Sentences with phrase «health of the applicant»

Individual and family plan rates are based on the age and general health of the applicants.

The select table is based on the actual state of health of the applicant, and references their medical assessment.

Life insurance rates are based on different underwriting factors, and there are two that affect the policy rates the most: age and health of the applicant when the policy is purchased.

Keep in mind that life insurance rates depend on age and overall health of an applicant.

Rather than submit to a medical exam, simplified issue policies will generally just ask a few medical questions to determine the relative health of their applicants.

Individual and family plan rates are based upon the policy options, age, and general health of the applicants.

Life insurance rates are based on different underwriting factors, and there are two that affect the policy rates the most: age and health of the applicant when the policy is purchased.

These types of policies are offered for a certain number of years such as 5, 10, 15, 20, or even 30 years — depending on the age and health of the applicant at the time he or she applies for the insurance.

Coverage can be bought for as much as 5X the amount of the face value of the rider regardless of the current health of the applicant.

This is precisely the reason why insurance carriers are very strict when it comes to the over-all health of applicants, their medical exams and history.

Many prospective adoptive parents may be intimidated by Arizona's long adoption application process, which includes a formal application, statement of health of each applicant from a physician, fingerprinting for a criminal records check, a protective services records check, references, and financial information.

Burial Insurance policy costs depend on the insurance carrier, the general health of an applicant, and his / her age.

The better the overall health of the applicant the better the premiums can be, and it is important for anyone contemplating the purchase of a life insurance policy to understand how health can affect the cost of coverage.

These terms of coverage may be for durations such as 10 years, 15 years, 20 years, or even 30 years, depending on the age and health of the applicant at the time they sign up for the plan.

Rates for «Preferred, No Nicotine» will be lower than «Preferred, Nicotine» despite the current health of the applicant, because of the higher long - term risk of illness or death due to smoking - related diseases.

He also suggests tracking the health of applicants to the U.S. military — over the past 22 years, the military has tested millions of potential recruits for HIV.

Critical illness insurance rates depend on the policy and, potentially, the health of the applicant.

The health of an applicant can play an important role in the life insurance premiums that applicant will need to pay.

There are many reasons why a particular insurance company would turn down a prospective policyholder, but in most cases the reasons will be related to the health of the applicant.

While the health of the applicant certainly does have a role to play in the world of life insurance, it is possible for those with serious health challenges, including HIV and AIDS, to get the coverage they need to protect themselves and their family members.

The cost of insurance is determined by the age and health of the applicant.

As you are no doubt aware, life insurance companies manage their risk by assessing the health of an applicant.

Life insurance underwriting places the majority of its efforts on determining the health of the applicant.

The company wants to get an overall picture of the health of the applicant through their blood pressure, heart rate, weight, and get a blood and urine sample to test for any underlining health complications.

The health of the applicant is going to be factored into the insurance costs.

This kind of coverage is expensive which is understandable given the fact that the insurer knows nothing about the health of the applicant.

Typically, the age and the health of the applicant will be a key determinant as to whether or not a medical exam is required.

Since life insurance rates are largely determined by the health of the applicant, this results in higher premiums, but it can be worthwhile if poor health would raise the premiums of a standard term life insurance policy even more.

Critical illness insurance rates depend on the policy and, potentially, the health of the applicant.

The premium rate of Life Insurance policy and the acceptance of policy application depend on the health of the applicant.

The rate and level of coverage of the policy are dependent on the age and health of the applicants.

The cost of term life insurance is based largely upon the age and health of the applicant.

Since life insurance rates are determined by the health of the applicant - i.e. the risk to the insurance company, having high cholesterol can lead to higher premiums if you choose the wrong company.

Since life insurers base their rates on the age and health of the applicant, individuals who have suffered a stroke event are likely to pay more than healthy applicants.

Guaranteed issue life insurance companies assume a larger risk because they have no way to assess the health of the applicants they are insuring.

The 4 things are the age of the applicant, the health of the applicant, the occupation of the applicant and the length of time the life insurance company will be at risk.

The Health Of An Applicant Some people take good care of themselves.

This eliminates the need for a medical exam and it allows the life insurance companies to evaluate the health of their applicants in order to keep their rates competitive.

(Again, remember, they don't ask any medical questions or any health related questions so the insurance company literally knows nothing about the health of the applicant.)

Individual and family plan rates are based upon the policy options, age, and general health of the applicants.

Individual and family plan rates are based on the age and general health of the applicants.