The savings could be even more drastic if one of the spouses has some health issues, but the policy is issued anyway based on the good
health of the other spouse.
Not exact matches
Trump said he brought the Cabinet secretaries, White House staff and some
of their
spouses to the club for a working lunch to discuss the military, the economy,
health care and
other issues.
Moreover, while many
of these jobs offer
health insurance and
other benefits, military
spouses might not actually need the benefits, because they're eligible through their husbands and wives in uniform.
For example, non-married couples are not legally responsible for each
other in the event
of dire
health problems but married couples are expected, legally and ethically, to provide care for
spouses.
In both
of the examples I have presented, the cheating
spouse denied thier
spouse (and children) sufficient access to necessary
health care, food, clothing and
other provisions, and their perception
of reality was controlled by the cheaters» pretense that nothing had changed about the relationship when in fact the relationship suffered a cataclysmic and covert paradigm shift.
Recent conversations about mental
health in the university — depression, loneliness, suicide — have largely flailed to consider in any holistic way the distance imposed on families within such systems, as life - partners live apart for months and often years at a time, with one
spouse shouldering the burden
of childcare alone while the
other manages the psychological pain
of loneliness and distance from the children and partner.
«One case, Godfrey v. Spano, stems from the Westchester County executive's 2006 decision to begin officially honoring out -
of - state marriage licenses for gay couples the same way it did for heterosexual couples.The
other case, Lewis v. New York State Department
of Civil Service, was filed after the department agreed in 2007 to begin recognizing out -
of - state, same - sex marriages for the purpose
of extending
health insurance to
spouses of public employees.»
Now, the authors say,
health providers
of all kinds who care for dementia patients should familiarize themselves with the DICE approach — as should the
spouses, adult children and
others who care for dementia patients at home.
Seven
of the teams know each
other well, with couplings including
spouses, parents and adult children, siblings, and best friends, all looking to improve their lives and heal old wounds through losing weight and getting their
health under control.
If you have a
health condition that you're certain will dramatically shorten your lifespan, then turning over savings to an insurer for the promise
of lifetime payments probably doesn't make much sense (although you should also consider the life expectancy
of your
spouse or significant
other, if you have one).
However, if your credit isn't strong, you may have a better chance
of approval if a parent,
spouse, or
other creditworthy individual cosigns your
Health Professions Graduate Loan.
EBRI's Retirement Confidence Survey shows that nearly half
of retirees had to leave the workforce earlier than they'd planned, usually due to
health issues, a company downsizing or having to care for a
spouse or
other family member.
Ultimately it is a personal decision that depends on whether you plan to keep working, your
health and life expectancy, your
spouse's needs, and the availability
of other retirement plans.
Fifty - five percent
of retirees who left the workforce earlier than planned cited
health problems or disability as a reason for early retirement; 17 % cited caring for a
spouse or
other family member.5
For example, according the HHS 2011 Poverty Guidelines, for a single adult with no
spouse or children, he or she would have needed to average less than $ 10,890 in income to be eligible, as well as meeting the
other requirements, such as a lack
of recent
health insurance, and
other requirements by the individual state.
Spousal support orders are made taking into consideration the condition, means, needs and
other circumstances
of each
spouse, including each party's assets and means, the age and
health of spouse, the length
of time the
spouses cohabitated, the functions performed by each
spouse during cohabitation, and any order or agreement relating to support
of either
spouse.
They were the first port
of call for many in trouble: tenants with their landlords; employees with employers; the unemployed and the sick with social and
health services;
spouses with each
other; and consumers with suppliers
of all kinds.
Several factors, including the length
of the marriage, skills and relative abilities
of the parties, age and
health of the
spouses, needs and opportunities to acquire future assets, and
other criteria are considered.
Furthermore, divorce may have important implications for issues such as possession
of the matrimonial home and the ability to remain a beneficiary to your
spouse's
health plan or
other employee benefits.
Other factors considered include the length
of the marriage, age /
health of spouses, current earning capacities, standard
of living established during the marriage, contributions during the marriage and available resources.
On the subsequent appeal, the Court
of Appeal noted that summary judgment for divorce should not be granted where it would result in the
other spouse losing benefits such as
health insurance coverage prior to the determination
of the corollary relief issues.
Other historic reasons include situations in which one spouse is covered by the other's health insurance and is undergoing some sort of treatment for a disease or ill
Other historic reasons include situations in which one
spouse is covered by the
other's health insurance and is undergoing some sort of treatment for a disease or ill
other's
health insurance and is undergoing some sort
of treatment for a disease or illness.
