Sentences with phrase «health of the insured as»

Underwriting standards vary across companies, and not all companies are as thorough at checking the health of the insured as the others do.
Policy costs are based on the age, gender, lifestyle and health of the insured as well as the length of the guaranteed level term period.

Not exact matches

You can deduct the Private Health Services Plan (PHSP) Premiums you pay to insure yourself or any member of your household as long as you are sufficiently self - employed.
Insurance companies take money — premiums, the insurance version of revenue — as payment for insuring things like businesses, equipment, health, life, etc..
Both of these prices continue to rise as the number of insured Americans rises and the health of the insured population decreases on average.
And, as I mentioned earlier, because new babies sleep over 70 % of their first year, resting their heads on the safest material you can get is a big step towards insuring their future health.
Buying organic baby products is a great step towards insuring the health of our children — not only because it's better for them right now, but because organically grown material is better for the environment as a whole.
While the future may not be guaranteed, the current state of lactation services in Massachusetts is much improved for families insured by our largest private insurer as BCBS joins other health plans such as Tufts, Harvard Pilgrim Healthcare, Aetna, Neighborhood Health Plan, and Mass Health, among others, that have been providing lactation benefits that predate thhealth plans such as Tufts, Harvard Pilgrim Healthcare, Aetna, Neighborhood Health Plan, and Mass Health, among others, that have been providing lactation benefits that predate thHealth Plan, and Mass Health, among others, that have been providing lactation benefits that predate thHealth, among others, that have been providing lactation benefits that predate the ACA.
«We will, as always, be diligent in view of these developments and will take whatever measures are prudent to insure the public's health and safety,» Picente said.
HEALTH & MEDICINE • Medicine As health care reform rolls out over the next five years and millions of newly insured seek treatment, the shortage of doctors will wHEALTH & MEDICINE • Medicine As health care reform rolls out over the next five years and millions of newly insured seek treatment, the shortage of doctors will whealth care reform rolls out over the next five years and millions of newly insured seek treatment, the shortage of doctors will worsen.
One hot topic in public health funding, he said, is the idea of working with the private insurance and reinsurance sectors to begin insuring against pandemics in the same way that these companies insure against natural disasters such as hurricanes.
Sorlie, et al. contend that the availability of health insurance plays a critical factor in the outcomes measured in their study, as the Hispanic community is the least insured minority group in the US.
Finally, the authors found that the rate of growth in mental health conditions as a primary diagnosis was significant among the uninsured, Medicare beneficiaries, and the privately insured, showing the emergency department is also serving as a place of care for patients with mental illness.
«And as employers are switching to more consumer - directed health plans with higher deductibles and co-pays, the out - of - pocket costs of even insured patients can be affected by these charges.»
It also indicates the importance of assisting smokers with mental illness in overcoming barriers to accessing mental health care (e.g., insuring the uninsured, increasing the supply of mental health care professionals, improving linkages between primary care and mental health care) as a means to address smoking - related harm,» the authors write.
Lycopene's positive antioxidant effect can benefit bone health, preventing osteoporosis and therefore reducing the risk of fractures, which insures increased mobility and independence as we age.
Smoking cigarettes drastically raises your risk of insuring to the carrier because chances are you'll have health issues as time goes on.
It can be thought of as the cost to insure a person for a specific amount given his mortality factors (age, sex, health, etc..)
Another benefit of term life insurance is that you will continue to be insured in the future as long as you meet the premium payments when due, regardless of any changes to your health, occupation or pastimes.
There are fees and charges for variable life insurance, including a cost of insurance based on characteristics of the insured person such as gender, health and age.
Also, an insured may be rewarded with a lower amount of premium if he or she is in excellent health, and they make healthy, positive lifestyle choices, such as exercising and eating right.
Also, the amount of the premium can not be increased — even as the insured ages, and if they contract an adverse health issue.
A medical exam allows the insurance company to know exactly the health status (and risk) of every customer they insure — without that data, the risks are unknown, and premiums tend to be higher as a result.
Millions of Americans don't have medical insurance, or they are «under - insured» meaning their insurance doesn't cover many necessary health care needs such as their vision, or dental care.
Concern about the diagnosis for pet health inspired the launch of PetInsuranceQuotes.com so that as many American dogs and cats as possible can be insured.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
As such, the Corso needs ample of training and socialization to insure its mental and physical health.
When a person suffers some type of a loss or personal injury for which they are insured, such as an auto accident, health coverage issue, or property damage, they expect their insurance company will provide them with the benefits of the coverage they are entitled to.
Business Development: Brokering various business dealings that further the diversification of Indian economies Developing and accessing commercial financial programs and services for tribal governments, including tax - exempt offerings and federally - guaranteed housing loans Serving as issuer or underwriter's counsel in tribal bond issuances Ensuring tribal compliance with Bank Secrecy Act and other federal financial regulatory requirements Handling federal and state income, excise, B&O, property and other tax matters for tribes and tribal businesses Chartering tribal business enterprises under tribal, state and federal law Registering and protecting tribal trademarks and copyrights Negotiating franchise agreements for restaurants and retail stores on Indian reservations Custom - tailoring construction contracts for tribes and general contractors Helping secure federal SBA 8 (a) and other contracting preferences for Indian - owned businesses Facilitating contractual relations between tribes and tribal casinos, and gaming vendors Building tribal workers» compensation and self - insurance programs Government Relations: Handling state and federal regulatory matters in the areas of tribal gaming, environmental and cultural resources, workers» compensation, taxation, health care and education Negotiating tribal - state gaming compacts and fuel and cigarette