Hefty late payment fees often incur people into debt and ruin their personal finances.
This will help you avoid extra interest charges or
hefty late payment fees.
The catch is the fees — there's a high annual fee and
a hefty late payment fee at $ 38 or 2.99 % of the past due amount, whichever is greater.
Will you always be able to pay off your balance each month and if there is a time when you can't, will you be able to withstand
the hefty late payment fee you'll get stuck with?
Not exact matches
The good news is that a
payment that is a few days
late, while it may cost you a
hefty late fee, will probably not show up on a credit report.
With most short - term loans, your entire loan — plus interest and
fees — will be due on the specified due date, and
late payments will come with
hefty fees.
It should be noted, however, that charge cards often come with
hefty fees if you run
late on a
payment or, worse yet, fail to pay off the full amount.
Not only do
late payments usually come with some
hefty fees, but they're like leeches draining your credit score.
With an even steeper APR for cash advances, a 2.7 foreign transaction
fee and
hefty charges for
late or returned
payments, you could easily find yourself in over your head if you don't use your credit line wisely.
If you don't pay it off, you'll pay and
hefty late fee that becomes a percentage of your unpaid balance if you miss two months of
payments.
Also, cardholders are not charged a penalty rate for making a
late payment, though those who pay
late more than once within six billing cycles may be charged a
hefty $ 38
late fee.