Several factors can contribute to the amount and the frequency
of spousal support, including the length
of marriage, financial standing
of each
spouse, standard
of living prior to separation, age and
health of each
spouse, and past contributions from one
spouse to the
other.
Among
other issues we will look at the age and
health of the parties; how the pensions and retirement assets were divided; whether the retirement would be reasonable; ability to continue to pay support and the supported
spouse's ability to support him or herself.
(a) the
spouse is intentionally under - employed or unemployed,
other than where the under - employment or unemployment is required by the needs
of a child
of the marriage or any child under the age
of majority or by the reasonable educational or
health needs
of the
spouse....
On the
other hand, the age,
health, education and work experience
of the dependent
spouse may hinder employability and / or ability to accumulate retirement funds.
In determining the amount and duration
of maintenance the court shall consider: (A) the income and property
of the respective parties including marital property distributed pursuant to subdivision five
of this part; (B) the duration
of the marriage and the age and
health of both parties; (C) the present and future earning capacity
of both parties; (D) the ability
of the party seeking maintenance to become self - supporting and, if applicable, the period
of time and training necessary therefor; (E) reduced or lost lifetime earning capacity
of the party seeking maintenance as a result
of having foregone or delayed education, training, employment, or career opportunities during the marriage; (F) the presence
of children
of the marriage in the respective homes
of the parties; (G) the tax consequences to each party; (H) contributions and services
of the party seeking maintenance as a
spouse, parent, wage earner and homemaker, and to the career or career potential
of the
other party; (I) the wasteful dissipation
of marital property by either
spouse; (J) any transfer or encumbrance made in contemplation
of a matrimonial action without fair consideration; and (K) any
other factor which the court shall expressly find to be just and proper.
• The
spouses» income and ownership
of property • The
spouses» present and future earnings • The
spouses» education and training levels • The hinderance
of one
spouse's job - seeking ability by the
other spouse (for example: domestic violence) • The children's residency • The maintenance - seeking
spouse's ability to support self • The
spouses» living conditions prior to marriage • The maintenance - seeking
spouse's lack
of income due to remaining home to raise the children instead
of being gainfully employed • The children's extra expenses (for example: schooling, day care or medical expenses) • Providing care for disabled children, adult children, elderly parents or in - laws • The maintenance - seeking
spouse's contributions to the marriage (for example: becoming a homemaker and not receiving a fixed income) • Either
spouse's loss
of assets due to a risky behavior • Loss
of health insurance benefits due to the divorce (The maintenance - seeking
spouse will need to obtain insurance.
If you are declining enrollment for yourself or your dependents (including your
spouse) because
of other health insurance or group
health plan coverage, you may be able to enroll yourself and your dependents in this plan if you or your dependents lose eligibility for that
other coverage (or if the employer stops contributing towards your or your dependents»
other coverage).
Number
of employees not accepting your SHOP coverage offer who are covered by
other insurance (like another job plan, a
spouse's or another person's coverage, COBRA, the individual and family
Health Insurance Marketplace, Medicare, Medicaid, veterans coverage, Indian
Health Service coverage, or TRICARE).
If you lose your workplace
health insurance due to a lay - off, divorce or death
of a
spouse, or
other qualifying event, you can temporarily continue your employer - sponsored
health plan coverage through a federal law known as COBRA.
Other situations include when state laws require a
spouse to pay certain kinds
of debts such as
health care, and if a person is responsible for resolving your estate and doesn't comply with the state probate laws.
LIC Jeevan Arogya
Health Insurance Plan - Review Last week, I was discussing with one of my friend about health insurance policies, where he indicated that he would make his spouse happy by including his parent - in - laws in LIC Jeevan Arogya Policy as they are not protected with any other insurance p
Health Insurance Plan - Review Last week, I was discussing with one
of my friend about
health insurance policies, where he indicated that he would make his spouse happy by including his parent - in - laws in LIC Jeevan Arogya Policy as they are not protected with any other insurance p
health insurance policies, where he indicated that he would make his
spouse happy by including his parent - in - laws in LIC Jeevan Arogya Policy as they are not protected with any
other insurance policy.
O'Donnell advises that when you have a lot
of stress, you might need to put
other key areas
of your life ahead
of your career — physical or mental
health, your relationships with a
spouse or children, caring for sick parents, etc..