compacts, and inter-local land use and law enforcement agreements Advocacy before the Washington State Gambling Commission, Washington Indian Gaming Association and National Indian Gaming Commission Preparing tribal codes and regulations, including tribal court, commercial, gaming, taxation, energy development, environmental and cultural resources protection, labor & employment, and workers» compensation laws Developing employee handbooks, manuals and personnel policies Advocacy in areas of treaty rights, gaming, jurisdiction, taxation, environmental and cultural resource protection Brokering fee - to - trust and related real estate and jurisdictional transactions Litigation & Appellate Services: Handling complex Indian law litigation, including commercial, labor & employment, tax, land use, treaty rights, natural and cultural resource matters Litigating tribal trust mismanagement claims against the United States, and evaluating tribal and individual property claims under the Indian Claims Limitation Act Defending tribes and tribal insureds from tort claims brought against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal insureds in insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribal rights.
«original provider» means, in respect of an insured person, the member of a health profession who, in accordance with this Regulation, approved the treatment plan, prepared the assessment of attendant care needs, completed the disability certificate or prepared the application under section 40, as applicable, that was submitted to the insurer with respect to the insured person.
38.2 (1) This section applies to an application prepared by a member of a health profession or social worker for approval of an assessment or examination of an insured person if the application is not submitted as part of a treatment plan under section 38.
The Committee believes that the best way to move forward in establishing a universal single payer public prescription drug coverage program is by expanding the Canada Health Act to include prescription drugs dispensed outside of hospitals as an insured service.
«(5) If the government seeks in an action... to recover the cost of health care benefits on an aggregate basis, (b) the health care records and documents of particular individual insured persons... are not compellable except as provided under a rule of law, [or, a] practice or procedure that requires the production of documents relied on by an expert witness».
The Canada Health Act defines insured persons as residents of a province.
(1) A group health plan, defined as an employee welfare benefit plan (as currently defined in section 3 (1) of the Employee Retirement Income and Security Act of 1974, 29 U.S.C. 1002 (1)-RRB-, including insured and self - insured plans, to the extent that the plan provides medical care (as defined in section 2791 (a)(2) of the Public Health Service Act, 42 U.S.C. 300gg - 91 (a)(2)-RRB-, including items and services paid for as medical care, to employees or their dependents directly or through insurance or otherwise,health plan, defined as an employee welfare benefit plan (as currently defined in section 3 (1) of the Employee Retirement Income and Security Act of 1974, 29 U.S.C. 1002 (1)-RRB-, including insured and self - insured plans, to the extent that the plan provides medical care (as defined in section 2791 (a)(2) of the Public Health Service Act, 42 U.S.C. 300gg - 91 (a)(2)-RRB-, including items and services paid for as medical care, to employees or their dependents directly or through insurance or otherwise,Health Service Act, 42 U.S.C. 300gg - 91 (a)(2)-RRB-, including items and services paid for as medical care, to employees or their dependents directly or through insurance or otherwise, that:
Some plan sponsors, including those with a fully insured group health plan, do not perform plan administration functions on behalf of group health plans, but still may require health information for other purposes, such as modifying, amending or terminating the plan or soliciting bids from prospective issuers or HMOs.
As with the calculation of average annual cost per insured patient, we divided the total cost of complying with the regulation by the total annual number of health care visits.
They do not provide or pay for the costs of medical care, as described in the statute, but rather insure health plans and providers against unexpected losses.
Our primary areas of expertise include term life insurance, universal life and equity indexed universal life, disability income insurance, in - force policy review, insuring tough health issues, business insurance including business succession and key man life and disability insurance, as well as estate planning.
This is the case, regardless of an insured's increasing age, as well as if you obtain an adverse health issue.
With whole life insurance, the premium amount will never increase, and the amount of the death benefit will not decrease — even as the insured gets older (and even if he or she contracts an adverse health issue).
Because this coverage is whole life, once an individual has been approved, the amount of coverage can not go down, and the premium can not be raised — even as the insured advances in age, or if they contract an adverse health condition.
(Term life insurance policies are only in force for a certain, set period of time such as 10, 15, 20, 25, or 30 years and then they will automatically expire, leaving the insured to have to re-qualify for coverage if they want to remain insured at their then - current age and health condition).
In addition, the premium that is charged for many types of burial insurance coverage will be locked in and guaranteed not to increase — even as the insured ages, and / or regardless of whether they attain a serious health issue in the future.
Provides an accelerated death benefit if the insured is certified by a physician within the last 12 months as unable to perform two of six Activities of Daily Living (ADLs) for 90 consecutive days, or requires substantial supervision to protect himself or herself from threats to health and safety due to severe cognitive impairment.
Representing over 80 of the nation's highest rated and most respected life and disability insurance companies, MEG's primary areas of expertise include term life insurance, universal life, disability income insurance, in - force policy review, insuring tough health issues, business insurance including business succession and key man life and disability insurance, as well as estate planning.
Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, and has additional charges for riders that customize a policy to fit individual needs.
Medical Payments Coverage, more commonly known as Med Pay, is a type of health insurance coverage that can safeguard the finances of injured drivers, as well as any passengers in the vehicle of the insured driver.
Because this is a whole life insurance policy, the amount of the premium that is due is also locked in, not to increase — even as the insured gets older, and / or whether or not they contract an adverse health condition.
A final expense policy (also referred to as guaranteed life insurance) requires no medical exam and your father can be insured guaranteed regardless of his health history.
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