Sentences with phrase «health insurance policy without»

So, even if you are suffering from a disease, you still can get a group health insurance policy without any waiting period.

But canceling a health insurance policy without having a new health insurance policy in place (or alternative coverage like Medicare) could leave you open to a fine.

Non Marketplace (direct through BCBSNC ®) If you purchased your health insurance policy without going through the Marketplace, you can change your address through your My Member Services account.

Health insurance policies without medical tests attract a higher premium amount.

Certain other insurers have health insurance policies without any maximum entry age.

But, are health insurance policies without medical tests worth it?

Not exact matches

Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.

Since guaranteed acceptance policies offer life insurance coverage without health or medical questions, they generally have a two to three year waiting period.

The Affordable Care Act («ACA») includes a number of new policies intended to significantly reduce the number of people without health insurance.

The Indigent Care Pool (ICP) was created under the 1996 Health Care Reform Act as a means of reimbursing hospitals for care provided to patients without health insurance, using funds raised by the state's taxes on health insurance policies along with federaHealth Care Reform Act as a means of reimbursing hospitals for care provided to patients without health insurance, using funds raised by the state's taxes on health insurance policies along with federahealth insurance, using funds raised by the state's taxes on health insurance policies along with federahealth insurance policies along with federal aid.

We urge the adoption of policies that ensure opportunities for people to participate in research studies and clinical trials without fear that the information generated by their participation will be inappropriately disclosed and adversely affect their health insurance status or that of their families, either as individuals or as members of a particular group.

The rate of adults without health insurance across the U.S. dropped nearly twice as much as in Texas from 2013 to 2015, according to a new report released today by Rice University's Baker Institute for Public Policy and the Episcopal Health Foundation health insurance across the U.S. dropped nearly twice as much as in Texas from 2013 to 2015, according to a new report released today by Rice University's Baker Institute for Public Policy and the Episcopal Health Foundation Health Foundation (EHF).

The percentage of Texans without health insurance dropped 31 percent since enrollment began in the Affordable Care Act's (ACA) Health Insurance Marketplace, according to a new report released by the Episcopal Health Foundation and Rice University's Baker Institute for Public Phealth insurance dropped 31 percent since enrollment began in the Affordable Care Act's (ACA) Health Insurance Marketplace, according to a new report released by the Episcopal Health Foundation and Rice University's Baker Institute for Publiinsurance dropped 31 percent since enrollment began in the Affordable Care Act's (ACA) Health Insurance Marketplace, according to a new report released by the Episcopal Health Foundation and Rice University's Baker Institute for Public PHealth Insurance Marketplace, according to a new report released by the Episcopal Health Foundation and Rice University's Baker Institute for PubliInsurance Marketplace, according to a new report released by the Episcopal Health Foundation and Rice University's Baker Institute for Public PHealth Foundation and Rice University's Baker Institute for Public Policy.

Replacement bills under consideration in Washington would lead to «outrageous cuts» leaving 33 million people without health insurance, said Hilary Shelton, director of the NAACP's Washington bureau and the organization's senior vice president for advocacy and policy.

Online life insurance quotes for policies offering guaranteed acceptance are synonymous with those without a medical examination or health questions.

It's true that you may end up paying more for a life insurance policy than someone without diabetes, but it's going to depend on your overall health assessment.

This guarantees that you can obtain the permanent insurance without regard to health issues that may have developed since purchasing the original term policy.

Convertible term life insurance is simply a term policy that can be converted to a whole policy at any point during a specified period of time (typically several years) without you having to undergo a new health assessment.

Given how expensive health insurance can be (especially for those without the luxury of an employer - sponsored plan), finding ways to get by on a cheaper policy makes a lot of sense.

A provision of the ACA designed to facilitate preventative care and which was put into effect immediately upon enactment of the law is its coverage of certain preventative care screenings — these procedures have been made available to all health insurance policy holders without charge, and without payment of normal co-pay fees or charges.

