Life insurance rates are based on different underwriting factors, and there are two that affect the policy rates the most: age and
health of the applicant when the policy is purchased.
Life insurance rates are based on different underwriting factors, and there are two that affect the policy rates the most: age and
health of the applicant when the policy is purchased.
Not exact matches
Certified
Health and Wellness Coach - To be eligible to be granted the Certified
Health and Wellness Coach designation,
applicants must provide proof
of ANY ONE
of the following
when applying for certification:
The U.S. Department
of Transportation (DOT) is committed to protecting current and former Federal employees and
applicants for employment from interference and retaliation
when making protected disclosures, or «whistleblowing,» which includes disclosing information related to a violation
of law, rule, or regulation; gross mismanagement; gross waste
of funds; abuse
of authority; or a substantial and specific danger to public
health or safety.
As you can imagine, the insurance company is taking on a substantial amount
of risk
when they insure the life
of an
applicant while knowing nothing about their
health.
The
applicant has any number
of reasons to lie about their personal
health, but they only wind up harming themselves or their beneficiaries
when the
applicant passes from the
health condition.
This is precisely the reason why insurance carriers are very strict
when it comes to the over-all
health of applicants, their medical exams and history.
Select Quote is just not as experienced as we are
when it comes to insurance
applicants who have a history
of health problems, and so...
For instance,
when you get a list
of several life insurance quotes from different companies, you can compare their rates side by side, and with the help
of a knowledgeable agent you might find that one company is more lenient than another for an overweight
applicant or for a prospective policyholder with certain chronic
health conditions.