According to analysis of FDIC and bank data by New York City - based Real Capital Analytics, the default rate for commercial mortgages
held by depository institutions was at 4.3 percent at the end of the second quarter of 2010 — the highest point since 1992.
Not exact matches
L. 109 — 173) calls for the FDIC to conduct ongoing surveys, «on efforts
by insured
depository institutions to bring those individuals and families who have rarely, if ever,
held a checking account, a savings account or other type of transaction or check cashing account at an insured
depository institution [«unbanked»] into the conventional finance system.»
A demand deposit consists of funds
held in an account from which deposited funds can be withdrawn at any time from the
depository institution, such as a checking or savings account, accessible
by a teller, ATM or online banking.
A
depository holding money in a trust account under this Part may not convey money in the account to the credit repair services organization that established the account or a representative of the credit repair services organization unless the credit repair services organization or representative presents a statement issued
by the office of financial
institutions indicating that R.S. 9:3573.5 (E) has been satisfied in relation to the account.
I then wrote back and explained that I had been taken in before and had lost some $ 2,000 in such a scheme and had thus adopted a policy whereby my firm
holds all payments until final payment is issued to my bank
by the
depository bank on any settlement check (not just provisional payment because the check can still bounce until honored
by the depositary
institution).
Minimum risk - based capital requirements: The appropriate Federal banking agencies shall establish minimum risk - based capital requirements on a consolidated basis for insured
depository institutions,
depository institution holding companies, and nonbank financial companies supervised
by the Board of Governors.
The monthly increase in the
holdings of revolving credit
by depository institutions may indicate that lending activity is beginning to grow.
Although the
holdings of
depository institutions are split roughly evenly between non-revolving and revolving credit outstanding, the vast majority of consumer credit outstanding
held by finance companies is non-revolving credit.