Prior to January 1, 2014, when guaranteed issue of insurance coverage, elimination of preexisting condition exclusions, and several other critical ACA protections took effect for individual health insurance coverage, early retirees between ages 55 and 64 often faced difficulties obtaining insurance in the individual market because of age or chronic conditions that made coverage unaffordable or inaccessible.

Purchasing insurance outside Canada can also be problematic because a foreign policy may assume you already have some private health insurance coverage.

Martha was thankful she had health insurance coverage when she received a call at work from her daughter's school informing Martha that her daughter was on the way to the hospital because she had been injured in gym class.

Because of its long lasting nature, a whole life insurance policy holder will never find himself or herself without a life insurance plan — regardless of how long they need the coverage or any adverse health conditions that they may acquire over time.

Because term is considered to be the most basic form of life insurance coverage, it can often be quite affordable, especially for those who are young and in good health.

Since 2014, the concept of pre-existing conditions affecting coverage or rates no longer exists in the US: Under current law, health insurance companies can't refuse to cover you or charge you more just because you have a «pre-existing condition» — that is, a health problem you had before the date that new health coverage starts.

«He should do it as a Term - 20 policy because if all his life insurance policies are Term - 10, and his health changes in 10 years, he won't be able to get cheap coverage.»

So, if your health worsens and prevents you from returning to work, you may find yourself unprotected, even if you did end up purchasing disability insurance; that's because your disability would be considered a pre-existing condition, under current insurance coverage.

The Affordable Care Act created the Pre-Existing Condition Insurance Plan (PCIP) to make health insurance available to those that have been denied coverage by private insurance companies because of a pre-existing cInsurance Plan (PCIP) to make health insurance available to those that have been denied coverage by private insurance companies because of a pre-existing cinsurance available to those that have been denied coverage by private insurance companies because of a pre-existing cinsurance companies because of a pre-existing condition.

The health insurance marketplace is for individuals and families that need health coverage because they don't qualify for an employer - sponsored plan.

Thankfully I acquired health insurance for my now three year old Boston Terrier, George, when he was 10 weeks old because we've had some health problems since that would have imposed devastating financial demands in the absence of their Healthy Paws» coverage.

Timely access to protected health information is important because such information may be necessary for the individual to obtain additional health care services, insurance coverage, or disability benefits, and the covered entity may be the only source for such information.

This is because all the factors in your life (career, health, lifestyle choices), will all impact the kind of coverage a life insurance company offers and at what rate.

If you're not worried about the costs, because you believe your province's health insurance plan will cover it, make sure you look into your province's coverage first.

Because there is no medical exam to contend with, someone whose health is not ideal will not need to worry about the life insurance underwriters closely examining their health and then denying them for coverage.

Because there are no lab results to negatively affect how the underwriters look at your future health, you can often get more coverage more quickly with the simplified life insurance plan.

This means that there is no blood and urine testing to worry about — and because of the no medical exam process, oftentimes, an applicant who has certain health issues will still be able to qualify for coverage, such as with a guaranteed issue life insurance policy.

The Essential Plan offers a cost - effective insurance option for travel agents and their clients who are booking domestic trips and don't need emergency medical coverage because they are covered by their own health insurance.

Even if you've been turned down for coverage or think you're uninsurable because of some health conditions, we have some options — including guaranteed issue life insurance options.

This is because if you're only looking for about $ 25,000 dollars in life insurance coverage, and you're over the age of 45, there's a really good chance that we might just be able to immediately look at some of the guaranteed issue life insurance products that are available today and simply avoid having to ask any additional health related questions!

Some companies specialize in working with high - risk applicants, which means that even if you've been declined in the past because of your health, there could be a company that will give you affordable life insurance coverage.

Oftentimes, because the applicants for burial insurance are older — and therefore, are also more prone to adverse health conditions — these policies will trade off the lower amount of death benefit with the ability to qualify for coverage without taking a medical exam.

Because most health insurance is linked to employment, a medical event can trigger loss of coverage.

Often, group health insurance rates much are more expensive (because of lower deductibles on major claims) than personal health care coverage.

You don't have to be in perfect health to qualify for the burial insurance that you need — and, because there is typically no in - depth medical underwriting to contend with, you can typically have your coverage approved within just days, or possibly even sooner.

The average policyholder often refuses medical payments coverage because he / she has a strong health insurance plan through an employer or independently.

«These are geared toward people who want some coverage, but are inhibited from buying long - term care insurance because of the price, their health or their age,» Slome says.

Having medical evacuation coverage is a vital necessity anytime you take a cruise because it's never covered under a health insurance plan nor are evacuations ever covered under Medicare.