Sentences with phrase «healthiest life insurance applicants»

Overall, folks in Montana and Wyoming are tied for healthiest life insurance applicants.

Not exact matches

Most insurers can offer discounted life insurance rates to applicants with a combination of much better than average medical test results, no family history of serious diseases, and healthy lifestyle choices.

This is great option for healthy busy applicants wanting to secure affordable life insurance quickly.

In some cases, an applicant for no medical exam life insurance may be perfectly healthy — but they just don't like the thought of having to undergo a medical examination.

Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam while other applicants can receive immediate coverage pending a medical exam.

Buying life insurance in your 30s should be affordable because most applicants are going to be pretty healthy and active.

The younger and healthier an applicant is, the more likely they are to find lower life insurance rate quotes.

Essentially, the life insurance company has decided that data can replace blood & urine for underwriting young, healthy applicants.

Principal Financial is one of the more competitive life insurance companies, especially for healthy applicants at larger policy amounts.

The life insurance industry routinely covers people with other chronic diseases, including cancer and Hepatitis C, although at a higher price than for healthy applicants.

With a process called accelerated underwriting used by some companies, young and healthy applicants can qualify for up to $ 1 million of term life insurance without a medical exam and get a policy within minutes of applying online.

Because most applicants who are 37 - years - of - age are healthy, their health status typically allows them to easily opt for an affordable 20 to 30 - year term life policy that is seen as a low - risk by the insurance companies.

Because term life insurance is known as to be plain vanilla coverage, it is oftentimes probably the most affordable sort of coverage particularly for those applicants that are young as well as in relatively a healthy body.

The second main factor in determining the cost of life insurance is how healthy an applicant is.

Buying life insurance at age 30 is usually easy to qualify for because most applicants are pretty healthy at age 30.

Healthy applicants can qualify for no medical exam life insurance policy which will be available to those seeking either a term life insurance policy or a whole life insurance policy.

Buying life insurance at age 33 should be reasonably affordable because at this age most applicants are typically going to be healthy.

While term life insurance policies are usually less expensive when an applicant is young and healthy, they can become quite expensive if applying at an older age.

In addition, joint life insurance coverage can also often have more lenient underwriting — meaning that if one of the applicants has certain health issues, he or she could still be able to obtain coverage if the other is relatively healthy.

Thanks to this unique no medical exam life insurance underwriting approach, healthy applicants can be approved indexed universal life within 24 hours.

Because HIV is considered a serious health risk that shortens a person's life expectancy, the average cost of life insurance for people with HIV is 3 to 5 times more than what a healthy applicant would pay.

Though life insurance applicants are healthier than the average American, it largely depends on where they're from.

Though life insurance applicants seem to be healthier than the average American, those who do have health ailments and / or certain habits end up paying significantly more money for their policies.

The lowest rates on life insurance, also called preferred or select rates, go to healthy applicants.

Healthy, qualified applicants (based on the information provided in your life insurance application) can be insured immediately with no medical exam

Purchasing life insurance when you're 36 should be fairly inexpensive since most applicants are expected to be healthy.

These types life insurance policies should generally be reserved for «healthier» life insurance applicants or ones without a complicated medical history.

Most of the traditional forms of life insurance coverage will require that an applicant be healthy.

Keep in mind that the sooner you decide to buy the better because life insurance companies historically offer more favorable premiums to younger, healthier applicants.

This is targeted to only the healthier of applicants and then the application is compared to several life insurance industry reports such as Medical Information Bureau.