Sentences with phrase «high liability insurance limits»

However, if you require specific commercial auto insurance coverages, high Liability insurance limits, operate an unusual vehicle, haul special equipment, transport goods or people, or have other special needs, then you'll need commercial auto insurance.

The higher your liability insurance limits, the better your assets are protected.

Not exact matches

After several years, the NAYS Coach Liability insurance program was enhanced to provide continuing education; plus, coaches receive a higher General Liability limit of $ 2,000,000 and a $ 100,000 Accident insurance benefit.

BSL restrictions may include a total breed ban, or some lesser rules such as (but not limited to): higher licensing fees, registering the dog as dangerous with local governments, liability insurance coverage, mandatory sterilization, muzzling on public property, placement of warning signage on private property, and standardized caging requirements.

«Product - liability policy limits are much higher than typical auto - policy limits,» explains Hilary Rowen, a San Francisco attorney who specializes in insurance issues.

If you own a dog that is restricted by most homeowners insurance companies, an umbrella policy may be a great option if you have high liability limits on your auto policy.

This means that if someone sues you for liability and the liability amount exceeds your insurance coverage, your umbrella insurance policy will cover the remaining costs, up to your much higher policy limit.

The renters insurance experts at Effective Coverage generally suggest increasing your liability limits as high as possible for that very reason — it's not unlikely that someone could sue you for several hundred thousand dollars.

It's generally at least $ 100,000, and many people elect for higher limits because liability claims on renters insurance can be significant, especially those involving bodily injury or major property damage such as in an apartment fire.

The longer you have renters insurance, and the higher your liability limit is, the more you could save on your homeowners insurance!

If you need higher liability limits, umbrella liability coverage, additional jewelry coverage, or other types of coverage, your renters insurance expert will be able to help you manage those coverage needs.

@BrianHall: To be clear, the numbers you give are in line with many state minimums for liability coverage, but most car insurance companies do push higher coverage limits (commonly 250K / 500K / 100K for per person / per incident person cap / per incident property damage), and the incremental cost of the higher coverage is often much less than the cost of the basic coverage (it's not paid out often, and electing it demonstrates responsibility, which they like in their insured).

When you're comparing Citrus Heights insurance quotes for your vehicle, check to see if the policies the companies are offering provide the basic liability coverage required by California law or standard coverage, which includes higher liability limits plus comprehensive, collision, insured and uninsured motorist coverages.

To prevent such an occurrence, you can either elect to purchase a policy with higher liability limits or you can consider purchasing a personal umbrella insurance policy.

One of the things, if I may, to just stay on the [inaudible 00:40:04] that I didn't cover that I think is extremely important when we talk about what type of limit or how high of a limit do you need is the fact that typically, lawyers» professional liability insurance limits are written so you have a per claim limit.

Underinsured motorist coverage helps cover the policyholder's costs when the at - fault driver's insurance is not sufficient, as long as the policyholder's insurance limit is higher than the at - fault driver's liability limit.

Increasing your liability limits would involve paying higher premiums to your insurance company, but it would shield your wealth from lawsuits.

Liability insurance policies for commercial vehicles tend to have much higher limits than those for personal cars, trucks, and vans because the harm caused by a truck is often more than injuries caused by an accident with a personal vehicle.

Since personal injury claims are often subjective in nature and valued much higher than property damage claims, insurance companies will do everything in their power to either deny liability, limit the value of your claim, or simply refuse to budge from their insultingly - low settlement offer.

Underinsured motorist bodily injury (UIMBI) coverage will help cover your costs for bodily injury when the other driver's insurance is not sufficient, as long as your UIMBI limit is higher than the at - fault driver's liability limit.

Higher liability limits, as well as collision and comprehensive damage coverage requirements, often raise the cost of insurance premiums.

The higher your deductibles, the lower your rates and the lower your liability limits, the lower your insurance quote becomes.

