You may be better off buying supplemental travel
health insurance coverage from your current health insurance provider, even if it is more expensive than a separate travel insurance policy, in order to avoid a potential reduction of your lifetime maximum benefit.
The open enrollment changes and provisions described above apply only in the individual health insurance market, so they don't affect people who get
health insurance coverage from their employers.
Hopefully, many of the students will retain
health insurance coverage from their parents...
Not exact matches
Furthermore, the CBO expects the Senate's
health bill to substantially raise Americans» out - of - pocket medical costs by slashing Obamacare's mandated benefits and rolling back assistance to poorer and sicker people, as well as discouraging some low - income Americans
from buying
insurance in the first place (the BCRA would nix Obamacare's requirement that people carry
coverage or pay a fine).
Important factors that could cause our actual results and financial condition to differ materially
from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of
health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition
from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing,
coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.
They examined data
from the Centers for Disease Control (CDC) and
health insurers who sell individual market plans and found that
insurance coverage among the smokers who were charged the most for their habit could potentially have shot up as much as 12 percentage points without the fee.
From policy - comparison engines to tech - enabled
health coverage and
insurance tools for on - demand workers, startups are invading the multi-trillion dollar
insurance industry — and investors are chasing them.
The largest increases in the deficit would come
from repealing or modifying tax provisions in the ACA that are not directly related to
health insurance coverage — such as repealing a surtax on net investment income, repealing annual fees imposed on
health insurers, and reducing the income threshold for determining the tax deduction for medical expenses.
Under current law, the individual mandate and its associated penalties increase federal deficits by encouraging people to obtain subsidized
coverage — through Medicaid, the
health insurance marketplaces established under the ACA, or employment - based plans (which receive indirect subsidies to the extent that premiums for that
coverage are excluded
from taxable compensation).
Despite the skyrocketing costs of
health coverage, 17 % of respondents said they would trade
health insurance from their employer in exchange for the option to telecommute.
Also known as Obamacare, it's a federal statute signed into law in 2010 that seeks to expand Medicaid eligibility, establish
health insurance exchanges, and prohibit insures
from denying
coverage due to pre-existing conditions.
Obama's accommodation proposes that Church authorities who run hospitals, schools, and other facilities will be entitled to tell their employees that the
health care
insurance provided by the Church does not cover contraceptives, the «morning after pill,» or sterilization, but that the
health insurance company that covers the Catholic institution will be free to contact the employees of that institution and inform them that they are entitled to «free»
coverage of these things
from the
insurance company in question.
The Obama administration's policy requiring most employers to provide free birth control
coverage in their
health insurance policies takes effect on Wednesday (Aug. 1)- a deadline that has sparked apocalyptic warnings
from conservative activists and some faith groups.
After closed - door conversations with the White House going back to November, the cardinal - in - waiting challenged the White House over an
insurance mandate
from the U.S. Department of
Health and Human Services that forced religious institutions, except for houses of worship, to provide
insurance plans that included
coverage for contraceptives.
Consider the cases of Barbara Wagner and Randy Stroup
from Oregon: Both received letters
from their
health -
insurance plans denying
coverage for cancer treatments that their physicians had recommended.
Now we are expecting baby # 5, however we are having trouble getting
coverage from our
health insurance (which is a pretty good policy.)
If approved, the
health taxes in the Deficit Reduction Plan and Executive Budget will drive up the cost of
health insurance for all Business Council member employers that purchase
health coverage —
from sole proprietors and small businesses to the largest self - insured companies — yet will provide no additional covered benefits or have any effect on addressing the rising cost of
health care.
In other states, it's projected that the end of CSR would trigger premium hikes averaging 19 percent for non-group
health plans offered on Obamacare exchanges — likely causing more Americans to drop
coverage and more
insurance companies to withdraw
from the market.
One of the largest provider networks in the state will no longer process claims
from Health Republic Insurance customers, a decision that could impede coverage for thousands of New Yorkers during the next three weeks and force physicians, rehab centers, hospitals and health systems to provide care for which they are unlikely to be fully reimb
Health Republic
Insurance customers, a decision that could impede
coverage for thousands of New Yorkers during the next three weeks and force physicians, rehab centers, hospitals and
health systems to provide care for which they are unlikely to be fully reimb
health systems to provide care for which they are unlikely to be fully reimbursed.
Carolyn also had the courage of her convictions
from the very start in supporting the historic
health care reform legislation which will expand
coverage for 32 million Americans, make prescription drugs more affordable for seniors, and stop
insurance companies
from denying
health care due to consumers» pre-existing conditions.
Some of those, however, may get
coverage elsewhere such as
from a family member who also has
health insurance.
Thousands of Western New Yorkers are receiving letters
from the federal government saying they will need to drop their current
health insurance coverage.
... a public employer shall be prohibited
from diminishing the
health insurance benefits provided to retirees and their dependents or the contributions such employer makes for such
health insurance coverage below the level of such benefits or contributions made on behalf of such retirees and their dependents by such employer as of the effective date of this act.
