Sentences with phrase «high amount of premiums»

Unfortunately, you would need to pay high amount of premiums.
Because these policies are not medically underwritten, the insurer is taking on a much greater amount of risk with its applicants — and because of this, the insured will be required to pay a much higher amount of premium in order to compensate for this risk.
In that case, the individual runs the risk of either having to pay a higher amount of premium due to their adverse health, or even being denied for Medicare Supplement insurance coverage altogether.
This plan will require a higher amount of premium than a regular term life insurance policy.
In case you possess diabetes, high blood pressure, non standard BMI, or suffering from some severe disease will attract a higher amount of premium as compared to other healthy lives of your age.
It needs to be understood that he will be required to pay a higher amount of premium for such renewals.
Seniors require the most basic of the insurance cover, as they are considered less of a risk as drivers and most insurance agents don't cover them for comprehensive or collision coverage that may require higher amount of premium.
In case you possess diabetes, high blood pressure, non standard BMI, or suffering from some severe disease will attract a higher amount of premium as compared to other healthy life of your age.
In case, you buy an endowment or ULIP Plan, which provides a combination of life insurance plus investment, you need to pay a higher amount of premium as it goes towards providing the life cover and investment returns.

Not exact matches

Singapore Airlines has a reputation for quality and a substantial amount of business travel to and from the city - state, improving its ability to configure aircraft with a high number of premium seats and charge more than one - stop competitors, according to analysts.
The American Express Platinum card has one of the highest annual fees of any consumer credit or charge card — $ 550 — but as Amex's flagship product, this premium credit card offers a tremendous amount of value to offset that fee.
The new report comes a few months after WSJ also reported that Facebook would be willing to pay up to $ 3 million per episode for potential high - profile shows — an amount that rivals the price of top shows on premium cable channels — as well as smaller outlays for original sitcoms and other scripted shows.
That could lead to people signing up for the short - term plans because of cheap monthly premiums and paying much higher amounts when they need care.
When working with risk premium, systematic risk and nonsystematic risk, the rule is that the expected return on the business operations will always be directly related to the amount of risk taken on: Lower risk decisions come with lower expected returns, and higher risk decisions come with higher expected returns.
Notably, there was a record amount of empty retail space along the high - end strip of Fifth Avenue, as fewer companies chose to pay a premium for that location.
«This often means a slightly higher premium in airfare but typically decreases the amount of time spent disconnected from work — and that might easily be worth more than the difference,» he says.
Muni bonds often trade at a premium to US Treasuries which are considered risk - free by a small margin, plus the amount of tax savings for the highest tax bracket.
By purchasing large quantities of high - end spirits directly, the New Orleans Spirits Exchange elevates the future amount of premium spirits allocated to the city.
Increased Retiree Health Insurance Premium - Sharing: While most employers — public and private — do not reimburse retirees for the cost of Medicare Part B premiums, New York State pays for the standard premium and the Income - Related Monthly Adjustment Amounts (IRMAA) levied on high - income retirees (couples with incomes in excess of $ 170,000 per year).13 Under the Governor's proposal, the State would cap the amount retirees are reimbursed at current levels and discontinue IRMAA reimbursements for those most able to afford the costs of health insurance.
The higher the amount of any claim you pay yourself, the lower the premium.
Bronze and Silver plans have lower premiums (the amount you pay every month), but higher out - of - pocket costs (the amount you pay for hospital and doctor's bills before your insurance kicks in) than the Gold and Platinum varieties.
PREMIUM QUALITY AB MAT — Made from anti-microbial PVC leather and high density foam, the Power Core ab exercise mat is both durable, comfortable, stays clean and provides the perfect amount of support for your back and spine while challenging your core muscles to the maximum.
In the first half of the 20th century, the high school wage premium, the amount of money high school graduates earned greater than those who hadn't graduated, declined.
With an exterior length of 4,350 millimetres, a width of 1,834 millimetres and a total height of 1,560 millimetres, the BMW Concept Active Tourer is geared towards customers of the premium segment who appreciate a high level of comfort, a raised seating position and a generous amount of space.
Lots of high quality materials are used, with a good amount of soft - touch and tactile trim pieces dotted about the dashboard and the main contact areas, and the overall design has a far more premium feel than the slightly iffy in places setup that you'll find on a handful of rivals, such as the soon - to - be-facelifted Buick Encore.
