Sentences with phrase «healthy credit history»

The ability to repay, combined with good payment habits, builds healthy credit histories.

What you need to do is to start building yourself a healthy credit history.

All this will help you build a healthy credit history and will ensure you get approved for a refinance loan.

Before your snapshots in front of the «SOLD» sign, before the keys are in hand, before the furniture shopping trips — buying a house requires a healthy credit history.

Credit builder loans, thanks to their built - in securities, allow anyone to get a start on a healthy credit history.

Whether you want to start a business, purchase a car or home, or have the financial flexibility of a credit account, you'll need to lay the groundwork towards a healthy credit history.

Seniors who maintain a healthy credit history and high FICO scores will benefit — not only from low interest rates and better terms on loans, but also from leveraging lucrative credit card sign - up bonuses to earn thousands in free travel, cash back, or other merchandise.

With a secured credit card, you can rebuild or establish a healthy credit history without living beyond your means.

Between credit card debt and student loans, establishing and maintaining a healthy credit history can be challenging.

While you may have received the message loud and clear — paying bills on time, maintaining a low credit utilization ratio and establishing a long and healthy credit history — others may not have the same understanding and respect for the all - important credit score.

Negative items typically fall off your credit report after seven years (10 in the case of bankruptcy), leaving you a clean slate with which to re-establish a healthy credit history.

Similarly, when you don't have a long, healthy credit history, finding a loan without someone to vouch for your ability to repay — i.e., a cosigner or guarantor — can be a challenge.

Paying down your outstanding debts, making payments on time, and having a healthy credit history will reflect positively on your credit score.

Whether it's a secured card, where your deposit secures the credit limit, or a traditional unsecured card, both offer options to help you build a healthy credit history.

Insurers believe that the healthier your credit history, the less likely you are to file a claim against your auto or homeowners insurance policy, and the more likely you are to pay your insurance premium payments.