Commercial vehicle and commercial truck insurance policies are similar to standard car insurance policies, but include higher liability limits and coverage specific to your business.

«While it's always wise to carry higher liability limits if you can, carrying bare - bones basic car insurance is better than nothing.

You may get a better deal on your Alaska car insurance if your past liability limits were higher than the minimum.

Our Colorado motorcycle insurance policies feature liability, collision and comprehensive options with high coverage limits to fit your lifestyle.

Drivers required to have FR - 44 forms must carry liability insurance with higher limits than those required for other drivers.

To prevent such an occurrence, you can either elect to purchase a policy with higher liability limits or you can consider purchasing a personal umbrella insurance policy.

Additionally, if you are to blame in an accident and carry single - limit liability insurance, the injured party's attorney may press for a higher amount in a settlement because there is no limit (with the exception of the total coverage limit) to bodily injury coverage.

Even if you are using your vehicle as an independent contractor or sole proprietor, you may need higher liability limits for business uses, or specific commercial auto insurance.

Your business may also require a higher liability limit than is typically available through personal car insurance policies.

RV insurance policies allow for significantly higher liability limits than auto insurance.

RV insurance is a specialized policy that varies from auto insurance in that it has higher liability limits, coverage for when it's used as a residence, and special equipment coverage.

From higher liability limits to special equipment coverage, it is important to understand all aspects of RV insurance coverage options.

And, no matter how cheap state minimum coverage is, I am now keenly aware of the importance of carrying higher liability and medical limits on my own auto insurance, including underinsured and insured motorist coverage.

The higher your liability coverage limits are, the more likely your auto insurance policy will be able to pay all of the damages.

The policy should contain liability, medical, property, collision and comprehensive insurance with limits high enough to cover any necessities.

Furthermore, if a claimant is an insured under the underinsured motorist coverage on separate or additional policies, the limit of underinsured motorist coverage applicable to the claimant is the difference between the amount paid to the claimant under the exhausted liability policy or policies and the total limits of the claimant's underinsured motorist coverages as determined by combining the highest limit available under each policy; provided that this sentence shall apply only to insurance on nonfleet private passenger motor vehicles as described in G.S. 58-40-15 (9) and (10).

That is why many insurance professionals and financial advisors recommend purchasing coverage with higher liability limits.

If you borrow someone's car and crash it, the vehicle owner's car insurance pays out first, and if it's not enough to cover damages, your non-owner policy would then pay out as secondary coverage — provided your policy's liability limit is high enough.

Medical coverage to others pays regardless of fault, whereas your home insurance liability coverage, which has higher limits, normally pays only if you're found legally responsible for the loss.

If you currently carry limits of liability on your standard policies that are higher than required, you may consider reducing them with a personal umbrella insurance policy

The insurance industry recommends bodily injury liability coverage of $ 100,000 per person and $ 300,000 per accident (referred to as 100/300), if you can afford these higher limits.

Businesses with higher risks that exceed the coverage conventional business liability insurance may opt for excess of loss reinsurance or umbrella insurance that increases coverage limits.

Assuming you select the highest payment limit on your auto liability policy, you would only need to have assets in excess of that limit, typically $ 300,000, to justify umbrella insurance coverage.

While a typical boat liability insurance policy caps at a limit of somewhere between $ 100,000 and $ 1 million, an umbrella liability policy can provide extra coverage with a much higher limit, such as $ 10 million worth of liability.

Regardless of your reasons for considering a policy, if the liability coverage limits of your currently held policies do not seem high enough, umbrella insurance in California may be just what you need.

It's smart to select the highest auto insurance liability limits you can comfortably afford so you have adequate coverage if the unthinkable happens.

Purchase enough insurance to replace all of your belongings, and choose a liability limit high enough to protect any savings and property you could lose if you were sued.

The renters insurance experts at Effective Coverage generally suggest increasing your liability limits as high as possible for that very reason — it's not unlikely that someone could sue you for several hundred thousand dollars.