For instance, deductibles can range from 0 to $ 1,000 (a higher deductible means a lower monthly premium, but more out - of - pocket each time your pet begins a new treatment, and a lower deductible means a higher monthly premium), and certain policies will allow a limited amount per visit or incident, which means you would be responsible for anything over that allowed amount.
This inconsistency effectively precludes the financing of MI premiums into the loan amount, leading to higher monthly payments for borrowers.
If you want to increase your deductible, and lower the cost of your monthly premiums, the next highest dollar - amount deductible might be $ 2,500 - an amount you might not be comfortable with.
This difference, which is called the «equity premium», reflects the higher amount of risk assumed when owning stocks.
So it's best to choose a high deductible to get the lowest premium if you are a good driver and can pay a larger out - of - pocket - amount, and the lower deductible in other cases (e.g. you can not pay a large out - of - pocket amount in case of an accident), right?
High - deductible health plans offer lower premiums than traditional health insurance plans, with the trade - off being much higher deductibles (the amount that the insured person must pay before the insurance company will begin covering part or all of the cost of the medical treatment or item) than traditional health insurance plans.
This may seem like a fast, easy way to get life insurance, but because the insurance company has no insight into your health condition, your premium will be much higher for the amount of coverage that you buy.
Colonial Penn's term and whole life insurance products don't require a medical exam and have a maximum death benefit of $ 50,000, meaning you'll typically pay higher premiums and won't be able to purchase a greater amount of coverage should your financial needs change.
Most robo - advisory services limit the amount and kind of hands - on help they offer customers (e.g., email only or one meeting per year) or offer access to one - on - one advice only to premium account holders who maintain high account balances.
For a cash value life insurance policy, premiums are higher at the beginning than they would be for the same amount of term insurance.
Variable universal life insurance is going to give you the least amount of flexibility in how much you can change your premiums, but it will also give you the highest cap on how much growth you can get from the cash value.
Considering the potential amount of coverage, the premiums for this policy may be higher.
It's usually worth shopping around and sometimes paying a slightly higher premium for a policy that allows you to reduce the face amount of coverage, if desired, as well as to convert all or a part to a permanent policy through at least age 65.
Usually, the amount of dividends paid helps offset the higher monthly premium payments.
Choosing a higher deductible reduces the amount of money your insurance company pays in the event of a claim, so if you're willing to pay a higher deductible, insurance providers are willing to lower your premium.
It's not just insurance companies who can lower your premiums; if you want to lower what you pay each month or each year, you can request a higher deductible or even, in some cases, a lesser amount of coverage.
A low deductible (the amount you pay out of pocket when filing an insurance claim) usually means a higher premium or monthly payment.
For certain individuals, it may be more prudent to purchase a term life insurance policy with lower premiums for a fixed amount of time and take the difference in savings between the two policies and invest in different types of stocks, bonds and mutual funds which may lead to higher returns and a more diversified portfolio.
Final expense insurance: These policies are for seniors with health issues who can't qualify for traditional term life insurance, but need a policy to help cover end - of - life costs and outstanding debts, Premiums are generally high and coverage amounts are limited.
The total amount of premiums you pay throughout your lifetime will be significantly higher in the term - 10 compared to the term - to - 100, assuming you keep renewing the term - 10 until it expires.
In this regard, a higher insurance credit score will result in you paying a lower amount of premium, and conversely, a lower insurance score will likely result in you being charged a higher amount for coverage.
The Ritz - Carlton Rewards ® Credit Card comes as a premium credit card with quite high of an annual fee, but its perks and benefits and large amount of additional services are worthwhile to obtain this card.
If you can afford to pay the entire cost of repairing the damage anyway, you should consider a higher deductible amount to achieve substantial savings on your premiums.
However, because you do not have to qualify, premiums are typically higher than what a healthy person would pay for the same amount of coverage under a policy that went through medical underwriting.
While the initial premium on term life coverage is less than a comparable amount of permanent coverage, over time term life insurance premiums can become quite high.
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