Married women generally enjoy the following (as compared with unmarried peers): * More satisfying relationships with their
spouse / partner and children * Greater emotional happiness with less depression * More financial resources / less likely to end up in poverty * Decreased risk
of domestic violence, sexual assault, or
other violent crimes * Decreased risk
of drug and alcohol abuse * Better physical
health * Longer life
The key to uncontested divorce is that both
spouses must be in agreement about the terms and conditions
of the divorce, including child custody and visitation; child support,
health and dental insurance, and medical expenses for the children; tax deductions and exemptions; division
of the marital assets and debts; alimony; any
other dispute involving the marriage; and lastly, the grounds for the divorce.
Others prefer to retain the legal benefits
of marriage — some employer
health plans cover legally separated
spouses, for example, and the IRS allows legally separated couples to file a joint tax return.
These conditions may be evidenced in a variety
of ways, including the couple's living together (although no minimum period
of cohabitation is required), raising children together, using the same surname, wearing wedding rings, filing joint tax returns, holding joint checking and savings accounts, and listing each
other as
spouses on
health plans, retirement accounts and life insurance policies.
To determine the amount and duration
of alimony, the court will consider such factors as each
spouse's earning capacity, age and mental and physical
health, the length
of the marriage, the standard
of living established during the marriage, marital misconduct, and any
other relevant factors.
It can serve as a temporary solution for couples desiring a «trial» divorce, or as a permanent arrangement for couples unable to divorce because
of religious convictions or financial affairs, such as the need for one
spouse to continue on the
other's
health insurance.
When the court divides property, it considers such factors as the length
of the marriage, any prior marriages, the ages,
health, lifestyle and income potential
of each
spouse, each
spouse's separate estate and debts, whether one
spouse assisted in the education or training
of the
other and contributions to the marital property including the contributions
of a homemaker.
For post judgment spousal support and modification
of spousal support, the Court does not use the disso master program per California law and uses the Family Law Code 4320 factors which include earning capacity and income
of each
spouse, ability
of spouse to pay support, need
of a
spouse for support, age and
health of the
spouses, any documented domestic violence and many
other factors and the Judge has discretion in the amount.
Further, though the most utilized model
of collaborative practice in Florida involves 2 attorneys, a neutral mental
health professional, and a neutral financial professional, in
other jurisdictions the most common model
of collaborative divorce involves two attorneys, two mental
health professionals (one for each
spouse), a neutral financial professional, and a neutral child specialist.
When people speak
of being legally separated in New Jersey, they may be referring to the fact that they have entered into a written separation agreement governing custody and a parenting plan and support (and maybe even division
of property and debt); or where, instead
of having the marriage dissolved, the
spouses filed for separate maintenance (a type
of support proceeding in New Jersey that results in the entry
of a support order but not dissolution
of the marriage) or for divorce a mensa et thoro (divorce from bed and board) that allows the parties to live separately while still remaining married (which some
spouses wish to do for religious reasons or, where the insurance plan allows it, to continue with
health coverage through the
other spouse).
Other risk factors were younger patients, particularly if the patient was a
spouse or child; living with the patient; low level
of carer education; significant impact on finances,
health or schedules; low levels
of family and social support; poor family functioning; low levels
of carer optimism; and high degree
of carer dependency on the patient.
This article discusses laws regarding the obligation
of spouses to support each
other during an ongoing marriage, the potential for a
spouse to become obligated to pay for the
other spouse's
health care, to the extent not covered by insurance, and options that older couples and their lawyers and financial advisors can consider regarding future
health - care needs when formulating the terms
of a premarital agreement.
More recently, Peek et al. (2006) found that both husbands» and wives» own self - rated
health was associated with partner's self - rated
health even after accounting for
other's demographic,
health, and stress characteristics, and Stimpson, Eschbach, and Peek (2007) found that the level
of spouse's chronic conditions, but not own conditions, was significantly associated with higher levels
of depressive symptoms.
This is a big deal, really; one that ripples throughout all parts
of your life, and impacts you, your
spouse, your kids, their achievement in school, the
health of everyone in the family, your effectiveness at work, your family's income, and many
other factors.
You need to put your mental and physical
health, as well as that
of your
spouse and
other children, first.
Any adverse effects relating to child or parental psychosocial
health or indeed, family functioning (unintended consequences
of parent training may include, for example, feelings
of disempowerment on the part
of untrained
spouses / partners /
other carers related to the participants
of the interventions).