To ensure
a healthy credit report, it is important to BUILD and maintain a proper mix of good credit over time.
This is the single most important thing you can do to contribute to
a healthy credit report, as your payment history counts for a full 35 % of your FICO credit score calculation.
Keeping your credit utilization below 10 % is imperative to having
a healthy credit report with little debt.
Tips for a healthy credit report
It is crucial for consumers to know what their credit score is and which factors impact it the most to maintain
a healthy credit report.
And when you come to take out a mortgage — whether you're a first - time buyer or looking for a new home for your growing family —
a healthy credit report will help you secure the best rates.
Once you start building credit, it's crucial to maintain healthy spending habits and
a healthy credit report.