In other words, if you have a term policy and you get sick or injured in a way that would prevent you from being insurable, you can convert to a permanent life insurance policy without taking a medical exam or answering health questions and keep the life insurance coverage the rest of your life.

Another insurance - related tax perk that people without access to traditional group health coverage should be aware of is the health savings account, which combines a tax - advantaged savings element with a high - deductible health insurance policy.

Even if you have any complicated health issues, several options are open to you e.g. you can get a life insurance policy without medical exam (low coverage and higher costs) or decide to go with rated standard term life insurance which comes with a bit higher price tag.

The paid up addition rider allows the policyholder to add coverage to an existing policy without having to prove insurability, which means there are no health questions or life insurance medical blood testing required.

If you aren't yet certain that you want term coverage, Voya also offers a wide selection of permanent life insurance policies and you can convert your policy later without having your health reassessed.

The right term life insurance policy will provide excellent coverage at an affordable rate — allowing you to devote more of your funds to savings, investment, or building a business without worrying about your family's financial health, if you would pass away unexpectedly.

If you are dishonest about any health conditions that you have and you're accepted for coverage without disclosing that information, there is a chance that the insurance company could refuse to payout on the policy.

Because of its long lasting nature, a whole life insurance policy holder will never find himself or herself without a life insurance plan — regardless of how long they need the coverage or any adverse health conditions that they may acquire over time.

In some cases, you can convert your term life insurance plan into a whole life policy, without having to take a medical exam or answer any additional health questions.

That's the «simplified» part of this policy type: known as a «no exam policy», a simplified issue policy gets you life insurance without the health exam.

By contrast, term policies often lapse without the insurance company paying out a claim, and when you go to renew your term insurance, it can be significantly more expensive to renew, especially if you have health concerns.

On the other hand, there are funeral insurance policies without health questions.

Depending on whether you have a life insurance product, health insurance policy, or want to report fraud, there is a phone number for each department and this means you can get straight to the right person without having to mess around.

We find out about your life insurance needs, current situation, health (or if you want a life insurance policy without a medical exam requirement we find out that too), and so on.

If you still need coverage after your term life policy expires, your carrier may offer the option to convert it to a permanent life insurance policy — without taking a new medical exam or answering health questions again.

Oftentimes, because the applicants for burial insurance are older — and therefore, are also more prone to adverse health conditions — these policies will trade off the lower amount of death benefit with the ability to qualify for coverage without taking a medical exam.

For seniors in reasonably good health or without a history of truly serious ailments or disease, a no medical exam policy is the less expensive choice when compared to guaranteed life insurance.

Offering policies with smaller payouts protect the health insurance company from paying out huge amounts to a policy without medical exams.

The conversion privilege for a term insurance policy means that you can make the switch to a permanent life insurance policy without proof of good health.

Annual renewable term life insurance allows for your policy to be renewed each year without additional proof of good health.

Many health conditions are fully insurable, often at the same premiums that someone without those conditions would pay for the same disability insurance policy.

While many non-U.S. travel insurance companies won't issue policies to those who are older without a medical examination, U.S. travel health insurance companies do provide insurance policies — and with policy maximums up to $ 100,000.

The issuing insurance company will literally just issue the policy blind without asking a single question regarding your health.

In your case, unfortunately, this incident / health problem (Parkinson's disease) has already taken place and, hence, insurance companies might not be comfortable issuing you a policy without evaluation.

Depending on the insurance company, at the end of the level term period, you may have the option to use the policy cash value to purchase a guaranteed paid - up «whole life policy» without having to prove your health.

This law requires all people without health insurance, that can afford it, to purchase a health insurance policy.

Conversion Options Companies can usually offer mortgage life insurance policies with a pre-defined option to change coverage and payment in the future, one without regard to age and health conditions.

With an Ohio health insurance policy in place, you can have the benefits of preventive care without worrying about costs.

The insurance company blindly issues the policy without knowing a single detail about your health.

You might be thinking that it's a bit odd that a life insurance company would offer a policy without inquiring about your health.