An analysis of data
from the Urban Institute's
Health Reform Monitoring Survey showed more than 25 percent of people who bought non-group
insurance last year did not use the
coverage for needed services, like medical treatments, prescription drugs, and tests.
Blodgett said the GOP bill blocks people with Medicaid
from accessing preventive care at Planned Parenthood
health centers, including birth control and cancer screenings; undermines Essential Health Benefits standards, including maternity coverage; and imposes a nationwide ban on private insurance coverage of abo
health centers, including birth control and cancer screenings; undermines Essential
Health Benefits standards, including maternity coverage; and imposes a nationwide ban on private insurance coverage of abo
Health Benefits standards, including maternity
coverage; and imposes a nationwide ban on private
insurance coverage of abortion.
The Court's decision exempts select closely - held companies
from an Affordable Care Act provision that requires employers to include birth control
coverage in
health insurance plans.
The first Americans to get
health insurance, in the 19th century, bought it individually
from insurance companies, often as part of life
insurance or other
coverage.
In February he introduced the «No Discrimination in
Health Insurance Act of 2008» (H.R. 5449), which would bar insurance companies from hiking rates or denying coverage for preexisting medical co
Insurance Act of 2008» (H.R. 5449), which would bar
insurance companies from hiking rates or denying coverage for preexisting medical co
insurance companies
from hiking rates or denying
coverage for preexisting medical conditions.
In «The Economic Burden of Asthma in the United States, 2008 - 2013,» researchers
from the Centers for Disease Control and Prevention analyzed data
from the Medical Expenditure Panel Survey, the most comprehensive source of data on
health care use, expenditures, payment source and
health insurance coverage in the U.S.
The proportion of the U.S. population with
health insurance was 90 %, lower than all the other countries, which ranged
from 99 % -100 %
coverage.
Thirteen years in the making, the Genetic Information Nondiscrimination Act (GINA), which prohibits employers and
health insurance companies
from denying jobs or
coverage based on an individual's DNA, finally became law in May.
From August 2012,
insurance companies will have to offer women full
coverage for a range of
health services, including screening for diabetes and HIV, and birth control.
Individuals
from all 50 states and the District of Columbia were surveyed about
insurance coverage for multiple
health services, including mammograms, colonoscopies, dental care, mental
health services, screening tests for diabetes and high cholesterol, vaccines, and birth control medications.
One potential approach would require individuals to maintain
health insurance or face some kind of financial penalty when they next seek
coverage, although insurers still could be blocked
from charging higher premiums based on
health status.
Delegates to the National Education Association's annual meeting took up almost every issue under the sun —
from health -
insurance coverage to «free trade,»
from reading instruction to chalk dust — but the one that cast the biggest shadow was the new federal education law, the «No Child Left Behind» Act of 2001.
In
health care, there's at least a rational basis for demanding universal
insurance coverage: to apply the «savings»
from healthy people who don't need medical care to subsidize the care of those who need lots of it.
Benefit
from comprehensive
coverage for trips as short as a few days or as long as 365 days provided your Canadian government
health insurance plan remains in effect during your entire trip
(Staying longer could have an impact on your provincial
health insurance coverage, depending on what province you are
from.)
In other words, if you have a term policy and you get sick or injured in a way that would prevent you
from being insurable, you can convert to a permanent life
insurance policy without taking a medical exam or answering
health questions and keep the life
insurance coverage the rest of your life.
If you injure yourself, or members of your household suffer a grill injury, you'll have to receive
coverage instead
from your
health insurance policy.
While guaranteed issue life
insurance is ideal for people whose
health disqualifies them
from coverage under a more traditional policy, don't assume this is the case in your situation.
Do not allow your
health to hinder you
from seeking the
coverage you desire, there are companies that offer no medical exam life
insurance that may be best for your needs.
But for people with existing auto
insurance, homeowner
insurance,
health and personal liability
insurance or if your credit card provides car rental
insurance coverage, you may need to find out
from your insurer or card provider to know the extent of
coverage they provide.
A lot of seniors seeking life
insurance have poor
health or have several pre-existing
health conditions, such as diabetes, that can prevent them
from getting
coverage if they have to go through the medical underwriting.
When their
health insurance company is looking for reimbursement for the hospital stay resulting
from your fire, when the people who lost everything want to be paid for their personal property, and when the owner of the building wants his deductible back, you'll be glad you have renters
insurance liability
coverage.
From the IRS HSA pages - «You have family
health insurance coverage in 2016.
Whether you need a comprehensive
health plan or catastrophic
coverage with a tax - exempt
health savings account, some form of Tennessee
health insurance is necessary to guarantee quality medical care and to protect you and your loved ones
from financial calamity.
It's easy to shy away
from health insurance; finding the right policy can be a confusing mix of terms, deductibles,
coverage differences and government regulations.
Using a free online quote service like netQuote.com is an easy way to solicit California
insurance quotes and advice
from a number of providers, so that you can compare
coverages, plans, rates, and
insurance carriers on the way to finding the best possible
health insurance for you and yours.
(You may be able to circumvent this requirement if you can show proof of adequate
coverage from your
health insurance provider.)