Sentences with phrase «high amounts of credit»

Chapter 7 bankruptcy is often an option for people facing high amounts of credit card debt and debt stemming from medical bills or payday loans.

Chapter 7 bankruptcy is geared towards people with high amounts of credit card debt and a lower income.

Merchant / Creditor name, Subscriber Number, account number, Date opened, Date closed, Current Balance, Highest credit limit, Highest amount of credit used, and your Repayment History.

For example, if you have a lengthy credit history with a small number of late payments (a good thing), but you also carry a high amount of credit card debt (a bad thing), you may find that different insurers weigh these variables differently and give you prices to match.

With the high amount of credit card debt, we do have, consolidation may also help you to pay off those credit cards sooner rather than later — making that celebration that much sweeter.

They already carry a high amount of credit card debt, bank loans, and other unsecured debt and they need to keep up with the minimum monthly payments on this debt.

Of course, they also come with higher amounts of credit risk, the risk that a bond issuer will default on their coupon or principal payments.

Per the U.S. Census Bureau's latest in - depth data on debt, those who identified themselves as white carried the highest amount of credit card debt at $ 7,942.

On the other hand, a high amount of credit utilization signals to lenders that you are overextended and are at a higher risk of defaulting on your loans.

At an average of $ 4,673 each, San Diego residents ranked 10th in the country for the highest amount of credit card debt per capita.

If you do agree to receive invitations, you don't need to accept a credit limit increase if you don't want to or feel you can't manage a higher amount of credit.

The baby boomers were the first generation to have credit cards in their pockets, making it only natural that they also carry the highest amount of credit card debt.

You may get access to higher amounts of credit without increasing your deposit based on your creditworthiness and payment history.

Not exact matches

Minimize the amount of debt that you carry, especially high - interest debt, such as credit card debt.

The pressure to put money into the industry has created ideal conditions for fundraising, which is why we have such a high amount of dry powder and that's creating even more intense competition for deals along with continued favorable credit markets which allow for cheap debt.

The American Express Platinum card has one of the highest annual fees of any consumer credit or charge card — $ 550 — but as Amex's flagship product, this premium credit card offers a tremendous amount of value to offset that fee.

These cyber zombies know that from the moment they begin an attack, they have a limited amount of time to disseminate the information they find (your customer's credit card info, medical info, etc.) to the highest bidder.

«Increased losses are emanating from weaker collateral pools in the 2013 - 2015 transactions, which have weaker credit quality including lower FICO scores, higher amounts of extended term loans (over 60 months) and higher LTVs [loan to value ratios],» Fitch Ratings analysts wrote Thursday.

And since the Tech Bubble, we have seen unprecedented amounts of liquidity funneled into the capital markets, and highly - levered, credit - sensitive, smaller - cap and lower - quality stocks and sectors outperformed their more liquid, larger - cap, higher - quality counterparts.

Origination charges are typically higher for borrowers with lower credit, but 1 % of the loan amount is not unusual.

The card's early spend bonus is quite attractive for the VentureOne ®, but for users with longer - term horizons and higher amounts of charges, the Capital One ® Quicksilver ® Cash Rewards Credit Card is much better.

John could potentially pay off the advance sooner if his daily credit card income is higher than usual, but he would still have to pay the full amount of $ 125,000.

While Kabbage also has a line of credit, the maximum loan amount is only $ 150,000 and APRs are higher at 20 - 80 %.

If your income is higher than that benchmark, you can claim a reduced amount of the credit.

Both options will also get rid of any lingering score damage caused by having card accounts with such a high credit utilization — the amount you have borrowed compared to your credit limits.

Kabbage and Fundbox both have similar line of credit products; however, Kabbage offers higher loan amounts and longer terms.

Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

Traditional bank loans for large amounts often require excellent credit scores of 720 or higher for the best rates.

The net amount of the bank's debt protected by credit - default swaps almost doubled to a two - year high of $ 940 million on July 4 since April, according to the Depository Trust & Clearing Corp..

Let's assume that your card balance is $ 1,200 with 12 % APR and the credit card minimum payment is set at the higher amount between 2 % of the card balance and $ 15, your minimum payment will be calculated as follows:

Using our tool below, you can enter your current amount of debt, estimated monthly payments and current interest rate, and our tool will figure out which credit cards will provide you with the best value, ranking them from highest to lowest value.

This can include making a large downpayment; showing an exceptionally - high credit score; or having large amounts of reserves in the bank accounts and investments.

On the other hand, if your husband delays receipt of benefits until age 70, he earns delayed retirement credits and he locks in a benefit that is 32 % higher than the amount he receives at full retirement age (age 66) and 76 % higher than the benefit he would have received had he started taking benefits at age 62 (Source: Social Security Administration).

However, if multiple lenders reject a pre-approval application, it could be a result of a low credit score or a high amount of debt.

2 Expenses for a contract with a bonus may be higher than for a contract without a bonus, the amount of the credit may be more than offset by additional fees and charges associated with the bonus, and the surrender periods may be longer than those of a non-bonus annuity.

Your rate is calculated based on a variety of factors, including credit qualifications, loan - to - value, line loan amount and other criteria, but generally may be higher than a conventional loan interest rates.

Each billing period, we will generally apply amounts you pay that exceed the minimum payment due to balances with higher APRs before balances with lower APRs as of the date we credit your payment.

You may want to consider other options if you owe more than your annual income in the form of «bad» debt (e.g., high - interest credit cards or payday loans), you simply can not make minimum payments on time, or a debt management plan can't reduce your monthly debt payment to a manageable amount.

By purchasing massive amounts of high - risk MBS and long - term government bonds, the Fed helped lower longer - term interest rates but steered credit away from private investment, which was also impeded by stricter macro-prudential regulations.

However, the credit is nonrefundable and phases out quickly at higher levels of income, making few people eligible for the maximum amount.

And did you know that blackberries have one of the highest amounts of antioxidants — even more so than blueberries who usually get all the antioxidant credit.

The amount of money us fans put in to this club (highest ticket in the world) we can take a sizeable chunk of credit for that success in building the club.

Most credit cards come with high - interest rates, which could lead to a significant amount of debt each month.

These findings are very much in line with our earlier polling after the budget and the spending review, which found high levels of support for capping the total amount of benefits a family could receive, reducing the welfare budget and freezing the working tax credit.

The credit card company will then charge a percentage of the amount you transfer, usually 1 - 5 %, which may still be a better option than leaving the balance on your current card with its high interest rate.

Coming from Antoine Fuqua, whose best credit is 2001's Training Day, hopes weren't necessarily that high — but he has brought the requisite amount of humour, nostalgia and good old - fashioned cowboy - shooting to a genre that never fails to excite.

Still, it deserves a good amount of credit for what it is able to achieve with its sights set higher than any production before it.

Thus the unit - credit system came to define both the structure and the meaning of a high - school education: a rigid schedule of subjects and classes, an emphasis on time served rather than amount learned, and a belief that once a student obtained the required number of graduation units, his high - school education was complete.

At Bronx Arena High School (BAHS), a transfer school in the impoverished Soundview neighborhood of the South Bronx, students enroll from an array of previous high schools with differing amounts of credHigh School (BAHS), a transfer school in the impoverished Soundview neighborhood of the South Bronx, students enroll from an array of previous high schools with differing amounts of credhigh schools with differing amounts of credits.

Over the screaming objection of the Teachers Union, Rudy spent boocou political capital for open enrollment, the forerunners of charters, high school kids going to college classrooms and even some small amounts of tax credits - deductions for the parents for education costs.